Th03-110 Charles Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13554254

$1,188,000
For Sale
Listed 5 days ago
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3Bedrooms
3Bathrooms
2Garage
1000-1199Sq Ft

About this home

Rarely Offered Townhouse In X Condos By Great Gulf,In The Heart Of Yorkville-An Exceptional And Seldom-Available Property Type In One Of Toronto's Most Prestigious And Highly Sought-After Neighbourhoods. One Of Yorkville's Most Coveted Addresses! Offering The Privacy, Space And Convenience Of Townhouse Living While Enjoying The Security And Full-Service Amenities Of A Luxury Condominium, This Unique Residence Is Truly A Rare Find In Downtown Toronto.One Of Only FiveTownhomes In The Building With Exclusive Access To A Private Courtyard, This South-Facing Home Features Rare 9-Foot Ceilings And Floor-To-Ceiling Windows That Fill The Interior With Abundant Natural Light. The Entire Home Has Been Freshly Painted And Features Laminated Flooring, Modern Pot Lights And A Bright, Functional Open-Concept Layout Ideal For Everyday Living And Entertaining.The Contemporary Kitchen Features A Large Centre Island, Generous Counter Space And Ample Cabinetry, Seamlessly Connecting To The Spacious Living And Dining Areas. Multiple Custom Built-In Closets Throughout The Home Provide Excellent Storage, Organization And Everyday Convenience. Two Parking Spaces And Two Walk In Large Storage Lockers Are Included-A Rare And Valuable Offering In This Prime Downtown Location.This Well-Managed Building Is Ideally Situated On Charles Street, Just Steps From Bloor Street. Enjoy Exceptional Walkability To Bloor-Yonge And Sherbourne Subway Stations, Two Subway Lines, Yorkville Shopping, Luxury Boutiques, Grocery Stores, Restaurants, Cafés, Fitness Centres, The University Of Toronto And Toronto's Most Popular Downtown Destinations.Residents Of X Enjoy Resort-Style Amenities, Including 24-Hour Concierge, An Outdoor Rooftop Pool And Hot Tub, Poolside Cabanas, BBQ Area, Outdoor Fireplace, Fully Equipped Gym, Yoga Studio, Steam Room, Library, Billiards And Games Lounge, Party And Dining Rooms, Guest Suites And Ample Visitor Parking.Unique Outdoor Golf Practice Green.A Truly Unique Opportunity!

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
C13554254
Bedrooms
3 (2 + 1)
Bathrooms
3 (1 half)
Size
1000-1199
Cross streets
Bloor St/ Church St
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$1,022/mo
Exposure
South
Property tax
$5,935 / 2025
Days on market
5
Listing brokerage
HOMELIFE LANDMARK REALTY INC.

Rooms

Primary BedroomSecond3.66 × 3.18 m

hardwood floor · window floor to ceiling · 5 pc ensuite

KitchenMain8.22 × 3.00 m

marble counter · hardwood floor · stainless steel appl

DenSecond2.82 × 2.44 m

Hardwood Floor

Living RoomMain8.22 × 6.11 m

combined w/dining · hardwood floor · window floor to ceiling

Dining RoomMain8.22 × 6.11 m

combined w/living · hardwood floor · window floor to ceiling

Bedroom 2Second2.82 × 2.74 m

hardwood floor · window floor to ceiling · closet

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Bloor St East at Jarvis St is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Open-concept layout: modern, sought-after flow.
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$784kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

76-760 Lawrence Avenue$719k6 Laurie Shepway$800kD223-1670 Victoria Park Avenue$800kB211-1650 Victoria Park Avenue$800kA209-1650 Victoria Park Avenue$800k

The 5 closest of 8 active listings nearby.

See all comparable homes
1.19MThis home719k800k800k800k800kThis home vs active comparables
Live market pulseActive comparables in Church-Yonge Corridor · median list $1.30M
$1,080this home / sqft
6active listings nearby
5days on market

This home lists 31% above the area average of $827/sqft.

2 days longer than the Toronto average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

87/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Bloor St East at Jarvis St, about 146 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$559K
Willowdale East
$799K
Victoria Village
$782K
New Toronto
$780K
Don Valley Village
$720K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 1.0 km awayHigher-rated than most nearby · 87% meet the provincial standard

Affordability & Mortgage

Affordability
$5,415/mo
$245KIncome needed
4.9×Price ÷ income
$1,250Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $5,415Property tax $495Condo fee $1,022Total carry $6,931

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,072per month

Mortgage amount $950,400 · 4.14% over 25 years

$237,600Down payment (20.0%)
$950,400Loan before insurance
$0CMHC premium
$6,588Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,072
Property tax
$495
Condo / maintenance fees
$1,022
Heating
$0
Estimated monthly cost
$6,588

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,235
Toronto municipal land transfer tax
$20,235
Estimated closing costs
$40,470

Plus your down payment of $237,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,160/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$571,106Total interest paid
$1,521,506Total of all payments
Principal $950,400 Interest $571,106
YearPrincipalInterestBalance
1$22,265$38,596$928,135
2$23,196$37,664$904,940
3$24,166$36,694$880,773
4$25,177$35,683$855,596
5$26,230$34,630$829,366
6$27,327$33,533$802,039
7$28,470$32,390$773,569
8$29,661$31,199$743,908
9$30,902$29,958$713,006
10$32,194$28,666$680,811
11$33,541$27,319$647,270
12$34,944$25,916$612,326
13$36,406$24,455$575,920
14$37,929$22,932$537,992
15$39,515$21,345$498,477
16$41,168$19,692$457,309
17$42,890$17,970$414,419
18$44,684$16,176$369,735
19$46,553$14,307$323,183
20$48,500$12,360$274,682
21$50,529$10,331$224,154
22$52,642$8,218$171,511
23$54,844$6,016$116,667
24$57,138$3,722$59,528
25$59,528$1,332$0

At the end of your 5-year term

Total paid over the term
$304,301
Principal paid down
$121,034
Interest paid
$183,268
Balance remaining
$829,366

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
1.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.4%
Gross yield
− Property tax $5,935− Condo fees $12,264− Insurance $600− Vacancy & upkeep $4,488Net operating income $17,513

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

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