1611-55 Mercer Street, Toronto, ON

Bay Street Corridor, Toronto · MLS® C13552166

$649,000
For Sale
Listed 7 days ago
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2Bedrooms
2Bathrooms
1Garage
700-799Sq Ft

About this home

Experience luxury downtown living in this corner condominium featuring 2 spacious bedrooms and 2 full 4 piece bathrooms. This bright and modern suite offers floor to ceiling windows, soaring 9 foot ceilings, a stylish kitchen with stone countertops, and premium built in appliances.Residents are welcomed by an elegant lobby designed by FENDI and enjoy access to over 18,000 square feet of exceptional indoor and outdoor amenities. Stay active with a fully equipped 24 hour fitness centre featuring Peloton bikes, dedicated strength and cardio areas, private Peloton pods, a cross training zone, yoga studio, sauna, outdoor fitness space, and basketball court. Relax and entertain with BBQ areas, fire pits, beautifully landscaped outdoor spaces, and a designated dog run.Located in the heart of Toronto's vibrant Entertainment District, this residence is just steps from the CN Tower, Rogers Centre, Financial District, world class dining, shopping, theatres, and convenient public transit. Enjoy outstanding walk and transit scores, making it easy to experience everything the city has to offer.One locker is included. Additional building features include 24 hour concierge service, automated parcel lockers, and modern co working and private meeting spaces, offering the perfect blend of luxury, comfort, and convenience.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13552166
Bedrooms
2
Bathrooms
2
Size
700-799
Cross streets
Blue Jays Way/King St. W.
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$568/mo
Exposure
South East
Property tax
$4,630 / 2025
Days on market
7
Listing brokerage
LUXURY HOMES WORLD INC.

Rooms

Dining RoomFlat8.63 × 3.05 m

combined w/living · laminate · large window

Bedroom 2Flat3.30 × 3.28 m

large window · laminate · mirrored closet

Primary BedroomFlat3.30 × 3.43 m

4 pc ensuite · laminate · mirrored closet

Living RoomFlat8.63 × 3.05 m

combined w/dining · laminate · large window

KitchenFlat8.63 × 3.05 m

open concept · b/i appliances · backsplash

Moe’s TakeTeam Asgarian · Broker
In line
$728Kest. value

Listed at $649,000, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.

Based on 28 similar homes nearby, adjusted for size, beds, and baths.Median of 28 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $780K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $699K
  • Adjusts to $699K

That comparable adjusts to $699K; the $728K estimate above is the median of all 28 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$631KGreat deal$780KOverpriced

Total price vs nearby homes. Fair value about $728K, median of 28 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Worth verifying
Comparable listingsCurrently listed nearby in Bay Street Corridor · asking prices
$675kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

3301-38 Grenville Street$699k2710-761 Bay Street$579k1716-386 Yonge Street$719k5110-8 WELLESLEY Street$688k3305-7 Grenville Street$689k

The 5 closest of 8 active listings nearby.

See all comparable homes
649kThis home699k579k719k688k689kThis home vs active comparables
Live market pulseActive comparables in Bay Street Corridor · median list $598K
$866this home / sqft
65active listings nearby
7days on market

This home lists 10% below the area average of $964/sqft.

6 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Bay Street Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$722K
Church-Yonge Corridor
$668K
Annex
$929K
Mimico
$872K
Willowdale East
$489K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ogden Junior Public School
69%
Ogden Junior Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 69% meet the provincial standard

Affordability & Mortgage

Affordability
$2,958/mo
$140KIncome needed
4.6×Price ÷ income
$683Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $2,958Property tax $386Condo fee $568Total carry $3,911

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,771per month

Mortgage amount $519,200 · 4.14% over 25 years

$129,800Down payment (20.0%)
$519,200Loan before insurance
$0CMHC premium
$3,724Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,771
Property tax
$386
Condo / maintenance fees
$568
Heating
$0
Estimated monthly cost
$3,724

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,455
Toronto municipal land transfer tax
$9,455
Estimated closing costs
$18,910

Plus your down payment of $129,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,365/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$311,993Total interest paid
$831,193Total of all payments
Principal $519,200 Interest $311,993
YearPrincipalInterestBalance
1$12,163$21,085$507,037
2$12,672$20,576$494,365
3$13,202$20,046$481,163
4$13,754$19,494$467,409
5$14,329$18,918$453,080
6$14,929$18,319$438,151
7$15,553$17,695$422,598
8$16,204$17,044$406,394
9$16,882$16,366$389,512
10$17,588$15,660$371,925
11$18,323$14,924$353,601
12$19,090$14,158$334,512
13$19,888$13,359$314,623
14$20,720$12,528$293,903
15$21,587$11,661$272,316
16$22,490$10,758$249,826
17$23,431$9,817$226,396
18$24,411$8,837$201,985
19$25,432$7,816$176,553
20$26,495$6,752$150,058
21$27,604$5,644$122,454
22$28,758$4,489$93,696
23$29,961$3,286$63,735
24$31,214$2,033$32,520
25$32,520$728$0

At the end of your 5-year term

Total paid over the term
$166,239
Principal paid down
$66,120
Interest paid
$100,118
Balance remaining
$453,080

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
2.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.4%
Gross yield
− Property tax $4,630− Condo fees $6,812− Insurance $600− Vacancy & upkeep $3,168Net operating income $13,590

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of LUXURY HOMES WORLD INC.. MLS®/PropTx.

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