220-169 Fort York Boulevard, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13546788

$369,000
For Sale
Listed 8 days ago
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1Bathrooms
0Parking
0-499Sq Ft

About this home

Welcome to The Garrison! Bright south-facing studio featuring soaring 10-foot ceilings and an impressive 106 sq. ft. private terrace. Large windows fill the suite with natural light, while the functional open-concept layout makes the most of every square foot. Residents enjoy access to top-tier amenities, including a fully equipped fitness centre, yoga studio, sauna,t heatre and games rooms, rooftop terrace with BBQs, and 24-hour concierge. Perfectly located just steps to the TTC, waterfront, King West, Liberty Village, The Well, Stackt Market, parks, cafés, shops, and the Martin Goodman Trail. Enjoy convenient access to major highways, Union and Exhibition GO Stations, with exciting future growth including the King-Bathurst OntarioLine subway station and the Ontario Place redevelopment. On the building's retail level, enjoy direct access to Anytime Fitness, Next Golf Simulator, Organic Nail Bar, and a convenience store. An ideal opportunity to own in a vibrant downtown neighbourhood with exceptional transit, amenities, and everyday conveniences at your doorstep.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13546788
Bathrooms
1
Size
0-499
Cross streets
Fort York & Bathurst
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$258/mo
Exposure
South
Property tax
$1,512 / 2026
Days on market
8
Listing brokerage
SAGE REAL ESTATE LIMITED
Moe’s TakeTeam Asgarian · Broker
Below comparables
$504Kest. value

Listed at $369,000, this home is about 27% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $274K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $489K
  • Adjusts to $489K

That comparable adjusts to $489K; the $504K estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (The Waterfront School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Bathurst St at Fort York Blvd is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$369KGreat deal$529KOverpriced

Total price vs nearby homes. Fair value about $504K, median of 8 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Open-concept layout: modern, sought-after flow.
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$463kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

3501-8 Widmer Street$388k1216-19 Bathurst Street$449k1603-30 Nelson Street$469k2206-65 Bremner Boulevard$489k1007-55 Mercer Street$518k

The 5 closest of 8 active listings nearby.

See all comparable homes
369kThis home388k449k469k489k518kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $518K
$1,479this home / sqft
9active listings nearby
8days on market

This home lists 28% below the area average of $2,056/sqft.

7 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

85/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Bathurst St at Fort York Blvd, about 46 m away

20+ transit stops15 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$998K
Church-Yonge Corridor
$574K
Annex
$1.39M
Mimico
$875K
Banbury-Don Mills
$500K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near The Waterfront School
74%
The Waterfront SchoolPublic · Elementary · 0.4 km awayAround the GTA average · 74% meet the provincial standard

Affordability & Mortgage

Affordability
$1,682/mo
$76KIncome needed
4.8×Price ÷ income
$388Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

81%mortgage
Mortgage $1,682Property tax $126Condo fee $258Total carry $2,066

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,575per month

Mortgage amount $295,200 · 4.14% over 25 years

$73,800Down payment (20.0%)
$295,200Loan before insurance
$0CMHC premium
$1,959Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,575
Property tax
$126
Condo / maintenance fees
$258
Heating
$0
Estimated monthly cost
$1,959

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,010
Toronto municipal land transfer tax
$4,010
Estimated closing costs
$8,020

Plus your down payment of $73,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$1,913/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$177,389Total interest paid
$472,589Total of all payments
Principal $295,200 Interest $177,389
YearPrincipalInterestBalance
1$6,916$11,988$288,284
2$7,205$11,699$281,080
3$7,506$11,397$273,574
4$7,820$11,083$265,753
5$8,147$10,756$257,606
6$8,488$10,416$249,118
7$8,843$10,061$240,275
8$9,213$9,691$231,062
9$9,598$9,305$221,464
10$10,000$8,904$211,464
11$10,418$8,485$201,046
12$10,854$8,050$190,192
13$11,308$7,596$178,884
14$11,781$7,123$167,104
15$12,274$6,630$154,830
16$12,787$6,117$142,043
17$13,322$5,582$128,721
18$13,879$5,024$114,842
19$14,460$4,444$100,382
20$15,064$3,839$85,318
21$15,695$3,209$69,623
22$16,351$2,553$53,272
23$17,035$1,869$36,237
24$17,748$1,156$18,490
25$18,490$414$0

At the end of your 5-year term

Total paid over the term
$94,518
Principal paid down
$37,594
Interest paid
$56,924
Balance remaining
$257,606

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
5.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.5%
Gross yield
− Property tax $1,512− Condo fees $3,101− Insurance $600− Vacancy & upkeep $3,036Net operating income $19,352

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAGE REAL ESTATE LIMITED. MLS®/PropTx.

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