12 Embro Drive, Toronto, ON

Clanton Park, Toronto · MLS® C13548994

$2,699,000
For Sale
Listed 7 days ago
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5Bedrooms
6Bathrooms
2Garage · 6 parking
3500-5000Sq Ft

About this home

Experience Refined Luxury in This Exceptional Custom Built Family Residence Offering Over 4,000 Sq. Ft. Above Grade of Exquisitely Finished Living Space. Showcasing Impeccable Craftsmanship, Sophisticated Design, and the Finest Quality Finishes Throughout, This Elegant Home Features Soaring 10 Ft and Cathedral Ceilings on the Main Level and 9 Ft Ceilings on the Second Floor, Creating an Atmosphere of Grandeur and Timeless Elegance.at the Heart of the Home is a Stunning Chef's Kitchen Appointed With Quartz Countertops, Premium Thermador Appliances and Walk in Pantry With Custom Cabinetry Thoughtfully Designed for Both Everyday Living and Effortless Entertaining The Professionally Finished Lower Level is a True Extension of the Home, Featuring an Expansive Recreation Room With a Walk Up to the Beautifully Landscaped Backyard, a Dedicated Exercise Room, and a Private Nanny/in Law Suite With Its Own Separate Side Entrance Offering Exceptional Flexibility for Extended Family, Guests, or Live in Help. Step Outside to Your Own Private Outdoor Oasis. The Newly Built Custom Outdoor Kitchen is Equipped With a Built in BBQ, Granite Countertops, Refrigerator Drawers, Food Warmer and a Custom Gas Fire Table, Creating the Ultimate Setting for Al Fresco Dining and Unforgettable Entertaining. A Rare Offering That Seamlessly Blends Luxurious Finishes, Exceptional Functionality, and Thoughtfully Designed Indoor Outdoor Living in One Extraordinary Family Home.

Key facts

Property type
Detached, 2-Storey
MLS®
C13548994
Bedrooms
5 (4 + 1)
Bathrooms
6 (1 half)
Size
3500-5000
Lot
50 × 162 ft
Cross streets
Wilson Heights & Sheppard
Parking
2 garage · 6 parking (built-in)
Driveway
Private
Basement
Finished, Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Brick
Foundation
Other
Roof
Other
Sewer
Sewer
Property tax
$14,215 / 2025
Days on market
7
Listing brokerage
THE AGENCY

Rooms

Bedroom 2Second3.60 × 4.02 m

hardwood floor · semi ensuite · closet

Dining RoomMain3.78 × 4.02 m

hardwood floor · combined w/living

Bedroom 4Second3.72 × 4.82 m

hardwood floor · 3 pc ensuite · closet

Exercise RoomBasement3.05 × 3.96 m

tile floor · 2 pc ensuite

Living RoomMain3.66 × 4.79 m

hardwood floor · crown moulding · pot lights

RecreationBasement5.12 × 7.62 m

laminate · w/o to yard · gas fireplace

Primary BedroomSecond4.99 × 7.44 m

hardwood floor · 5 pc ensuite · walk-in closet(s)

Bedroom 3Second4.39 × 4.60 m

hardwood floor · semi ensuite · closet

KitchenMain4.88 × 7.62 m

centre island · stainless steel appl · w/o to deck

Family RoomMain4.57 × 4.88 m

hardwood floor · gas fireplace · window

DenMain3.17 × 4.21 m

hardwood floor · pot lights · crown moulding

Moe’s TakeTeam Asgarian · Broker
Below comparables
$3.16Mest. value

Listed at $2,699,000, this home is about 15% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $3.12M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $3.25M
  • Bedrooms −$30K
  • Bathrooms −$15K
  • Adjusts to $3.21M

That comparable adjusts to $3.21M; the $3.16M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (William Lyon Mackenzie Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Sheppard Ave West at Banting Ave is about a 3-minute walk away.

List price
$2.70MGreat deal$3.21MOverpriced

Total price vs nearby homes. Fair value about $3.16M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Value driver
  • Worth verifying
  • Weigh carefully
Comparable listingsCurrently listed nearby in Clanton Park · asking prices
$3.24Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

17 Marwill Street$2.60M25 Dresden Road$2.99M34 Wigan Crescent$3.39M20 Sunbeam Avenue$4.00M

The 4 closest active listings nearby.

See all comparable homes
2.70MThis home2.60M2.99M3.39M4.00MThis home vs active comparables
Live market pulseActive comparables in Clanton Park · median list $2.99M
$635this home / sqft
10active listings nearby
7days on market

This home lists 18% below the area average of $774/sqft.

6 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Clanton Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

69/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Sheppard Ave West at Banting Ave, about 228 m away

20+ transit stops1 grocery20+ dining13 parks5 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bedford Park-Nortown
$2.90M
Downsview-Roding-CFB
$1.06M
Lawrence Park South
$2.14M
High Park-Swansea
$4.99M
Wexford-Maryvale
$865K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Dublin Heights Elementary and Middle School
68%
Dublin Heights Elementary and Middle SchoolPublic · Elementary · 0.9 km awayBelow the GTA average · 68% meet the provincial standard

Affordability & Mortgage

Affordability
$12,301/mo
$509KIncome needed
5.3×Price ÷ income
$2,839Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $12,301Property tax $1,185Total carry $13,486

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$11,522per month

Mortgage amount $2,159,200 · 4.14% over 25 years

$539,800Down payment (20.0%)
$2,159,200Loan before insurance
$0CMHC premium
$12,707Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$11,522
Property tax
$1,185
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$12,707

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$53,950
Toronto municipal land transfer tax
$53,950
Estimated closing costs
$107,900

Plus your down payment of $539,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$13,995/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,297,488Total interest paid
$3,456,688Total of all payments
Principal $2,159,200 Interest $1,297,488
YearPrincipalInterestBalance
1$50,583$87,685$2,108,617
2$52,698$85,569$2,055,919
3$54,903$83,365$2,001,016
4$57,199$81,068$1,943,817
5$59,592$78,676$1,884,225
6$62,084$76,183$1,822,141
7$64,681$73,586$1,757,460
8$67,387$70,881$1,690,073
9$70,205$68,062$1,619,867
10$73,142$65,125$1,546,725
11$76,201$62,066$1,470,524
12$79,389$58,879$1,391,135
13$82,710$55,558$1,308,425
14$86,169$52,098$1,222,256
15$89,774$48,494$1,132,483
16$93,529$44,739$1,038,954
17$97,441$40,827$941,513
18$101,517$36,751$839,997
19$105,763$32,505$734,234
20$110,187$28,081$624,047
21$114,796$23,472$509,251
22$119,597$18,670$389,654
23$124,600$13,667$265,054
24$129,812$8,456$135,242
25$135,242$3,026$0

At the end of your 5-year term

Total paid over the term
$691,338
Principal paid down
$274,975
Interest paid
$416,363
Balance remaining
$1,884,225

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
2.3%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.3%
Gross yield
− Property tax $14,215− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $62,883

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of THE AGENCY. MLS®/PropTx.

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