2804-2181 Yonge Street, Toronto, ON

Mount Pleasant West, Toronto · MLS® C13546836

$465,000
For Sale
Listed 13 days ago
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2Bedrooms
1Bathrooms
0Parking
500-599Sq Ft

About this home

Welcome to this Bright Unit with a Functional open concept layout with opportunity for multiple living spaces. This unit is move in ready, kept in immaculate condition, with great layout (no wasted space). 1 bedroom unit with floor to ceiling windows, small den with a door to be used for a small office space or walk in closet. South facing with lots of natural light, ensuite laundry, stainless steel kitchen appliances, full sized open balcony. Modern looking Kitchen with a breakfast bar seating space and has a functional living room. Freshly painted and cleaned. Good storage space with multiple closets. Well managed building with low monthly maintenance fees that include Heat & AC, and more! Amazing building amenities - Fitness Centre, Sauna, Pool, 24/hr Concierge/Security, Business Centre/ Meeting room, Theatre, Billiards Room, Party & Dining Room, Guest Suites, Beanfield Fiber Internet available. Great location, in the heart of Mid Town/ located right next to Yonge and Eglinton/ across the street from Farm Boy Grocery. TTC Subway access just mins walking away/ future Cross town LRT, plenty of restaurant/ bars/ shopping/ parks/ cafes, and more more near by.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13546836
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
500-599
Cross streets
Yonge & Eglinton
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$472/mo
Exposure
South
Property tax
$2,839 / 2026
Days on market
13
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Living RoomMain5.76 × 2.93 m

laminate · combined w/dining · w/o to balcony

KitchenMain3.00 × 2.74 m

tile floor · stainless steel appl · breakfast bar

DenMain1.53 × 2.06 m

Separate Room

Dining RoomMain5.76 × 2.93 m

laminate · combined w/living · south view

Primary BedroomMain2.55 × 2.13 m

large closet · mirrored closet · sliding doors

Our TakeTeam Asgarian · Broker
Below comparables
$494Kest. value

Listed at $465,000, and my independent estimate is about 6% below comparable homes, worth a close look.

In Mount Pleasant West lately, sellers get about 96% of asking; homes sell in ~40 days.

List price
$465KGreat deal$516KOverpriced

Total price vs nearby homes. Fair value about $494K, median of 5 comparables.

How this estimate is builtthe short version

I take the 5 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $466K, a close match.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (North Toronto Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 5 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Mount Pleasant West · asking prices
$473kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1906-185 Roehampton Avenue$483k2301-195 Redpath Avenue$439k1037-8 Hillsdale Avenue$499k3604-8 Eglinton Avenue$428k1105-101 Erskine Avenue$515k

The 5 closest of 8 active listings nearby.

See all comparable homes
465kThis home483k439k499k428k515kThis home vs active comparables
Live market pulseActive comparables in Mount Pleasant West · median list $589K
$846this home / sqft
61active listings nearby
13days on market
99sold nearby · 90 days
$660Kmedian sold price
96%of asking, on average

This home lists 8% below the area average of $922/sqft.

12 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Mount Pleasant West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$560K
Church-Yonge Corridor
$587K
Moss Park
$490K
Willowdale East
$562K
Waterfront Communities C1
$604K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Eglinton Junior Public School
70%
Eglinton Junior Public SchoolPublic · Elementary · 0.7 km awayAround the GTA average · 70% meet the provincial standard

Affordability & Mortgage

Affordability
$2,119/mo
$101KIncome needed
4.6×Price ÷ income
$489Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $2,119Property tax $237Condo fee $472Total carry $2,828

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,985per month

Mortgage amount $372,000 · 4.14% over 25 years

$93,000Down payment (20.0%)
$372,000Loan before insurance
$0CMHC premium
$2,694Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,985
Property tax
$237
Condo / maintenance fees
$472
Heating
$0
Estimated monthly cost
$2,694

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,775
Toronto municipal land transfer tax
$5,775
Estimated closing costs
$11,550

Plus your down payment of $93,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,411/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$223,539Total interest paid
$595,539Total of all payments
Principal $372,000 Interest $223,539
YearPrincipalInterestBalance
1$8,715$15,107$363,285
2$9,079$14,742$354,206
3$9,459$14,363$344,747
4$9,855$13,967$334,893
5$10,267$13,555$324,626
6$10,696$13,125$313,929
7$11,144$12,678$302,786
8$11,610$12,212$291,176
9$12,095$11,726$279,081
10$12,601$11,220$266,479
11$13,128$10,693$253,351
12$13,678$10,144$239,673
13$14,250$9,572$225,423
14$14,846$8,976$210,578
15$15,467$8,355$195,111
16$16,114$7,708$178,997
17$16,788$7,034$162,210
18$17,490$6,332$144,720
19$18,221$5,600$126,498
20$18,984$4,838$107,515
21$19,778$4,044$87,737
22$20,605$3,217$67,132
23$21,467$2,355$45,665
24$22,365$1,457$23,300
25$23,300$521$0

At the end of your 5-year term

Total paid over the term
$119,108
Principal paid down
$47,374
Interest paid
$71,734
Balance remaining
$324,626

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.4%
Gross yield
− Property tax $2,839− Condo fees $5,664− Insurance $600− Vacancy & upkeep $2,244Net operating income $9,053

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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