3808-55 Charles Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13549454

$699,900
For Sale
Listed 12 days ago
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1Bedrooms
1Bathrooms
0Parking
500-599Sq Ft

About this home

Perched High Above The City On The 38th Floor, This Stunning 1-Bedroom Condo Offers Elevated Urban Living In One Of Toronto's Most Coveted Intersections. This Thoughtfully Designed Suite Features A Modern Open-Concept Layout That Maximizes Both Space And Functionality. The Spacious Bedroom Includes His & Hers Closets, And A Private 4-Piece Ensuite, Creating A Comfortable And Refined Retreat. The Living And Dining Areas Flow Seamlessly, Perfect For Both Relaxing And Entertaining, While The Contemporary Kitchen Complements The Space With Clean Finishes And Smart Design. Located In The Heart Of The City, You're Just Steps From World-Class Shopping, Premium Grocery Stores, Top-Rated Restaurants, And Vibrant Entertainment. Enjoy Immediate Access To The Upscale Boutiques And Charm Of Yorkville, Along With Convenient Transit Options That Make Getting Around Effortless. Whether You're A First-Time Buyer, Investor, Or Looking For A Stylish Downtown Lifestyle, This Condo Delivers Unmatched Location, And Convenience. Perfect For Anyone Looking To Right-Size Their Life!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13549454
Bedrooms
1
Bathrooms
1
Size
500-599
Cross streets
Yonge St and Charles St
Parking
0 parking
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Concrete
Maintenance
$449/mo
Exposure
South
Property tax
$5,113 / 2025
Days on market
12
Listing brokerage
RE/MAX ROUGE RIVER REALTY LTD.

Rooms

Primary BedroomFlat2.80 × 4.24 m

4 pc ensuite · his and hers closets · laminate

KitchenFlat3.23 × 3.17 m

b/i appliances · pot lights · laminate

Dining RoomFlat3.23 × 3.17 m

b/i shelves · open concept · laminate

Family RoomFlat3.23 × 3.47 m

window floor to ceiling · w/o to balcony · laminate

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
Comparable listingsCurrently listed nearby in Church-Yonge Corridor · asking prices
$509kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

4709-100 Dalhousie Street$556k410-33 Lombard Street$500k4106-88 Scott Street$499k904-42 Charles Street$499k2602-159 Dundas Street$489k

The 5 closest of 8 active listings nearby.

See all comparable homes
700kThis home556k500k499k499k489kThis home vs active comparables
Live market pulseActive comparables in Church-Yonge Corridor · median list $545K
$1,274this home / sqft
50active listings nearby
12days on market
100sold nearby · 90 days
$618Kmedian sold price
96%of asking, on average

11 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$506K
Moss Park
$528K
Waterfront Communities C8
$615K
Waterfront Communities C1
$616K
Niagara
$534K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.8 km awayHigher-rated than most nearby · 87% meet the provincial standard

Affordability & Mortgage

Affordability
$3,190/mo
$148KIncome needed
4.7×Price ÷ income
$736Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $3,190Property tax $426Condo fee $449Total carry $4,065

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,988per month

Mortgage amount $559,920 · 4.14% over 25 years

$139,980Down payment (20.0%)
$559,920Loan before insurance
$0CMHC premium
$3,863Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,988
Property tax
$426
Condo / maintenance fees
$449
Heating
$0
Estimated monthly cost
$3,863

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,473
Toronto municipal land transfer tax
$10,473
Estimated closing costs
$20,946

Plus your down payment of $139,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,629/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$336,462Total interest paid
$896,382Total of all payments
Principal $559,920 Interest $336,462
YearPrincipalInterestBalance
1$13,117$22,738$546,803
2$13,666$22,190$533,137
3$14,237$21,618$518,900
4$14,833$21,022$504,067
5$15,453$20,402$488,614
6$16,100$19,756$472,514
7$16,773$19,082$455,741
8$17,475$18,381$438,267
9$18,206$17,650$420,061
10$18,967$16,888$401,094
11$19,760$16,095$381,334
12$20,587$15,268$360,747
13$21,448$14,407$339,299
14$22,345$13,510$316,953
15$23,280$12,575$293,673
16$24,254$11,602$269,420
17$25,268$10,587$244,152
18$26,325$9,530$217,826
19$27,426$8,429$190,400
20$28,573$7,282$161,827
21$29,769$6,087$132,058
22$31,014$4,841$101,044
23$32,311$3,544$68,733
24$33,663$2,193$35,071
25$35,071$785$0

At the end of your 5-year term

Total paid over the term
$179,276
Principal paid down
$71,306
Interest paid
$107,971
Balance remaining
$488,614

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $5,113− Condo fees $5,388− Insurance $600− Vacancy & upkeep $2,244Net operating income $7,055

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ROUGE RIVER REALTY LTD.. MLS®/PropTx.

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