18 Swansdown Drive, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13551344

$3,335,000
For Sale
Listed 7 days ago
Request a showing
◎ Directions
5Bedrooms
4Bathrooms
2Garage · 4 parking
3500-5000Sq Ft

About this home

Welcome To 18 Swansdown Drive, A Gracious Ravine Side Residence Set On A Quiet Cul De Sac That Is St. Andrew's Best Kept Secret. Owned By One Family Since Built, This Beautifully Maintained Home Offers Approx. 5,410 Sq.Ft. Of Finished Living Space Across Three Levels, With 5 Bedrooms, 4 Bathrooms, An Attached Two Car Garage Plus A Private Double Driveway. Large Principal Rooms Feature Traditional Millwork, Hardwood Flooring, Crystal Chandeliers, Designer Wallcoverings, Crown Moulding, Wainscotting Plus Its Timeless French And English Inspired Detailing Will Leave You In Awe. The main floor features a formal living room with neoclassical mantel and marble inlay gas fireplace, directly connected to an elegant dining room. A generous chef's kitchen with breakfast area walks out to an upper balcony overlooking a swoonworthy, picturesque ravine. The family room with floor to ceiling built ins and private main floor office bring sophistication and function to everyday living, while the powder room and mudroom with side entry add practical versatility. The second floor offers five bedrooms, including a spacious primary suite with walk in closet and en-suite bathroom, plus well proportioned bedrooms with excellent closet space and treed outlooks. The Finished Walk Out Lower Level Is Ideal For Entertaining, Multigenerational Living Or Extended Family Use, With A Large Recreation Room, Floor to Ceiling Muskoka Stone Wood Burning Fireplace and a Wet Bar. Top it all off with a Billiard Room, Office, Laundry, Bathroom Plus Direct Access To The Rear Yard. This Home Has It All, Set On A Spectacular Deep Ravine Lot With Mature Trees, Professional Landscaping, Irrigation System, Cedar Hedges plus an Upper Balcony And Lower Flagstone Patio Provides For Multi Level Outdoor Entertaining. Close To Top Schools Including Dunlace P.S., Windfields, York Mills Collegiate, Parks, Transit, Oriole GO, 401 And DVP. A Rare Opportunity To Own A Substantial Family Home In A Peaceful Ravine Enclave.

Key facts

Property type
Detached, 2-Storey
MLS®
C13551344
Bedrooms
5
Bathrooms
4 (1 half)
Size
3500-5000
Lot
70 × 171.08 ft
Cross streets
York Mills Road & Leslie Street
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle, Membrane
Sewer
Sewer
Property tax
$17,397 / 2025
Days on market
7
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES OXLEY REAL ESTATE

Rooms

KitchenMain7.06 × 7.92 m

breakfast area · w/o to balcony · b/i appliances

Living RoomMain3.96 × 7.39 m

gas fireplace · hardwood floor · overlooks garden

Bedroom 2Second4.00 × 4.17 m

4 pc bath · broadloom · overlooks backyard

Primary BedroomSecond6.39 × 3.62 m

4 pc ensuite · walk-in closet(s) · overlooks frontyard

Family RoomMain5.14 × 4.19 m

b/i bookcase · bay window · 2 pc bath

RecreationBasement3.80 × 7.10 m

3 pc bath · b/i shelves · w/o to garden

Dining RoomMain3.96 × 4.39 m

formal rm · hardwood floor · large window

Mud RoomMain2.93 × 2.53 m

tile floor · b/i closet · walk-out

Bedroom 3Second3.39 × 4.19 m

wainscoting · hardwood floor · overlooks backyard

OfficeBasement4.87 × 3.63 m

b/i desk · b/i shelves · overlooks backyard

Family RoomBasement8.85 × 6.17 m

stone fireplace · b/i shelves · w/o to garden

OfficeMain3.43 × 5.87 m

b/i bookcase · panelled · large window

Bedroom 4Second3.39 × 3.18 m

wainscoting · hardwood floor · double closet

Bedroom 5Second4.62 × 3.62 m

broadloom · double closet · overlooks frontyard

Moe’s TakeTeam Asgarian · Broker
Below comparables
$4.47Mest. value

Listed at $3,335,000, this home is about 25% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $3.30M, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $4.39M
  • Bathrooms −$15K
  • Adjusts to $4.38M

That comparable adjusts to $4.38M; the $4.47M estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (York Mills Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Bannatyne Dr at Dunlace Dr is about a 2-minute walk away.

List price
$3.33MGreat deal$4.97MOverpriced

Total price vs nearby homes. Fair value about $4.47M, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Primary suite: a key comfort and resale feature.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Worth verifying
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in St. Andrew-Windfields · asking prices
$4.04Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

11 Riderwood Drive$2.30M2 Chieftain Crescent$4.05M164 Owen Boulevard$4.39M28 Carnwath Crescent$4.49M88 Old Colony Road$4.98M

The 5 closest of 7 active listings nearby.

See all comparable homes
3.33MThis home2.30M4.05M4.39M4.49M4.98MThis home vs active comparables
Live market pulseActive comparables in St. Andrew-Windfields · median list $4.49M
$785this home / sqft
11active listings nearby
7days on market

This home lists 24% below the area average of $1,038/sqft.

6 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

49/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: Bannatyne Dr at Dunlace Dr, about 194 m away

20+ transit stops1 grocery20+ dining20+ parks9 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bedford Park-Nortown
$2.90M
Lawrence Park South
$2.14M
Wexford-Maryvale
$865K
High Park-Swansea
$4.99M
Downsview-Roding-CFB
$1.06M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Dunlace Public School
69%
Dunlace Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 69% meet the provincial standard
Park Lane Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$15,200/mo
$628KIncome needed
5.3×Price ÷ income
$3,508Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $15,200Property tax $1,450Total carry $16,650

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$14,237per month

Mortgage amount $2,668,000 · 4.14% over 25 years

$667,000Down payment (20.0%)
$2,668,000Loan before insurance
$0CMHC premium
$15,687Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$14,237
Property tax
$1,450
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$15,687

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$69,850
Toronto municipal land transfer tax
$73,200
Estimated closing costs
$143,050

Plus your down payment of $667,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$17,293/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,603,231Total interest paid
$4,271,231Total of all payments
Principal $2,668,000 Interest $1,603,231
YearPrincipalInterestBalance
1$62,502$108,347$2,605,498
2$65,116$105,733$2,540,382
3$67,840$103,009$2,472,541
4$70,678$100,171$2,401,864
5$73,634$97,215$2,328,230
6$76,714$94,135$2,251,515
7$79,923$90,926$2,171,593
8$83,266$87,583$2,088,326
9$86,749$84,100$2,001,578
10$90,377$80,472$1,911,200
11$94,158$76,691$1,817,042
12$98,096$72,753$1,718,946
13$102,200$68,650$1,616,746
14$106,474$64,375$1,510,272
15$110,928$59,921$1,399,344
16$115,568$55,281$1,283,776
17$120,402$50,447$1,163,374
18$125,438$45,411$1,037,936
19$130,685$40,164$907,251
20$136,152$34,698$771,099
21$141,847$29,003$629,253
22$147,780$23,069$481,473
23$153,961$16,888$327,512
24$160,401$10,448$167,110
25$167,110$3,739$0

At the end of your 5-year term

Total paid over the term
$854,246
Principal paid down
$339,770
Interest paid
$514,476
Balance remaining
$2,328,230

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
1.8%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.6%
Gross yield
− Property tax $17,397− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $59,701

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES OXLEY REAL ESTATE. MLS®/PropTx.

CallRequest a showing