55 Shirley Street, Toronto, ON
Little Portugal, Toronto · MLS® C13552430
About this home
Welcome to this beautifully renovated home, extensively updated from top to bottom with quality craftsmanship and modern finishes throughout. Renovated between 2023 and 2026, nearly every major component has been upgraded, offering stylish, move-in-ready living with peace of mind. Inside, you'll find new flooring throughout, a stunning new kitchen, and fully renovated bathrooms on both the upper level and basement, complete with updated plumbing. A sleek glass balustrade adds a contemporary touch, while the finished basement features new flooring, pot lights, new windows, a separate front entrance, and a fire-rated entry door, creating versatile additional living space. The home also features 200-amp ESA-approved electrical service, updated washroom plumbing with a dedicated upper-level washer and dryer connection, most new windows throughout the home, a new patio door, and a high-efficiency heat pump and air conditioning system for year-round comfort, complemented by a newer rental hot water tank. New vinyl siding, a brand-new front veranda, a new rear veranda, and a stylish front entry door, delivering outstanding curb appeal. Enjoy exceptional connectivity with the UP Express within walking distance, the future Lansdowne GO Station adding even greater transit access, and both the Dundas and College streetcars just a five-minute walk away for an easy downtown commute. You'll also be steps from grocery stores, including one of the city's best No Frills locations, and an outstanding selection of cafés, restaurants, boutiques, and local shops along Dundas West, the Ossington Strip, and Roncesvalles Village. Families will appreciate the excellent nearby schools, while outdoor enthusiasts will enjoy easy access to Mary McCormick Park and Recreation Centre, featuring a pool, gym, ice rink, and playground, as well as the beloved Sorauren Park. Rare opportunity to enjoy a beautifully updated home in one of Toronto's most desirable west-end neighbourhoods. Offers anytime.
Key facts
- Property type
- Townhouse, 2-Storey
- MLS®
- C13552430
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1100-1500
- Lot
- 12 × 80.92 ft
- Cross streets
- Dundas St W / Lansdowne Ave
- Parking
- 0 parking
- Basement
- Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stucco (Plaster), Vinyl Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,766 / 2025
- Days on market
- 6
- Listing brokerage
- CENTURY 21 REGAL REALTY INC.
Rooms
Carpet Free
large window · carpet free
pot lights · carpet free
bay window · carpet free
Carpet Free
window · modern kitchen
bay window · carpet free
window · carpet free
Listed at $1,195,000, this home is about 21% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in Little Portugal, so I widened the search to the surrounding area.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $811K, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $970K
- Bathrooms −$15K
- Adjusts to $955K
That comparable adjusts to $955K; the $989K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
Its public catchment (Alexander Muir/Gladstone Ave Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
On location, this is a very walkable address with everyday errands close by. Lansdowne Ave at Rideau Ave is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $989K, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Value driver
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 7 active listings nearby.
See all comparable homesThis home lists 33% above the area average of $692/sqft.
4 days faster than the Toronto average (10 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Little Portugal, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Lansdowne Ave at Rideau Ave, about 139 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $956,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,102
- Property tax
- $397
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,499
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $20,375
- Toronto municipal land transfer tax
- $20,375
- Estimated closing costs
- $40,750
Plus your down payment of $239,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $306,094
- Principal paid down
- $121,747
- Interest paid
- $184,347
- Balance remaining
- $834,253
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 REGAL REALTY INC.. MLS®/PropTx.