625-12 Bonnycastle Street, Toronto, ON

Waterfront Communities C8, Toronto · MLS® C13553760

$499,900
For Sale
Listed 11 days ago
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1Bedrooms
1Bathrooms
0Parking
600-699Sq Ft

About this home

Welcome to Monde Condos by Great Gulf, where waterfront living meets downtown convenience and your weekend plans practically make themselves. This stylish 1-bedroom suite offers approximately 600-699 sq. ft. of thoughtfully designed living space, featuring soaring 9' ceilings, wide-plank hardwood floors, floor-to-ceiling windows, and a bright open-concept layout that feels larger than the numbers suggest. The modern kitchen is equipped with sleek cabinetry, stone counters, integrated appliances, and south-facing lake views that add a little extra inspiration to your morning coffee. Unlike many traditional layouts, the bedroom is intelligently positioned toward the centre of the suite and features a sliding glass door, generous closet space, and access to natural light. By relocating the bedroom from the exterior wall, the design maximizes what today's buyers value most: larger, brighter, and more functional living and entertaining spaces filled with natural sunlight. The spacious living and dining area opens to a private balcony, creating the perfect spot to unwind after a long day, enjoy summer evenings, or simply watch the waterfront neighbourhood continue to evolve. Included is an owned locker because extra storage is never out of style.Located in Toronto's rapidly transforming East Waterfront community, you're steps to Sugar Beach, waterfront trails, George Brown College, St. Lawrence Market, the Distillery District, transit, dining, and everyday essentials. Residents enjoy world-class amenities including a rooftop pool, concierge, fitness centre, party room, business centre, and outdoor terrace. With lake views from the kitchen, luxury finishes throughout, and a location that puts the best of Toronto at your doorstep, this suite offers the perfect blend of lifestyle, convenience, and value.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13553760
Bedrooms
1
Bathrooms
1
Size
600-699
Cross streets
E. Lower Sherbourne St. & N. Queens Quay E.
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$512/mo
Exposure
South West
Property tax
$2,570 / 2026
Days on market
11
Listing brokerage
EXP REALTY

Rooms

Primary BedroomGround3.66 × 2.74 m

hardwood floor · sliding doors · closet

KitchenGround3.70 × 2.69 m

hardwood floor · eat-in kitchen · sw view

Dining RoomGround5.06 × 3.56 m

hardwood floor · combined w/living · west view

Living RoomGround5.06 × 3.56 m

hardwood floor · combined w/dining · b/i shelves

FoyerGround1.00 × 3.50 m

hardwood floor · open concept · double closet

Moe’s TakeTeam Asgarian · Broker
In line
$538Kest. value

Listed at $499,900, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.

In Waterfront Communities C8 lately, sellers have been getting about 96% of asking and homes sell in about 32 days.

Based on 73 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 73 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $452K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $531K
  • Bedrooms −$17K
  • Adjusts to $515K

That comparable adjusts to $515K; the $538K estimate above is the median of all 73 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Queen Alexandra Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$489KGreat deal$600KOverpriced

Total price vs nearby homes. Fair value about $538K, median of 73 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Comparable listingsCurrently listed nearby in Waterfront Communities C8 · asking prices
$586kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2506-8 The Esplanade$589k3704-70 Distillery Lane$619k528-109 Front Street$550k

The 3 closest active listings nearby.

See all comparable homes
500kThis home589k619k550kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C8 · median list $599K
$770this home / sqft
40active listings nearby
11days on market
100sold nearby · 90 days
$607Kmedian sold price
96%of asking, on average

This home lists 19% below the area average of $947/sqft.

10 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C8, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$519K
Church-Yonge Corridor
$561K
Bay Street Corridor
$489K
Waterfront Communities C1
$593K
Niagara
$553K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Dundas Junior Public School
59%
Dundas Junior Public SchoolPublic · Elementary · 2.2 km awayBelow the GTA average · 59% meet the provincial standard

Affordability & Mortgage

Affordability
$2,278/mo
$107KIncome needed
4.7×Price ÷ income
$526Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $2,278Property tax $214Condo fee $512Total carry $3,005

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,134per month

Mortgage amount $399,920 · 4.14% over 25 years

$99,980Down payment (20.0%)
$399,920Loan before insurance
$0CMHC premium
$2,860Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,134
Property tax
$214
Condo / maintenance fees
$512
Heating
$0
Estimated monthly cost
$2,860

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,473
Toronto municipal land transfer tax
$6,473
Estimated closing costs
$12,946

Plus your down payment of $99,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,592/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$240,316Total interest paid
$640,236Total of all payments
Principal $399,920 Interest $240,316
YearPrincipalInterestBalance
1$9,369$16,241$390,551
2$9,761$15,849$380,791
3$10,169$15,441$370,622
4$10,594$15,015$360,027
5$11,037$14,572$348,990
6$11,499$14,110$337,491
7$11,980$13,629$325,511
8$12,481$13,128$313,030
9$13,003$12,606$300,027
10$13,547$12,062$286,479
11$14,114$11,496$272,366
12$14,704$10,905$257,661
13$15,319$10,290$242,342
14$15,960$9,649$226,382
15$16,628$8,982$209,755
16$17,323$8,286$192,432
17$18,048$7,562$174,384
18$18,803$6,807$155,581
19$19,589$6,020$135,992
20$20,408$5,201$115,584
21$21,262$4,347$94,322
22$22,151$3,458$72,170
23$23,078$2,531$49,092
24$24,043$1,566$25,049
25$25,049$560$0

At the end of your 5-year term

Total paid over the term
$128,047
Principal paid down
$50,930
Interest paid
$77,117
Balance remaining
$348,990

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
2.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.9%
Gross yield
− Property tax $2,570− Condo fees $6,150− Insurance $600− Vacancy & upkeep $2,706Net operating income $12,574

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.

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