509 Christie Street, Toronto, ON

Wychwood, Toronto · MLS® C13549154

$3,300,000
For Sale
Listed 7 days ago
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5Bedrooms
4Bathrooms
3Parking
2500-3000Sq Ft

About this home

Welcome to 509 Christie Street, a fully renovated Wychwood residence offering an exceptional blend of timeless character, modern luxury, and rare versatility. Set on a magnificent lot just steps from Wychwood Park, Wychwood Barns, the farmers' market, and vibrant St. Clair West, this beautifully updated 3+2 bedroom home is designed for family living, entertaining, and work-from-home flexibility. Natural light flows throughout the home, where 9 foot ceilings, high-end finishes, elegant principal rooms, and thoughtful design create a warm yet sophisticated atmosphere. The main level features inviting living and dining spaces, a beautifully renovated kitchen, a den and seamless access to a private backyard, an impressive outdoor setting ideal for gatherings, quiet retreat, or everyday enjoyment. The upper levels offer generous bedroom spaces, including a third-floor retreat with excellent flexibility for a primary suite, family room, office, or additional bedroom. The finished lower level provides two additional bedrooms and valuable living space, ideal for extended family, guests, or a nanny/in-law setup. Adding to the property's rare offering is a separate coach house, creating outstanding potential for a private workspace, studio, guest accommodations, or additional lifestyle flexibility. With three parking spots, premium finishes throughout, and a coveted location in one of Toronto's most established west-end communities, 509 Christie Street is a remarkable opportunity in the heart of Wychwood. Located within the highly regarded Hillcrest Community School district and moments to parks, shops, transit, cafes, and neighbourhood amenities, this is a truly special home; fully renovated, beautifully situated, and ready for its next chapter.

Key facts

Property type
Detached, 2 1/2 Storey
MLS®
C13549154
Bedrooms
5 (3 + 2)
Bathrooms
4 (1 half)
Size
2500-3000
Lot
32 × 103 ft
Cross streets
Christie St and Davenport Rd
Parking
3 parking
Driveway
Front Yard Parking
Basement
Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$13,382 / 2025
Days on market
7
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES LTD.

Rooms

Family RoomThird4.42 × 10.52 m

hardwood floor · open concept · laminate

Dining RoomMain3.35 × 4.57 m

hardwood floor · bay window · pot lights

Living RoomMain3.81 × 5.18 m

hardwood floor · fireplace · large window

Living RoomBasement3.35 × 3.50 m

laminate · pot lights

Bedroom 5Basement2.74 × 2.90 m

laminate · window · pot lights

DenMain2.74 × 5.49 m

hardwood floor · w/o to deck · sliding doors

Bedroom 2Second3.28 × 3.50 m

hardwood floor · large window · pot lights

KitchenMain3.20 × 4.72 m

hardwood floor · centre island · modern kitchen

Bedroom 3Second3.28 × 3.50 m

hardwood floor · large window · pot lights

SittingSecond3.05 × 6.10 m

hardwood floor · overlooks backyard · w/o to deck

BedroomSecond3.66 × 4.27 m

hardwood floor · 4 pc ensuite · large window

KitchenBasement2.74 × 3.66 m

laminate · eat-in kitchen · stainless steel appl

Common RoomBasement2.59 × 6.40 m

Laminate

Bedroom 4Basement2.74 × 3.66 m

laminate · window · pot lights

Listing history

  1. Jul 14, 2026Listed$6,500

Price and status history from the listing board. Deemed reliable but not guaranteed.

Moe’s TakeTeam Asgarian · Broker
Above the wider set
$2.53Mest. value

Listed at $3,300,000, this home is tracking about 30% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $3.13M, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $2.60M
  • Bathrooms −$30K
  • Adjusts to $2.57M

That comparable adjusts to $2.57M; the $2.53M estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Oakwood Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Christie St at Davenport Rd is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$2.49MGreat deal$3.30MOverpriced

Total price vs nearby homes. Fair value about $2.53M, median of 8 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Value driver
Comparable listingsCurrently listed nearby in Wychwood · asking prices
$2.36Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

89 Ellsworth Avenue$2.50M840 Davenport Road$2.61M16 Rosemount Avenue$2.60M4 Biggar Avenue$1.75M

The 4 closest active listings nearby.

See all comparable homes
3.30MThis home2.50M2.61M2.60M1.75MThis home vs active comparables
Live market pulseActive comparables in Wychwood · median list $2.50M
$1,200this home / sqft
8active listings nearby
7days on market

This home lists 27% above the area average of $944/sqft.

6 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Wychwood, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

75/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Christie St at Davenport Rd, about 109 m away

20+ transit stops5 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

High Park-Swansea
$4.99M
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
Downsview-Roding-CFB
$1.06M
Alderwood
$998K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Oakwood Collegiate Institute
66%
Oakwood Collegiate InstitutePublic · Secondary · 1.1 km awayBelow the GTA average · 66% meet the provincial standard
Hillcrest Community SchoolEQAO results not published
Winona Drive Senior Public SchoolEQAO results not published
St. BrunoEQAO results not published

Affordability & Mortgage

Affordability
$15,040/mo
$610KIncome needed
5.4×Price ÷ income
$3,471Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $15,040Property tax $1,115Total carry $16,155

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$14,088per month

Mortgage amount $2,640,000 · 4.14% over 25 years

$660,000Down payment (20.0%)
$2,640,000Loan before insurance
$0CMHC premium
$15,203Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$14,088
Property tax
$1,115
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$15,203

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$68,975
Toronto municipal land transfer tax
$71,975
Estimated closing costs
$140,950

Plus your down payment of $660,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$17,111/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,586,406Total interest paid
$4,226,406Total of all payments
Principal $2,640,000 Interest $1,586,406
YearPrincipalInterestBalance
1$61,846$107,210$2,578,154
2$64,433$104,623$2,513,721
3$67,128$101,928$2,446,593
4$69,936$99,120$2,376,657
5$72,861$96,195$2,303,795
6$75,909$93,147$2,227,886
7$79,084$89,972$2,148,802
8$82,392$86,664$2,066,410
9$85,838$83,218$1,980,572
10$89,429$79,627$1,891,143
11$93,170$75,887$1,797,973
12$97,067$71,989$1,700,906
13$101,127$67,929$1,599,779
14$105,357$63,699$1,494,422
15$109,764$59,292$1,384,658
16$114,355$54,701$1,270,303
17$119,138$49,918$1,151,165
18$124,122$44,934$1,027,043
19$129,314$39,743$897,729
20$134,723$34,334$763,007
21$140,358$28,698$622,649
22$146,229$22,827$476,420
23$152,345$16,711$324,074
24$158,718$10,338$165,357
25$165,357$3,700$0

At the end of your 5-year term

Total paid over the term
$845,281
Principal paid down
$336,205
Interest paid
$509,077
Balance remaining
$2,303,795

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
1.3%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.9%
Gross yield
− Property tax $13,382− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $41,288

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.

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