908-38 Cameron Street, Toronto, ON

Kensington-Chinatown, Toronto · MLS® C13553664

$899,000
For Sale
Listed 6 days ago
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3Bedrooms
3Bathrooms
1Garage
1000-1199Sq Ft

About this home

Welcome To This Stylish And Sophisticated 3-Bedroom, 3-Bathroom Corner Suite In Tridel's SQ At Alexandra Park, Tucked Away On A Quiet Street Just Steps From Vibrant Queen Street West. This Bright And Spacious Residence Features A Thoughtfully Designed Open-Concept Layout With Floor-To-Ceiling Windows That Fill The Home With Natural Light, Laminate Flooring Throughout, And Two Private Balconies Offering Beautiful City Skyline Views. The Modern Kitchen Seamlessly Connects To The Living And Dining Areas, Creating An Ideal Space For Both Everyday Living And Entertaining. The Functional Floor Plan Provides Well-Sized Bedrooms And Three Full Bathrooms, Making It Perfect For Families, Professionals, Or Investors. Hotel-inspired Amenities: Fitness Centre W/Steam Rooms, Same-floor Rooftop Deck W/Bbq, Dining & Hot tub, Party room W/Kitchen/Dine, 24Concierge. Enjoy An Unbeatable Downtown Lifestyle With TTC Subway And Streetcar Access Just Moments Away. Walk To Chinatown, The University Of Toronto, OCAD University, The Art Gallery Of Ontario, King West, Kensington Market, Trendy Restaurants, Cafés, Boutique Shopping, Parks, And Everyday Conveniences. Maintenance Fees Include Internet, Adding Exceptional Value And Convenience To This Remarkable Home.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13553664
Bedrooms
3
Bathrooms
3 (1 half)
Size
1000-1199
Cross streets
Queen and Spadina
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$979/mo
Exposure
North East
Property tax
$5,302 / 2026
Days on market
6
Listing brokerage
LANDPOWER REAL ESTATE LTD.

Rooms

Primary BedroomFlat5.34 × 3.10 m

laminate · walk-in closet(s)

KitchenFlat5.56 × 3.10 m

laminate · b/i appliances · open concept

Bedroom 3Flat2.83 × 3.07 m

laminate · closet · window

Living RoomFlat5.56 × 3.10 m

w/o to balcony · laminate · combined w/dining

Bedroom 2Flat2.89 × 3.10 m

laminate · window · w/o to balcony

Dining RoomFlat5.56 × 3.10 m

window floor to ceiling · laminate · combined w/kitchen

Moe’s TakeTeam Asgarian · Broker
In line
$1.14Mest. value

Listed at $899,000, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.

Based on 10 similar homes nearby, adjusted for size, beds, and baths.Median of 10 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.08M, a close match. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.25M
  • Bathrooms +$15K
  • Adjusts to $1.26M

That comparable adjusts to $1.26M; the $1.14M estimate above is the median of all 10 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is City School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Queen St West at Spadina Ave is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$744KGreat deal$1.22MOverpriced

Total price vs nearby homes. Fair value about $1.14M, median of 10 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby in Kensington-Chinatown · asking prices
$895kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

3709-238 Simcoe Street$980kPh6-211 St Patrick Street$895k1107-152 St Patrick Street$729k518-195 McCaul Street$1.10M520-99 Cameron Street$770k

The 5 closest of 8 active listings nearby.

See all comparable homes
899kThis home980k895k729k1.10M770kThis home vs active comparables
Live market pulseActive comparables in Kensington-Chinatown · median list $1.08M
$818this home / sqft
20active listings nearby
6days on market

This home lists 18% below the area average of $996/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Kensington-Chinatown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

86/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Queen St West at Spadina Ave, about 122 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$672K
Church-Yonge Corridor
$577K
Waterfront Communities C8
$1.19M
Annex
$1.57M
Mimico
$800K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ryerson Community School
52%
Ryerson Community SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 52% meet the provincial standard
ALPHA Alternative Junior SchoolEQAO results not published

Affordability & Mortgage

Affordability
$4,097/mo
$192KIncome needed
4.7×Price ÷ income
$946Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $4,097Property tax $442Condo fee $979Total carry $5,518

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,838per month

Mortgage amount $719,200 · 4.14% over 25 years

$179,800Down payment (20.0%)
$719,200Loan before insurance
$0CMHC premium
$5,259Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,838
Property tax
$442
Condo / maintenance fees
$979
Heating
$0
Estimated monthly cost
$5,259

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,455
Toronto municipal land transfer tax
$14,455
Estimated closing costs
$28,910

Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,662/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$432,175Total interest paid
$1,151,375Total of all payments
Principal $719,200 Interest $432,175
YearPrincipalInterestBalance
1$16,848$29,207$702,352
2$17,553$28,502$684,799
3$18,287$27,768$666,511
4$19,052$27,003$647,459
5$19,849$26,206$627,610
6$20,679$25,376$606,930
7$21,544$24,511$585,386
8$22,446$23,609$562,940
9$23,384$22,671$539,556
10$24,363$21,692$515,193
11$25,382$20,673$489,811
12$26,443$19,612$463,368
13$27,549$18,506$435,819
14$28,702$17,353$407,117
15$29,902$16,153$377,214
16$31,153$14,902$346,061
17$32,456$13,599$313,605
18$33,814$12,241$279,791
19$35,228$10,827$244,563
20$36,702$9,353$207,861
21$38,237$7,818$169,625
22$39,836$6,219$129,788
23$41,503$4,552$88,286
24$43,239$2,816$45,047
25$45,047$1,008$0

At the end of your 5-year term

Total paid over the term
$230,275
Principal paid down
$91,590
Interest paid
$138,685
Balance remaining
$627,610

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
2.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $5,302− Condo fees $11,748− Insurance $600− Vacancy & upkeep $4,488Net operating income $18,662

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of LANDPOWER REAL ESTATE LTD.. MLS®/PropTx.

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