305-81 Wellesley Street, Toronto, ON
Church-Yonge Corridor, Toronto · MLS® C13546202
About this home
One Room shared with other two roommates. Fully Furnished Unit at Amazing Location in Downtown Toronto, Spacious 2 Bedroom + Den (Large Den with Floor to Ceiling Window can be used as Third Bedroom). 9 Ft Smooth Ceiling, Modern Kitchen With Gas Cook Top, Quartz Countertop & Backsplash, Built-In Top-Of-The-Line Appliances, Fully Tiled Luxuries Washrooms, Lots of Storage Space. Next to Wellesley Subway, Close to U of T, TMU (Ryerson), Dundas Square, Eaton Centre, Hospital, Shops, Restaurants, Bars, and much more. (Master Bedroom $1800, Whole Unit $4500)
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13546202
- Bedrooms
- 1
- Bathrooms
- 2
- Size
- 1000-1199
- Cross streets
- Wellesley/Church
- Parking
- 0 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Exposure
- North South
- Days on market
- 9
- Listing brokerage
- SOTHEBY'S INTERNATIONAL REALTY CANADA
Rooms
laminate · b/i appliances · quartz counter
laminate · north view · window floor to ceiling
laminate · north view · w/o to balcony
laminate · combined w/kitchen
laminate · walk-in closet(s) · south view
laminate · closet
Listing history
- Jul 9, 2026Listed$4,500
Price and status history from the listing board. Deemed reliable but not guaranteed.
Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent leases and give you a straight answer on what it will really take.
Ask Moe if this price is fairIts public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homes8 days longer than the Toronto average (1 days).
View comparable listingsNot enough sq ft data to place this home on the area price curve.
Neighbourhood & location
Church-Yonge Corridor, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $1,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6
- Property tax
- $1
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $8
- Toronto municipal land transfer tax
- $8
- Estimated closing costs
- $15
Plus your down payment of $300. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $384
- Principal paid down
- $153
- Interest paid
- $231
- Balance remaining
- $1,047
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.