420-585 Bloor Street, Toronto, ON

North St. James Town, Toronto · MLS® C13551804

$683,000
For Sale
Listed 7 days ago
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2Bedrooms
2Bathrooms
0Parking
700-799Sq Ft

About this home

Indulge in upscale living with this exquisite Tridel built 2-bedroom, 2-bathroom suite,designed for those who appreciate sophistication and comfort. Bathed in natural light, theopen-concept layout seamlessly blends modern elegance with functionality. The contemporarykitchen isoutfitted with premium finshes, while keyless entry and ensuite laundry add a touch ofconvenience to everyday living. Exclusive amenities include a state-of the art fitness center,a private media room, a luxurious jacuzzi, and 24-hour concierge service to cater to your everyneed. Withvisitor parking available and just a short stroll to the subway, you're perfectly situatedminutes from the DVP and Toronto's vibrant down towncore.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13551804
Bedrooms
2
Bathrooms
2
Size
700-799
Cross streets
Parliment St /Bloor St E
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$636/mo
Exposure
South
Property tax
$3,522 / 2026
Days on market
7
Listing brokerage
CENTURY 21 ATRIA REALTY INC.

Rooms

KitchenFlat3.23 × 4.95 m

laminate · b/i appliances · quartz counter

Bedroom 2Flat2.92 × 2.35 m

laminate · closet

Primary BedroomFlat3.66 × 3.20 m

laminate · 4 pc ensuite · walk-in closet(s)

Dining RoomFlat4.49 × 4.59 m

laminate · combined w/living · open concept

Living RoomFlat4.49 × 4.59 m

laminate · combined w/dining · w/o to balcony

Moe’s TakeTeam Asgarian · Broker
In line
$637Kest. value

Listed at $683,000, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

Based on 28 similar homes nearby, adjusted for size, beds, and baths.Median of 28 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $613K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $730K
  • Adjusts to $730K

That comparable adjusts to $730K; the $637K estimate above is the median of all 28 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Winchester Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Bloor St East at Parliament St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$605KGreat deal$720KOverpriced

Total price vs nearby homes. Fair value about $637K, median of 28 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby in North St. James Town · asking prices
$722kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

3504-395 Bloor Street$690k3902-395 Bloor Street$720k5502-395 Bloor Street$730k3308-575 Bloor Street$730k508-575 Bloor Street$740k

The 5 closest of 8 active listings nearby.

See all comparable homes
683kThis home690k720k730k730k740kThis home vs active comparables
Live market pulseActive comparables in North St. James Town · median list $589K
$911this home / sqft
37active listings nearby
7days on market

This home lists 5% above the area average of $871/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

North St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

80/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Bloor St East at Parliament St, about 56 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Annex
$1.57M
Church-Yonge Corridor
$573K
Waterfront Communities C8
$1.19M
Waterfront Communities C1
$672K
Banbury-Don Mills
$500K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Winchester Junior and Senior Public School
76%
Winchester Junior and Senior Public SchoolPublic · Elementary · 0.7 km awayAbove the GTA average · 76% meet the provincial standard

Affordability & Mortgage

Affordability
$3,113/mo
$143KIncome needed
4.8×Price ÷ income
$718Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $3,113Property tax $293Condo fee $636Total carry $4,042

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,916per month

Mortgage amount $546,400 · 4.14% over 25 years

$136,600Down payment (20.0%)
$546,400Loan before insurance
$0CMHC premium
$3,845Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,916
Property tax
$294
Condo / maintenance fees
$636
Heating
$0
Estimated monthly cost
$3,845

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,135
Toronto municipal land transfer tax
$10,135
Estimated closing costs
$20,270

Plus your down payment of $136,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,542/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$328,338Total interest paid
$874,738Total of all payments
Principal $546,400 Interest $328,338
YearPrincipalInterestBalance
1$12,800$22,189$533,600
2$13,336$21,654$520,264
3$13,893$21,096$506,371
4$14,475$20,515$491,896
5$15,080$19,909$476,816
6$15,711$19,279$461,105
7$16,368$18,621$444,737
8$17,053$17,937$427,684
9$17,766$17,224$409,918
10$18,509$16,480$391,409
11$19,283$15,706$372,126
12$20,090$14,900$352,036
13$20,930$14,059$331,106
14$21,806$13,184$309,300
15$22,718$12,272$286,582
16$23,668$11,321$262,914
17$24,658$10,331$238,256
18$25,689$9,300$212,567
19$26,764$8,226$185,803
20$27,884$7,106$157,919
21$29,050$5,940$128,869
22$30,265$4,725$98,604
23$31,531$3,459$67,074
24$32,850$2,140$34,224
25$34,224$766$0

At the end of your 5-year term

Total paid over the term
$174,948
Principal paid down
$69,584
Interest paid
$105,363
Balance remaining
$476,816

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
2.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $3,522− Condo fees $7,630− Insurance $600− Vacancy & upkeep $3,168Net operating income $13,880

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 ATRIA REALTY INC.. MLS®/PropTx.

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