3802-85 Wood Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13558702

$686,000
For Sale
Listed 8 days ago
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◎ Directions
2Bedrooms
1Bathrooms
1Parking
500-599Sq Ft
19 schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

Luxury Axis Condo In Prime Downtown Location! Sun-Filled 2 Bedroom With Modern Finishes Throughout! Open Concept Kitchen Opens Up To Dining/Living Area With Floor To Ceiling Windows.**Cn Tower Views **9Ft Ceilings**6,000 Sf Of Kick-Ass Gym Space** Loblaws Located Across The Street. 3 Mins Walk To College Subway. Steps To Ryerson, U Of T, Theatres, Park, Hospital, Dundas Sq. & Eaton Centre, And More...

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13558702
Bedrooms
2
Bathrooms
1
Size
500-599
Cross streets
Church & Carlton
Parking
1 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$520/mo
Exposure
South
Property tax
$3,733 / 2025
Days on market
8
Listing brokerage
U DREAM HOME REALTY

Rooms

Dining RoomMain0.00 × 0.00 m

laminate · combined w/living · w/o to balcony

Living RoomMain0.00 × 0.00 m

laminate · combined w/dining · w/o to balcony

KitchenMain5.18 × 4.67 m

laminate · open concept · b/i appliances

Primary BedroomMain3.05 × 2.95 m

laminate · large closet · large window

Bedroom 2Main3.25 × 2.44 m

laminate · closet · large window

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Church Street is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby in Church-Yonge Corridor · asking prices
$621kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

4908-101 Charles Street$680k3408-42 Charles Street$649k3302-28 Wellesley Street$620k1805-252 Church Street$545k5905-197 Yonge Street$613k

The 5 closest of 8 active listings nearby.

See all comparable homes
686kThis home680k649k620k545k613kThis home vs active comparables
Live market pulseActive comparables in Church-Yonge Corridor · median list $550K
$1,248this home / sqft
51active listings nearby
8days on market
100sold nearby · 90 days
$620Kmedian sold price
96%of asking, on average

This home lists 39% above the area average of $897/sqft.

7 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

100/ 100

Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Church Street, about 96 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Annex
$513K
Waterfront Communities C8
$830K
Waterfront Communities C1
$645K
Niagara
$740K
High Park-Swansea
$550K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Church Street Junior Public School
73%
Church Street Junior Public SchoolPublic · Elementary · 0.1 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$3,127/mo
$142KIncome needed
4.8×Price ÷ income
$722Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $3,127Property tax $311Condo fee $520Total carry $3,958

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,929per month

Mortgage amount $548,800 · 4.14% over 25 years

$137,200Down payment (20.0%)
$548,800Loan before insurance
$0CMHC premium
$3,760Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,929
Property tax
$311
Condo / maintenance fees
$520
Heating
$0
Estimated monthly cost
$3,760

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,195
Toronto municipal land transfer tax
$10,195
Estimated closing costs
$20,390

Plus your down payment of $137,200. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,557/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$329,780Total interest paid
$878,580Total of all payments
Principal $548,800 Interest $329,780
YearPrincipalInterestBalance
1$12,856$22,287$535,944
2$13,394$21,749$522,549
3$13,955$21,189$508,595
4$14,538$20,605$494,057
5$15,146$19,997$478,910
6$15,780$19,363$463,130
7$16,440$18,703$446,690
8$17,128$18,016$429,563
9$17,844$17,299$411,719
10$18,590$16,553$393,128
11$19,368$15,775$373,760
12$20,178$14,965$353,582
13$21,022$14,121$332,560
14$21,901$13,242$310,659
15$22,818$12,326$287,841
16$23,772$11,371$264,069
17$24,766$10,377$239,303
18$25,802$9,341$213,500
19$26,882$8,262$186,619
20$28,006$7,137$158,613
21$29,177$5,966$129,435
22$30,398$4,745$99,038
23$31,669$3,474$67,368
24$32,994$2,149$34,374
25$34,374$769$0

At the end of your 5-year term

Total paid over the term
$175,716
Principal paid down
$69,890
Interest paid
$105,826
Balance remaining
$478,910

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.0%
Gross yield
− Property tax $3,733− Condo fees $6,240− Insurance $600− Vacancy & upkeep $2,244Net operating income $7,583

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of U DREAM HOME REALTY. MLS®/PropTx.

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