3003-373 Front Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13551124

$579,000
For Sale
Listed 12 days ago
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2Bedrooms
1Bathrooms
1Garage
700-799Sq Ft

About this home

A stunning suite with sweeping panoramic city views! Experience elevated downtown living at The Matrix. Situated on the 30th floor with prime southwest exposure, this beautifully updated 1-bedroom + den suite wows with bright, functional space with stunning floor-to-ceiling windows framing sweeping lake and city views. Enjoy spectacular sunsets and glittering skyline views stretching across Lake Ontario. Freshly painted throughout, this move-in-ready suite features refreshed kitchen and bathroom cabinetry, new lighting fixtures, and a spacious open-concept layout designed for comfortable everyday living and entertaining. The versatile den is ideal for a home office or dining room space. Located in the heart of downtown Toronto, just steps to the Financial District, Entertainment District, waterfront, Rogers Centre, The PATH, transit, restaurants, shopping, and easy access to the Gardiner & QEW. Includes parking and locker. Residents enjoy resort-style amenities including an indoor pool, full gym, sauna, hot tub, basketball court, theatre, party room, BBQ area, 24/7 concierge and visitor parking. This is downtown living at its very best.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13551124
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
700-799
Cross streets
Front/Spadina
Parking
1 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Concrete
Maintenance
$866/mo
Exposure
South West
Property tax
$2,839 / 2026
Days on market
12
Listing brokerage
FOREST HILL REAL ESTATE INC.

Rooms

Dining RoomMain4.72 × 3.37 m

laminate · open concept · combined w/dining

BathroomMain2.32 × 1.69 m

4 pc ensuite · quartz counter

Living RoomMain4.37 × 3.48 m

laminate · laminate

BedroomMain3.50 × 3.03 m

laminate · window floor to ceiling · sw view

KitchenMain4.50 × 2.11 m

stainless steel appl · window floor to ceiling · breakfast bar

Moe’s TakeTeam Asgarian · Broker
In line
$575Kest. value

Listed at $579,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

In Waterfront Communities C1 lately, sellers have been getting about 96% of asking and homes sell in about 35 days.

Based on 4 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 4 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $600K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $558K
  • Adjusts to $558K

That comparable adjusts to $558K; the $575K estimate above is the median of all 4 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$571KGreat deal$579KOverpriced

Total price vs nearby homes. Fair value about $575K, median of 4 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Open-concept layout: modern, sought-after flow. Lifestyle
Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$588kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1606-75 Queens Wharf Road$559k635-250 Wellington Street$600k1202-85 Queens Wharf Road$600k316-85 Queens Wharf Road$589k1301-170 Fort York Boulevard$590k

The 5 closest of 8 active listings nearby.

See all comparable homes
579kThis home559k600k600k589k590kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $600K
$773this home / sqft
65active listings nearby
12days on market
100sold nearby · 90 days
$600Kmedian sold price
96%of asking, on average

This home lists 18% below the area average of $937/sqft.

11 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Kensington-Chinatown
$860K
Niagara
$534K
Church-Yonge Corridor
$559K
Bay Street Corridor
$506K
Moss Park
$499K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jean Lumb Public School
73%
Jean Lumb Public SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$2,639/mo
$128KIncome needed
4.5×Price ÷ income
$609Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $2,639Property tax $237Condo fee $866Total carry $3,741

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,472per month

Mortgage amount $463,200 · 4.14% over 25 years

$115,800Down payment (20.0%)
$463,200Loan before insurance
$0CMHC premium
$3,574Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,472
Property tax
$237
Condo / maintenance fees
$866
Heating
$0
Estimated monthly cost
$3,574

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,055
Toronto municipal land transfer tax
$8,055
Estimated closing costs
$16,110

Plus your down payment of $115,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,002/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$278,342Total interest paid
$741,542Total of all payments
Principal $463,200 Interest $278,342
YearPrincipalInterestBalance
1$10,851$18,811$452,349
2$11,305$18,357$441,044
3$11,778$17,884$429,266
4$12,271$17,391$416,995
5$12,784$16,878$404,211
6$13,319$16,343$390,893
7$13,876$15,786$377,017
8$14,456$15,206$362,561
9$15,061$14,601$347,500
10$15,691$13,971$331,810
11$16,347$13,315$315,463
12$17,031$12,631$298,432
13$17,743$11,918$280,689
14$18,485$11,176$262,203
15$19,259$10,403$242,945
16$20,064$9,598$222,880
17$20,903$8,758$201,977
18$21,778$7,884$180,199
19$22,689$6,973$157,511
20$23,638$6,024$133,873
21$24,626$5,035$109,247
22$25,657$4,005$83,590
23$26,730$2,932$56,860
24$27,848$1,814$29,013
25$29,013$649$0

At the end of your 5-year term

Total paid over the term
$148,308
Principal paid down
$58,989
Interest paid
$89,320
Balance remaining
$404,211

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
2.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.0%
Gross yield
− Property tax $2,839− Condo fees $10,388− Insurance $600− Vacancy & upkeep $3,168Net operating income $11,805

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.

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