708-99 Avenue Road, Toronto, ON

Annex, Toronto · MLS® C13555674

$2,495,000
For Sale
Listed 4 days ago
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2Bedrooms
3Bathrooms
2Garage
2500-2749Sq Ft

About this home

Welcome to Yorkville's best kept secret. This boutique building, with just 60 residences, offers the discerning Buyer a rarely available 2,544 sq. ft. open concept suite, great for entertaining with a premium sized 45 foot east facing unobstructed terrace overlooking Yorkville shops and treed fine residences below. With an emphasis on privacy and discretion, immerse yourself in this top notch neighbourhood and its gastronomic, cultural, fashion and art scene, within steps to the TTC and subway. Walk score 99. Stroll to Whole Foods or Holt Renfrew. Property includes 2 car tandem parking, guest parking, 24 concierge and valet parking, Party/Meeting Room, Sauna, Gym, Guest Suite and Bike storage

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13555674
Bedrooms
2
Bathrooms
3 (1 half)
Size
2500-2749
Cross streets
Yorkville/Avenue Rd/Bloor
Parking
2 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Maintenance
$3,876/mo
Exposure
East
Property tax
$7,435 / 2026
Days on market
4
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

Primary BedroomFlat4.85 × 5.20 m

hardwood floor · walk-in closet(s) · 4 pc ensuite

KitchenFlat4.94 × 3.15 m

stone floor · breakfast bar · pantry

Dining RoomFlat9.90 × 9.90 m

combined w/living · open concept · w/o to terrace

Living RoomFlat9.90 × 9.90 m

fireplace · hardwood floor · w/o to terrace

Bedroom 2Flat2.54 × 4.70 m

hardwood floor · double closet · window

OfficeFlat1.95 × 2.68 m

hardwood floor · b/i desk · b/i shelves

Family RoomFlat8.00 × 9.90 m

hardwood floor · combined w/living · irregular room

Moe’s TakeTeam Asgarian · Broker
Below comparables
$3.05Mest. value

Listed at $2,495,000, this home is about 18% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.55M, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $2.75M
  • Size difference +$289K
  • Bathrooms +$15K
  • Adjusts to $3.05M

That comparable adjusts to $3.05M; the $3.05M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Avenue Rd at Boswell Ave is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$2.50MGreat deal$3.31MOverpriced

Total price vs nearby homes. Fair value about $3.05M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Lifestyle
  • Value driver
  • Weigh carefully
Comparable listingsCurrently listed nearby in Annex · asking prices
$4.06Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

310-4 Lowther Avenue$2.75M1402-206 Bloor Street$4.20M404-10 Prince Arthur Avenue$5.25M

The 3 closest active listings nearby.

See all comparable homes
2.50MThis home2.75M4.20M5.25MThis home vs active comparables
Live market pulseActive comparables in Annex · median list $2.69M
$951this home / sqft
7active listings nearby
4days on market

This home lists 29% below the area average of $1,344/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

85/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Avenue Rd at Boswell Ave, about 20 m away

20+ transit stops17 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$590K
Waterfront Communities C1
$672K
Waterfront Communities C8
$1.24M
Banbury-Don Mills
$500K
Mimico
$800K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.3 km awayHigher-rated than most nearby · 87% meet the provincial standard

Affordability & Mortgage

Affordability
$11,371/mo
$526KIncome needed
4.7×Price ÷ income
$2,624Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $11,371Property tax $620Condo fee $3,876Total carry $15,867

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,651per month

Mortgage amount $1,996,000 · 4.14% over 25 years

$499,000Down payment (20.0%)
$1,996,000Loan before insurance
$0CMHC premium
$15,147Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,651
Property tax
$620
Condo / maintenance fees
$3,876
Heating
$0
Estimated monthly cost
$15,147

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$48,850
Toronto municipal land transfer tax
$48,850
Estimated closing costs
$97,700

Plus your down payment of $499,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$12,937/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,199,419Total interest paid
$3,195,419Total of all payments
Principal $1,996,000 Interest $1,199,419
YearPrincipalInterestBalance
1$46,759$81,057$1,949,241
2$48,715$79,101$1,900,525
3$50,753$77,064$1,849,772
4$52,876$74,941$1,796,897
5$55,088$72,729$1,741,809
6$57,392$70,425$1,684,417
7$59,792$68,024$1,624,625
8$62,293$65,523$1,562,331
9$64,899$62,918$1,497,432
10$67,614$60,203$1,429,818
11$70,442$57,375$1,359,376
12$73,388$54,428$1,285,988
13$76,458$51,359$1,209,530
14$79,656$48,161$1,129,874
15$82,988$44,829$1,046,886
16$86,459$41,357$960,426
17$90,076$37,741$870,350
18$93,844$33,973$776,507
19$97,769$30,048$678,738
20$101,858$25,958$576,879
21$106,119$21,698$470,760
22$110,558$17,259$360,202
23$115,182$12,634$245,020
24$120,000$7,817$125,020
25$125,020$2,797$0

At the end of your 5-year term

Total paid over the term
$639,084
Principal paid down
$254,191
Interest paid
$384,893
Balance remaining
$1,741,809

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$8,500/mo
$102,000Gross annual rent
1.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $7,435− Condo fees $46,514− Insurance $600− Vacancy & upkeep $11,220Net operating income $36,231

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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