433-90 Stadium Road, Toronto, ON

Niagara, Toronto · MLS® C13558624

$499,000
For Sale
Listed 7 days ago
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1Bedrooms
1Bathrooms
0Parking
600-699Sq Ft
10 schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

Stunning 1-Bedroom at Quay West - Urban Oasis in Vibrant Fort York Welcome to Unit 433 at 90 Stadium Road, a bright and stylish one-bedroom residence in the highly sought-after Quay West building. Perfectly located in the heart of Toronto's growing Niagara/Fort York neighbourhood, this condo offers the ideal blend of modern living, convenience, and waterfront charm.24-hour concierge, Fitness Centre, Visitors Parking, Sauna, Party/meeting room and more! Fabulous location; just steps to amazing amenities, shops, restaurants, parks, grocery stores, public transit, and the Gardiner.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13558624
Bedrooms
1
Bathrooms
1
Size
600-699
Cross streets
Bathurst/Lakeshore
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Metal/Steel Siding, Concrete
Maintenance
$608/mo
Exposure
East
Property tax
$5,448 / 2026
Days on market
7
Listing brokerage
SOTHEBY'S INTERNATIONAL REALTY CANADA

Rooms

Dining RoomFlat

combined w/living · hardwood floor · open concept

BedroomFlat

closet · closet organizers · hardwood floor

KitchenFlat

stainless steel appl · combined w/living · open concept

Living RoomFlat

window floor to ceiling · walk-out · combined w/dining

Moe’s TakeTeam Asgarian · Broker
Below comparables
$526Kest. value

Listed at $499,000, this home is about 5% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.09M, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $535K
  • Adjusts to $535K

That comparable adjusts to $535K; the $526K estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (The Waterfront School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Fleet Street is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$499KGreat deal$545KOverpriced

Total price vs nearby homes. Fair value about $526K, median of 8 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Value driver
  • Weigh carefully
Comparable listingsCurrently listed nearby in Niagara · asking prices
$532kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

618-150 East Liberty Street$499k311-69 Lynn Williams Street$479k1004-75 East Liberty Street$535k716-85 East Liberty Street$545k2309-50 Ordnance Street$600k

The 5 closest of 8 active listings nearby.

See all comparable homes
499kThis home499k479k535k545k600kThis home vs active comparables
Live market pulseActive comparables in Niagara · median list $560K
$768this home / sqft
55active listings nearby
7days on market

This home lists 12% below the area average of $870/sqft.

6 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Niagara, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

100/ 100

Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Fleet Street, about 187 m away

20+ transit stops14 grocery20+ dining20+ parks17 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$531K
Waterfront Communities C8
$880K
Moss Park
$560K
Bay Street Corridor
$688K
Church-Yonge Corridor
$530K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near The Waterfront School
74%
The Waterfront SchoolPublic · Elementary · 0.4 km awayAround the GTA average · 74% meet the provincial standard

Affordability & Mortgage

Affordability
$2,274/mo
$117KIncome needed
4.2×Price ÷ income
$525Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

68%mortgage
Mortgage $2,274Property tax $454Condo fee $608Total carry $3,336

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,130per month

Mortgage amount $399,200 · 4.14% over 25 years

$99,800Down payment (20.0%)
$399,200Loan before insurance
$0CMHC premium
$3,192Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,130
Property tax
$454
Condo / maintenance fees
$608
Heating
$0
Estimated monthly cost
$3,192

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,455
Toronto municipal land transfer tax
$6,455
Estimated closing costs
$12,910

Plus your down payment of $99,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,587/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$239,884Total interest paid
$639,084Total of all payments
Principal $399,200 Interest $239,884
YearPrincipalInterestBalance
1$9,352$16,211$389,848
2$9,743$15,820$380,105
3$10,151$15,413$369,954
4$10,575$14,988$359,379
5$11,018$14,546$348,362
6$11,478$14,085$336,883
7$11,958$13,605$324,925
8$12,459$13,105$312,466
9$12,980$12,584$299,486
10$13,523$12,041$285,964
11$14,088$11,475$271,875
12$14,678$10,886$257,198
13$15,292$10,272$241,906
14$15,931$9,632$225,975
15$16,598$8,966$209,377
16$17,292$8,271$192,085
17$18,015$7,548$174,070
18$18,769$6,795$155,301
19$19,554$6,010$135,748
20$20,372$5,192$115,376
21$21,224$4,340$94,152
22$22,112$3,452$72,040
23$23,036$2,527$49,004
24$24,000$1,563$25,004
25$25,004$559$0

At the end of your 5-year term

Total paid over the term
$127,817
Principal paid down
$50,838
Interest paid
$76,979
Balance remaining
$348,362

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.9%
Gross yield
− Property tax $5,448− Condo fees $7,298− Insurance $600− Vacancy & upkeep $2,706Net operating income $8,548

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.

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