414-90 Stadium Road, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13558920

$619,900
For Sale
Listed 9 days ago
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1Bedrooms
1Bathrooms
1Garage
600-699Sq Ft

About this home

Wake up to private treetop views DIRECTLY overlooking Martin Goodman Trail and the lake just beyond! No neighbours, no cars - there's absolutely nothing getting in the way between you and the lake! Suite 414 is an exceptionally rare lakefront offering that brings you unlimited south facing sunshine, exceptional privacy, and a very neatly packaged 610 square foot corner layout bathed in natural light. Walk out to a private south facing balcony perched above the trail, with nothing above you but blue skies. The pictures just don't do justice. Inside, the energy is always a perfect 10. There's great flow, ample space for everything, and the exceptionally wide floorplan provides an uplifting dosage of all day natural light. 90 Stadium is the jewel of west end lakefront condos, tucked away in a quiet pocket south of Lakeshore and at the heart of everything we love about lakefront living. The building is a true community, with excellent amenities and friendly residents. In a city where smaller suites tend to get penalized with second-rate exposure, long and dark layouts, and poor natural light, Suite 414 is the sunny lakefront suite you've been patiently awaiting! Owned parking spot included.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13558920
Bedrooms
1
Bathrooms
1
Size
600-699
Cross streets
Lake Ontario & Stadium Rd
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete, Other
Maintenance
$668/mo
Exposure
South
Property tax
$2,870 / 2026
Days on market
9
Listing brokerage
SAGE REAL ESTATE LIMITED
Moe’s TakeTeam Asgarian · Broker
Above comparables
$547Kest. value

Listed at $619,900, this home is about 13% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($954/sqft) is in line with the area, so you are paying for extra space rather than a premium.

In Waterfront Communities C1 lately, sellers have been getting about 96% of asking and homes sell in about 40 days.

Based on 72 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 72 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $533K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $550K
  • Bedrooms −$17K
  • Adjusts to $533K

That comparable adjusts to $533K; the $547K estimate above is the median of all 72 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

Its public catchment (The Waterfront School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

List price
$483KGreat deal$620KOverpriced

Total price vs nearby homes. Fair value about $547K, median of 72 comparables.

Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$610kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2101-381 Front Street$530k3603-361 Front Street$565k1906-18 Yonge Street$498k1111-77 Harbour Square$699k3712-30 GRAND TRUNK Crescent$760k

The 5 closest of 6 active listings nearby.

See all comparable homes
620kThis home530k565k498k699k760kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $597K
$954this home / sqft
57active listings nearby
9days on market
100sold nearby · 90 days
$608Kmedian sold price
96%of asking, on average

This home lists 1% above the area average of $943/sqft.

8 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$471K
Waterfront Communities C8
$700K
Church-Yonge Corridor
$561K
Moss Park
$519K
Mimico
$598K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near The Waterfront School
74%
The Waterfront SchoolPublic · Elementary · 0.4 km awayAround the GTA average · 74% meet the provincial standard

Affordability & Mortgage

Affordability
$2,825/mo
$131KIncome needed
4.7×Price ÷ income
$652Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $2,825Property tax $239Condo fee $668Total carry $3,732

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,646per month

Mortgage amount $495,920 · 4.14% over 25 years

$123,980Down payment (20.0%)
$495,920Loan before insurance
$0CMHC premium
$3,554Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,646
Property tax
$239
Condo / maintenance fees
$668
Heating
$0
Estimated monthly cost
$3,554

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,873
Toronto municipal land transfer tax
$8,873
Estimated closing costs
$17,746

Plus your down payment of $123,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,214/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$298,004Total interest paid
$793,924Total of all payments
Principal $495,920 Interest $298,004
YearPrincipalInterestBalance
1$11,618$20,139$484,302
2$12,104$19,653$472,199
3$12,610$19,147$459,589
4$13,137$18,620$446,451
5$13,687$18,070$432,764
6$14,259$17,498$418,505
7$14,856$16,901$403,649
8$15,477$16,280$388,172
9$16,125$15,632$372,047
10$16,799$14,958$355,248
11$17,502$14,255$337,746
12$18,234$13,523$319,513
13$18,997$12,760$300,516
14$19,791$11,966$280,725
15$20,619$11,138$260,106
16$21,481$10,276$238,625
17$22,380$9,377$216,245
18$23,316$8,441$192,928
19$24,291$7,466$168,637
20$25,307$6,450$143,330
21$26,366$5,391$116,964
22$27,469$4,288$89,495
23$28,618$3,139$60,877
24$29,815$1,942$31,062
25$31,062$695$0

At the end of your 5-year term

Total paid over the term
$158,785
Principal paid down
$63,156
Interest paid
$95,629
Balance remaining
$432,764

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $2,870− Condo fees $8,010− Insurance $600− Vacancy & upkeep $2,706Net operating income $10,414

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAGE REAL ESTATE LIMITED. MLS®/PropTx.

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