204-581 Avenue Road, Toronto, ON
Yonge-St. Clair, Toronto · MLS® C13557714
About this home
Your Stylish City Escape at Avenue & St. Clair! Looking for style, space, and the perfect neighbourhood vibe? This one-bedroom in a classic mid-century co-operative has it all and then some. From the moment you walk through the front doors, you'll notice the beautifully updated lobby, where original mid-century details meet a fresh, modern aesthetic. It's a welcoming first impression that sets the tone for the entire building. The location is unbeatable: morning lattes, boutique shopping, and dinner hotspots are just around the corner, with the TTC steps away to whisk you anywhere in the city. Perched on the second floor, this bright and spacious suite feels like a hidden gem. The living and dining area flows seamlessly onto a full-length balcony, perfect for cocktails at sunset or a little container garden. The oversized bedroom is a retreat of its own, with room for a king bed and more. Part of the appeal of co-op living is the strong sense of community. Residents here take pride in their building, creating a warm and welcoming atmosphere that truly feels like home. Whether you're looking for a stylish full-time residence or the ideal pied-à-terre, this is a place that blends easy living with timeless mid-century charm, right in the heart of the city. (Please note that maintenance fees include property taxes)
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13557714
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 700-799
- Cross streets
- Avenue Rd and Heath St W
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Radiant
- A/C
- Wall Unit(s)
- Exterior
- Brick
- Maintenance
- $1,227/mo
- Exposure
- North
- Property tax
- $2,272 / 2025
- Days on market
- 5
- Listing brokerage
- ROYAL LEPAGE REAL ESTATE SERVICES HEAPS ESTRIN TEAM
Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairIts public catchment (Brown Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
On location, this is a very walkable address with everyday errands close by. Avenue Rd at Heath St West is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homes4 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Yonge-St. Clair, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Avenue Rd at Heath St West, about 50 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $279,600 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $1,492
- Property tax
- $189
- Condo / maintenance fees
- $1,227
- Heating
- $0
- Estimated monthly cost
- $2,908
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $3,718
- Toronto municipal land transfer tax
- $3,718
- Estimated closing costs
- $7,435
Plus your down payment of $69,900. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $89,523
- Principal paid down
- $35,607
- Interest paid
- $53,916
- Balance remaining
- $243,993
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES HEAPS ESTRIN TEAM. MLS®/PropTx.