421-1 Bedford Road, Toronto, ON

Annex, Toronto · MLS® C13553244

$4,200/mo
For Lease
Listed 11 days ago
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2Bedrooms
3Bathrooms
1Garage
900-999Sq Ft

About this home

Exceptional lease opportunity at 1 Bedford-one of Toronto's most coveted and prestigious addresses. Offering a very spacious 946 sq. ft., this immaculate, north-facing 2-bedroom, 2-full-bath residence features a highly functional layout with hardwood floors throughout. The primary bedroom boasts an ensuite bath and a spacious walk-in closet. Premium built-in appliances and large windows present a sophisticated urban living experience. Steps to St. George TTC Subway station, U of T, ROM, and Bloor/Yorkville shopping. Building amenities include a 24-hour concierge, saltwater pool, fitness centre, party room, visitor parking, and more! Beautiful oversized balcony, parking and locker included. It's a must see!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13553244
Bedrooms
2
Bathrooms
3
Size
900-999
Cross streets
Bloor St W and Bedford Rd
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Foundation
Concrete
Roof
Other
Exposure
North
Days on market
11
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

Bedroom 2Flat3.63 × 2.74 m
KitchenFlat2.44 × 2.62 m
Dining RoomFlat4.30 × 4.97 m
Living RoomFlat4.30 × 4.97 m
Primary BedroomFlat3.69 × 4.63 m
Moe’s TakeTeam Asgarian · Broker
In line
$4,255/moest. value

Listed at $4,200/mo, this rental is right in line with comparable rentals. The number above is my independent estimate of value, not the asking price.

In Annex lately, landlords have been getting about 100% of asking and homes lease in about 13 days.

Based on 99 similar rentals that recently leased nearby, adjusted for size, beds, and baths.Median of 99 recently leased comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, leased for $4,200/mo
  • Bathrooms +$100/mo
  • Adjusts to $4,300/mo

That comparable adjusts to $4,300/mo; the $4,255/mo estimate above is the median of all 99 comparables, which is steadier than any single home.This estimate is grounded in actual lease prices from the last 15 months, not asking prices. Condition, finishes, and exact inclusions are still my in-person call.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

List price
$4,011/moBelow market$4,561/moAbove market

Total price vs nearby homes. Fair value about $4,255/mo, median of 99 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Comparable listingsCurrently listed nearby in Annex · asking prices
$4,560avg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

705-80 Cumberland Street$4,0001108-32 Davenport Road$3,5003204-11 Yorkville Avenue$5,0006004-11 Yorkville Avenue$5,000LPH6401-11 Yorkville Avenue$5,300

The 5 closest of 7 active listings nearby.

See all comparable homes
4,200This home4,0003,5005,0005,0005,300This home vs active comparables
Live market pulseActive comparables in Annex · median list $4K
23active listings nearby
11days on market
100leased nearby · 90 days
$3Kmedian leased price
100%of asking, on average

On the market now.

View comparable listings

Not enough sq ft data to place this home on the area price curve.

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$3K
Church-Yonge Corridor
$3K
Moss Park
$2K
Waterfront Communities C1
$3K
Waterfront Communities C8
$2K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Huron Street Junior Public School
74%
Huron Street Junior Public SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 74% meet the provincial standard
St. BrunoEQAO results not published

Affordability & Mortgage

Affordability
$19/mo
$5KIncome needed
0.9×Price ÷ income
$4Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $19Property tax $3Total carry $22

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$18per month

Mortgage amount $3,360 · 4.14% over 25 years

$840Down payment (20.0%)
$3,360Loan before insurance
$0CMHC premium
$21Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$18
Property tax
$3
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$21

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21
Toronto municipal land transfer tax
$21
Estimated closing costs
$42

Plus your down payment of $840. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$22/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,019Total interest paid
$5,379Total of all payments
Principal $3,360 Interest $2,019
YearPrincipalInterestBalance
1$79$136$3,281
2$82$133$3,199
3$85$130$3,114
4$89$126$3,025
5$93$122$2,932
6$97$119$2,835
7$101$115$2,735
8$105$110$2,630
9$109$106$2,521
10$114$101$2,407
11$119$97$2,288
12$124$92$2,165
13$129$86$2,036
14$134$81$1,902
15$140$75$1,762
16$146$70$1,617
17$152$64$1,465
18$158$57$1,307
19$165$51$1,143
20$171$44$971
21$179$37$792
22$186$29$606
23$194$21$412
24$202$13$210
25$210$5$0

At the end of your 5-year term

Total paid over the term
$1,076
Principal paid down
$428
Interest paid
$648
Balance remaining
$2,932

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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