639 Wellington Street, Toronto, ON

Niagara, Toronto · MLS® C13550860

$2,725,000
For Sale
Listed 7 days ago
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4Bedrooms
3Bathrooms
1Parking
2000-2500Sq Ft

About this home

This is the one you've been waiting for! Welcome to 639 Wellington St. W! A rare opportunity to own a custom-designed residence offering over 3,000 sq. ft. of thoughtfully designed living space in the heart of Toronto's coveted King West neighborhood. Crafted in 2013 and masterfully designed by acclaimed architect Kyra Clarkson, this exceptional 4-bedroom home seamlessly blends striking contemporary architecture with refined luxury and everyday functionality. The sun-drenched open-concept main level is an entertainer's dream, where dramatic floor-to-ceiling patio doors create a seamless transition to the outdoors while filling the home with natural light. A skylight on the third floor further enhances the bright, airy ambiance, while the chef-inspired kitchen is equipped with premium, high-end appliances. Abundant storage is thoughtfully integrated on every level. Retreat to the exquisite primary suite, a true private sanctuary featuring direct walkout access to an expansive rooftop terrace with breathtaking, unobstructed CN Tower views. The dreamy spa-inspired five-piece ensuite offers the perfect place to unwind, creating a luxurious escape within your own home. Designed for exceptional indoor-outdoor living, the home features two private outdoor spaces, including a beautifully landscaped rear deck that serves as a secluded oasis surrounded by lush greenery-an idyllic setting for entertaining or enjoying peaceful moments in the heart of the city. Perfectly positioned in vibrant King West, you're just moments from Trinity Bellwoods Park, Stanley Park, the Waterfront Trail, acclaimed restaurants, boutique shopping, cafés, top-rated schools, and Toronto's premier entertainment district. Meticulously crafted with every detail in mind, 639 Wellington St. W offers a lifestyle defined by elegance, comfort, and effortless sophistication.

Key facts

Property type
Detached, 3-Storey
MLS®
C13550860
Bedrooms
4 (3 + 1)
Bathrooms
3
Size
2000-2500
Lot
24.79 × 53.25 ft
Cross streets
King St W & Bathurst St
Parking
1 parking
Driveway
Available
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Wood
Foundation
Unknown
Roof
Green
Sewer
Sewer
Property tax
$11,740 / 2026
Days on market
7
Listing brokerage
EXP REALTY

Rooms

BathroomThird10.50 × 8.00 m

soaking tub · double sink · separate shower

SittingThird3.18 × 3.05 m

hardwood floor · picture window · pot lights

Dining RoomMain3.66 × 3.05 m

heated floor · combined w/kitchen · pot lights

Bedroom 4Basement3.81 × 3.61 m

heated floor · above grade window · b/i closet

Living RoomMain5.69 × 5.94 m

gas fireplace · w/o to patio · built-in speakers

BathroomBasement2.44 × 1.52 m

tile floor · glass doors · 3 pc bath

Bedroom 2Second15.20 × 9.30 m

hardwood floor · built-in speakers · sliding doors

Bedroom 3Second3.45 × 6.76 m

hardwood floor · sliding doors · b/i bookcase

BathroomSecond1.83 × 2.44 m

tile floor · 3 pc bath · b/i vanity

RecreationBasement6.86 × 5.79 m

open concept · above grade window · concrete floor

KitchenMain5.38 × 4.22 m

concrete floor · pot lights · stainless steel appl

Primary BedroomThird4.56 × 6.12 m

w/o to sundeck · skylight · 5 pc ensuite

LaundrySecond1.83 × 2.44 m

tile floor · laundry sink · pot lights

Moe’s TakeTeam Asgarian · Broker
Above the wider set
$2.09Mest. value

Listed at $2,725,000, this home is tracking about 31% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 71 similar homes nearby, adjusted for size, beds, and baths.Median of 71 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.59M, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.45M
  • Bedrooms −$30K
  • Bathrooms −$15K
  • Adjusts to $1.40M

That comparable adjusts to $1.40M; the $2.09M estimate above is the median of all 71 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Niagara Street Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. King St West at Tecumseth St is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.69MGreat deal$2.73MOverpriced

Total price vs nearby homes. Fair value about $2.09M, median of 71 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Lifestyle
  • Weigh carefully
Comparable listingsCurrently listed nearby · asking prices
$2.17Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

47 Soudan Avenue$2.29M562 Bedford Park Avenue$2.90M90 Berkinshaw Crescent$2.10M1396 Mount Pleasant Road$2.00M40 Stonemanse Court$1.55M

The 5 closest of 8 active listings nearby.

See all comparable homes
2.73MThis home2.29M2.90M2.10M2.00M1.55MThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $1.24M
$1,211this home / sqft
71active listings nearby
7days on market

This home lists 35% above the area average of $895/sqft.

6 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Niagara, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

85/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: King St West at Tecumseth St, about 163 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

High Park-Swansea
$4.99M
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
Alderwood
$998K
Downsview-Roding-CFB
$1.06M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Niagara Street Junior Public School
82%
Niagara Street Junior Public SchoolPublic · Elementary · 0.3 km awayAbove the GTA average · 82% meet the provincial standard

Affordability & Mortgage

Affordability
$12,420/mo
$506KIncome needed
5.4×Price ÷ income
$2,866Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $12,420Property tax $978Total carry $13,398

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$11,633per month

Mortgage amount $2,180,000 · 4.14% over 25 years

$545,000Down payment (20.0%)
$2,180,000Loan before insurance
$0CMHC premium
$12,612Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$11,633
Property tax
$978
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$12,612

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$54,600
Toronto municipal land transfer tax
$54,600
Estimated closing costs
$109,200

Plus your down payment of $545,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$14,130/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,309,987Total interest paid
$3,489,987Total of all payments
Principal $2,180,000 Interest $1,309,987
YearPrincipalInterestBalance
1$51,070$88,530$2,128,930
2$53,206$86,393$2,075,724
3$55,432$84,168$2,020,292
4$57,750$81,849$1,962,542
5$60,166$79,434$1,902,376
6$62,682$76,917$1,839,694
7$65,304$74,295$1,774,390
8$68,036$71,564$1,706,354
9$70,882$68,718$1,635,472
10$73,847$65,753$1,561,625
11$76,936$62,664$1,484,690
12$80,154$59,446$1,404,536
13$83,506$56,093$1,321,030
14$86,999$52,600$1,234,030
15$90,638$48,961$1,143,392
16$94,430$45,170$1,048,962
17$98,379$41,220$950,583
18$102,495$37,105$848,088
19$106,782$32,818$741,307
20$111,248$28,351$630,058
21$115,902$23,698$514,157
22$120,750$18,850$393,407
23$125,800$13,799$267,607
24$131,062$8,537$136,545
25$136,545$3,055$0

At the end of your 5-year term

Total paid over the term
$697,997
Principal paid down
$277,624
Interest paid
$420,374
Balance remaining
$1,902,376

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
1.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.8%
Gross yield
− Property tax $11,740− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $31,716

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.

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