1001-664 Spadina Avenue, Toronto, ON

University, Toronto · MLS® C13554544

$5,995/mo
For Lease
Listed 10 days ago
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3Bedrooms
2Bathrooms
1Garage
1000-1199Sq Ft

About this home

Brand new, never lived in. Experience luxury living at its finest in this spacious and modern suite at 664 Spadina Ave, located in the vibrant heart of Toronto's Harbord Village and University District. This exceptional rental offers an ideal living space for professionals, families, and students, with easy access to the citys best restaurants, shopping, cultural attractions, and outdoor spaces. The expansive open-concept floor plan is designed for comfort and style, featuring floor-to-ceiling windows that allow natural light to fill the space, creating a bright and welcoming atmosphere. The designer kitchen is outfitted with top-of-the-line stainless steel appliances, sleek cabinetry, and a large island perfect for entertaining or enjoying casual meals. The generously sized bedroom provides ample closet space, while the elegant bathroom boasts modern fixtures and a spa-like feel. Located just steps from the iconic University of Torontos St. George campus, this unit places you in the heart of one of Torontos most sought-after neighborhoods. Enjoy proximity to cultural landmarks like the ROM, AGO, and Queens Park, while outdoor enthusiasts will appreciate nearby green spaces such as Bickford Park, Christie Pits, and Trinity Bellwoods. Youll have convenient access to the Financial and Entertainment districts and essential transit hubs like St. George and Museum subway stations, making this location ideal for both work and leisure. The prestigious Yorkville district is just around the corner, offering a touch of elegance, while the historic charm of Harbord Village creates a welcoming atmosphere.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13554544
Bedrooms
3
Bathrooms
2
Size
1000-1199
Cross streets
Spadina Ave & Harbord St
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Other
Exposure
North West
Days on market
10
Listing brokerage
RE/MAX REALTRON REALTY INC.
Moe’s TakeTeam Asgarian · Broker
Above comparables
$4,742/moest. value

Listed at $5,995/mo, this rental is about 26% above what comparable rentals suggest. The number above is my independent estimate of value, not the asking price.

In University lately, landlords have been getting about 99% of asking and homes lease in about 15 days.

Based on 98 similar rentals that recently leased nearby, adjusted for size, beds, and baths.Median of 98 recently leased comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, leased for $4,700/mo
  • Bathrooms −$100/mo
  • Adjusts to $4,600/mo

That comparable adjusts to $4,600/mo; the $4,742/mo estimate above is the median of all 98 comparables, which is steadier than any single home.This estimate is grounded in actual lease prices from the last 15 months, not asking prices. Condition, finishes, and exact inclusions are still my in-person call.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

List price
$4,592/moBelow market$5,995/moAbove market

Total price vs nearby homes. Fair value about $4,742/mo, median of 98 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$3,333avg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1516-17 Anndale Drive$3,500415-543 Richmond Street$3,500202-414 Dundas Street$3,000

The 3 closest active listings nearby.

See all comparable homes
5,995This home3,5003,5003,000This home vs active comparables
Live market pulseActive comparables in University · median list $3K
10active listings nearby
10days on market
100leased nearby · 90 days
$3Kmedian leased price
99%of asking, on average

On the market now.

View comparable listings

Not enough sq ft data to place this home on the area price curve.

Neighbourhood & location

University, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$3K
Church-Yonge Corridor
$3K
Moss Park
$2K
Waterfront Communities C1
$3K
Dovercourt-Wallace Emerson-Junction
$2K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Huron Street Junior Public School
74%
Huron Street Junior Public SchoolPublic · Elementary · 0.8 km awayAround the GTA average · 74% meet the provincial standard
St. BrunoEQAO results not published

Affordability & Mortgage

Affordability
$27/mo
$5KIncome needed
1.2×Price ÷ income
$6Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $27Property tax $4Total carry $31

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$26per month

Mortgage amount $4,796 · 4.14% over 25 years

$1,199Down payment (20.0%)
$4,796Loan before insurance
$0CMHC premium
$29Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$26
Property tax
$4
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$29

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$30
Toronto municipal land transfer tax
$30
Estimated closing costs
$60

Plus your down payment of $1,199. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$31/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,882Total interest paid
$7,678Total of all payments
Principal $4,796 Interest $2,882
YearPrincipalInterestBalance
1$112$195$4,684
2$117$190$4,567
3$122$185$4,445
4$127$180$4,318
5$132$175$4,185
6$138$169$4,047
7$144$163$3,904
8$150$157$3,754
9$156$151$3,598
10$162$145$3,436
11$169$138$3,266
12$176$131$3,090
13$184$123$2,906
14$191$116$2,715
15$199$108$2,515
16$208$99$2,308
17$216$91$2,091
18$225$82$1,866
19$235$72$1,631
20$245$62$1,386
21$255$52$1,131
22$266$41$865
23$277$30$589
24$288$19$300
25$300$7$0

At the end of your 5-year term

Total paid over the term
$1,536
Principal paid down
$611
Interest paid
$925
Balance remaining
$4,185

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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