PH604-899 College Street, Toronto, ON
Trinity-Bellwoods, Toronto · MLS® C13557136
About this home
There's a particular kind of calm that's hard to find at this price point in Toronto, where the city is close, but not intrusive. Where the scale of the home actually matches how you want to live. The Carvalo's top-floor penthouse is that kind of rare.Two levels. 1,538 square feet. One of the largest suites in the building and the only one reconfigured directly with the builder to open the main floor into a single, generous sweep of living and dining space. It doesn't feel like a condo. It feels like a proper home with a very good address.The layout was designed for real life. An entertainer's kitchen anchored by an oversized island in Bianca Carrara marble, quartzite countertops, and upgraded cabinetry. A living area with actual room to breathe. Upstairs, the primary suite is a quiet exhale - marble sourced from the Dolomites, warm wood cabinetry, an expanded glass shower, and black Kohler fixtures that feel considered rather than trendy.The details are where this suite earns its keep. Added outlets throughout, dimmers on nearly every switch, separate climate control by floor, a laundry sink, and balcony power. These aren't afterthoughts, they're the difference between a condo that photographs well and one you actually want to live in.North-facing over College Street, the views are soft rather than showy, with treetops,rooflines, and west-end sunsets. Upgraded windows keep the interior impressively quiet. The private terrace extends the living space outdoors without drama, just ease.The Carvalo is a boutique building in the truest sense: intimate, design-forward, and entirely without pretension. Concierge, fitness and yoga, a rooftop terrace with BBQs, dog run, dog-wash, visitor parking, and Rogers Fibre included. Parking, locker, and a rare private EV charger round it out. Little Italy, Dundas West, Ossington, all a short walk. Close enough to be part of it. Far enough that you choose when.The west end has plenty of condos. Very few of them feel like this.
Key facts
- Property type
- Condo Apartment, 2-Storey
- MLS®
- C13557136
- Bedrooms
- 3 (2 + 1)
- Bathrooms
- 3
- Size
- 1400-1599
- Cross streets
- College and Dovercourt
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $2,049/mo
- Exposure
- North
- Property tax
- $6,875 / 2026
- Days on market
- 4
- Listing brokerage
- ROYAL LEPAGE SIGNATURE REALTY
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairIts public catchment (Ossington/Old Orchard Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
On location, this is a very walkable address with everyday errands close by. College St at Dovercourt Rd is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 9% below the area average of $1,171/sqft.
On the market now.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Trinity-Bellwoods, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: College St at Dovercourt Rd, about 112 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,279,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,826
- Property tax
- $573
- Condo / maintenance fees
- $2,049
- Heating
- $0
- Estimated monthly cost
- $9,448
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $28,455
- Toronto municipal land transfer tax
- $28,455
- Estimated closing costs
- $56,910
Plus your down payment of $319,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $409,577
- Principal paid down
- $162,906
- Interest paid
- $246,671
- Balance remaining
- $1,116,294
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.