Ph16-650 Sheppard Avenue, Toronto, ON

Bayview Village, Toronto · MLS® C13550172

$799,999
For Sale
Listed 7 days ago
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3Bedrooms
2Bathrooms
1Garage
1200-1399Sq Ft

About this home

Luxurious 3-Story St. Gabriel Terrace Penthouse Suite in the heart of Bayview Village! This spectacular loft style suite has been designed with understated elegance. You will find that it incorporates modern comforts with style that is timeless. The primary ensuite is located on the 2nd Floor with the Laundry and a loft that can be convered into a third bedroom. The second bedroom is located on the 3rd Floor with access to a large terrace and rooftop garden area. The modern Custom Kitchen boasts top Of the line appliances (Miele Double Ovens), large centre Island, waterfall counter & porcelain backsplash. All windows are fitted with remote controlled custom blinds. The living room is overlooked by a second floor loft with grand windows. Main Floor terrace is equipped with Gas BBQ connection. Common Elements include: Access the spacious Pentouse Terrace with BBQ and Garden Gazebo Area. Penthouse Party Room. Ground floor Gym, Sauna and Game Room just down the hall past the elevators. Hingless Doors, Smooth 9 Ft Ceilings, New Floors & Baseboards, Smart Home System & Marantz Audio System.

Key facts

Property type
Condo Apartment, Loft
MLS®
C13550172
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
1200-1399
Cross streets
Bayview/Sheppard
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,795/mo
Exposure
North
Property tax
$4,773 / 2025
Days on market
7
Listing brokerage
iCloud Realty Ltd.

Rooms

KitchenMain2.75 × 2.71 m

laminate · centre island · stainless steel appl

Family RoomSecond3.35 × 2.83 m

laminate · overlooks living · open concept

Living RoomMain6.18 × 4.05 m

laminate · cathedral ceiling(s)

Dining RoomMain6.18 × 3.96 m

laminate · w/o to balcony

Bedroom 2Third3.65 × 3.35 m

laminate · w/o to terrace

Primary BedroomSecond4.45 × 3.32 m

laminate · walk-in closet(s) · 4 pc bath

Moe’s TakeTeam Asgarian · Broker
Below the wider set
$1.09Mest. value

Listed at $799,999, this home is tracking about 26% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 77 similar homes nearby, adjusted for size, beds, and baths.Median of 77 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $926K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $888K
  • Bathrooms −$15K
  • Adjusts to $873K

That comparable adjusts to $873K; the $1.09M estimate above is the median of all 77 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Crestview Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Sheppard Ave East at Greenbriar Rd is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$800KGreat deal$1.18MOverpriced

Total price vs nearby homes. Fair value about $1.09M, median of 77 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Primary suite: a key comfort and resale feature.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Bayview Village · asking prices
$749kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

151-142 Thorny Vineway$748k1705-8 Rean Drive$710k2808-95 McMahon Drive$800k911-29 Singer Court$729k629-591 Sheppard Avenue$759k

The 5 closest of 8 active listings nearby.

See all comparable homes
800kThis home748k710k800k729k759kThis home vs active comparables
Live market pulseActive comparables in Bayview Village · median list $638K
$616this home / sqft
82active listings nearby
7days on market

This home lists 27% below the area average of $848/sqft.

6 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Bayview Village, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

74/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Sheppard Ave East at Greenbriar Rd, about 6 m away

20+ transit stops1 grocery20+ dining20+ parks10 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$464K
Willowdale West
$770K
Banbury-Don Mills
$500K
Westminster-Branson
$500K
Annex
$1.39M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Crestview Public School
69%
Crestview Public SchoolPublic · Elementary · 2.7 km awayAround the GTA average · 69% meet the provincial standard
Avondale Elementary Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$3,646/mo
$189KIncome needed
4.2×Price ÷ income
$841Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

62%mortgage
Mortgage $3,646Property tax $398Condo fee $1,795Total carry $5,838

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,415per month

Mortgage amount $639,999 · 4.14% over 25 years

$160,000Down payment (20.0%)
$639,999Loan before insurance
$0CMHC premium
$5,608Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,415
Property tax
$398
Condo / maintenance fees
$1,795
Heating
$0
Estimated monthly cost
$5,608

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,475
Toronto municipal land transfer tax
$12,475
Estimated closing costs
$24,950

Plus your down payment of $160,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,148/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$384,583Total interest paid
$1,024,582Total of all payments
Principal $639,999 Interest $384,583
YearPrincipalInterestBalance
1$14,993$25,990$625,006
2$15,620$25,363$609,386
3$16,273$24,710$593,113
4$16,954$24,029$576,158
5$17,663$23,320$558,495
6$18,402$22,581$540,093
7$19,172$21,811$520,921
8$19,974$21,009$500,947
9$20,809$20,174$480,138
10$21,680$19,304$458,458
11$22,587$18,397$435,872
12$23,531$17,452$412,340
13$24,516$16,468$387,825
14$25,541$15,442$362,284
15$26,609$14,374$335,674
16$27,722$13,261$307,952
17$28,882$12,101$279,070
18$30,090$10,893$248,980
19$31,349$9,635$217,631
20$32,660$8,323$184,971
21$34,026$6,957$150,945
22$35,449$5,534$115,496
23$36,932$4,051$78,563
24$38,477$2,506$40,086
25$40,086$897$0

At the end of your 5-year term

Total paid over the term
$204,916
Principal paid down
$81,504
Interest paid
$123,412
Balance remaining
$558,495

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
2.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.2%
Gross yield
− Property tax $4,773− Condo fees $21,534− Insurance $600− Vacancy & upkeep $5,412Net operating income $16,881

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of iCloud Realty Ltd.. MLS®/PropTx.

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