809-15 Ellerslie Avenue, Toronto, ON

Willowdale West, Toronto · MLS® C13552168

$433,800
For Sale
Listed 12 days ago
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◎ Directions
1Bedrooms
1Bathrooms
1Garage
0-499Sq Ft
11 schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

Welcome to this 1-bedroom luxury suite with 1 full bathroom with beautiful North view. Featuring 9 ft smooth ceilings and large windows creating an airy and spacious ambiance. 1 parking space and 1 storage locker included for your convenience. Dont miss this opportunity to live in style and comfort!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13552168
Bedrooms
1
Bathrooms
1
Size
0-499
Cross streets
Yonge St and Sheppard Ave
Parking
1 garage (underground)
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Concrete
Maintenance
$551/mo
Exposure
North
Days on market
12
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Bedroom3.61 × 2.13 m

granite counters · centre island · w/o to balcony

Dining Room3.61 × 3.00 m

combined w/living · large window · laminate

Kitchen
Living Room3.61 × 3.00 m

combined w/dining · large window · laminate

Moe’s TakeTeam Asgarian · Broker
Above comparables
$346Kest. value

Listed at $433,800, this home is about 25% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($1,739/sqft) is in line with the area, so you are paying for extra space rather than a premium.

In Willowdale West lately, sellers have been getting about 98% of asking and homes sell in about 36 days.

Based on 68 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 68 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $414K
  • Adjusts to $414K

That comparable adjusts to $414K; the $346K estimate above is the median of all 68 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

Its public catchment (Willowdale Middle School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Yonge Street at Ellerslie Avenue is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$316KGreat deal$434KOverpriced

Total price vs nearby homes. Fair value about $346K, median of 68 comparables.

Comparable listingsCurrently listed nearby in Willowdale West · asking prices
$441kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2705-75 Canterbury Place$460k704-5180 Yonge Street$460k318-233 Beecroft Road$400k1403-15 Ellerslie Avenue$398k1809-5180 Yonge Street$488k

The 5 closest of 6 active listings nearby.

See all comparable homes
434kThis home460k460k400k398k488kThis home vs active comparables
Live market pulseActive comparables in Willowdale West · median list $460K
$1,739this home / sqft
7active listings nearby
12days on market
100sold nearby · 90 days
$570Kmedian sold price
98%of asking, on average

This home lists 5% below the area average of $1,832/sqft.

11 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Willowdale West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

99/ 100

Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.

Most daily errands can be done on foot.

🚉 Nearest transit: Yonge Street at Ellerslie Avenue, about 45 m away

20+ transit stops10 grocery20+ dining20+ parks10 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$606K
Henry Farm
$599K
Bay Street Corridor
$471K
Church-Yonge Corridor
$561K
Moss Park
$519K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Willowdale Middle School
78%
Willowdale Middle SchoolPublic · Elementary · 1.0 km awayAbove the GTA average · 78% meet the provincial standard

Affordability & Mortgage

Affordability
$1,977/mo
$98KIncome needed
4.4×Price ÷ income
$456Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $1,977Property tax $271Condo fee $551Total carry $2,799

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,852per month

Mortgage amount $347,040 · 4.14% over 25 years

$86,760Down payment (20.0%)
$347,040Loan before insurance
$0CMHC premium
$2,674Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,852
Property tax
$271
Condo / maintenance fees
$551
Heating
$0
Estimated monthly cost
$2,674

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,151
Toronto municipal land transfer tax
$5,151
Estimated closing costs
$10,302

Plus your down payment of $86,760. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,249/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$208,540Total interest paid
$555,580Total of all payments
Principal $347,040 Interest $208,540
YearPrincipalInterestBalance
1$8,130$14,093$338,910
2$8,470$13,753$330,440
3$8,824$13,399$321,616
4$9,193$13,030$312,422
5$9,578$12,645$302,844
6$9,979$12,245$292,866
7$10,396$11,827$282,470
8$10,831$11,392$271,639
9$11,284$10,939$260,355
10$11,756$10,467$248,599
11$12,248$9,976$236,352
12$12,760$9,463$223,592
13$13,294$8,930$210,298
14$13,850$8,374$196,449
15$14,429$7,794$182,020
16$15,033$7,191$166,987
17$15,661$6,562$151,326
18$16,316$5,907$135,009
19$16,999$5,224$118,011
20$17,710$4,513$100,301
21$18,451$3,773$81,850
22$19,222$3,001$62,628
23$20,026$2,197$42,601
24$20,864$1,359$21,737
25$21,737$486$0

At the end of your 5-year term

Total paid over the term
$111,116
Principal paid down
$44,196
Interest paid
$66,920
Balance remaining
$302,844

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
3.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.4%
Gross yield
− Property tax $3,037− Condo fees $6,612− Insurance $600− Vacancy & upkeep $3,036Net operating income $14,315

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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