1635-135 Lower Sherbourne Street, Toronto, ON

Waterfront Communities C8, Toronto · MLS® C13559372

$479,000
For Sale
Listed 9 days ago
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1Bedrooms
1Bathrooms
0Parking
500-599Sq Ft

About this home

Prime Location! Luxury Amenities! This Stunning 1 Bedroom Furnished Condo Is Ready For You ToCall Home! This Property Boasts An Open Concept Layout, Laminate Flooring Throughout, A ModernKitchen With Stylish Finishes, And A Spacious Balcony Overlooking A Peaceful Garden View. EnjoyFirst Class Amenities Including A Gym, Party Room, BBQ Terrace, Badminton Courts, Ping PongTables, Games Room, Billiards, Theatre Room, Sauna & Steam Room, And An Outdoor Infinity PoolWith Breathtaking Skyline And Lake Views. This Unbeatable Location Puts You Just Steps To TTCTransit, Shops, And Restaurants, With Quick Access To The Highway. Take A 5 Minute Walk To TheIconic St. Lawrence Market, Enjoy A Scenic Stroll Along The Waterfront, Explore Nearby Parks,Or Walk To The Vibrant Distillery District For Its Charming Cafés, Restaurants, Galleries, AndYear Round Events. Live In The Heart Of The City Today!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13559372
Bedrooms
1
Bathrooms
1
Size
500-599
Cross streets
Front Street East & Lower Sherbourne Street
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$469/mo
Exposure
East
Property tax
$2,517 / 2025
Days on market
9
Listing brokerage
KELLER WILLIAMS REFERRED URBAN REALTY

Rooms

BedroomFlat3.30 × 2.20 m

closet · laminate · large window

Dining RoomFlat3.30 × 2.20 m

combined w/living · laminate · open concept

KitchenFlat3.30 × 2.20 m

modern kitchen · b/i appliances · backsplash

Living RoomFlat3.40 × 2.82 m

laminate · large window · open concept

Moe’s TakeTeam Asgarian · Broker
In line
$485Kest. value

Listed at $479,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

In Waterfront Communities C8 lately, sellers have been getting about 96% of asking and homes sell in about 31 days.

Based on 57 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 57 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $435K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $520K
  • Adjusts to $520K

That comparable adjusts to $520K; the $485K estimate above is the median of all 57 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$447KGreat deal$549KOverpriced

Total price vs nearby homes. Fair value about $485K, median of 57 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Comparable listingsCurrently listed nearby in Waterfront Communities C8 · asking prices
$515kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

620-55 Merchants Wharf$500k804-2A Church Street$449k2007-16 Bonnycastle Street$529k3215-138 Downes Street$548k6212-138 Downes Street$549k

The 5 closest of 8 active listings nearby.

See all comparable homes
479kThis home500k449k529k548k549kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C8 · median list $579K
$872this home / sqft
35active listings nearby
9days on market
100sold nearby · 90 days
$612Kmedian sold price
96%of asking, on average

This home lists 8% below the area average of $944/sqft.

8 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C8, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$519K
Church-Yonge Corridor
$561K
Bay Street Corridor
$471K
Waterfront Communities C1
$593K
Mimico
$598K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 0.2 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$2,183/mo
$102KIncome needed
4.7×Price ÷ income
$504Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $2,183Property tax $210Condo fee $469Total carry $2,862

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,045per month

Mortgage amount $383,200 · 4.14% over 25 years

$95,800Down payment (20.0%)
$383,200Loan before insurance
$0CMHC premium
$2,724Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,045
Property tax
$210
Condo / maintenance fees
$469
Heating
$0
Estimated monthly cost
$2,724

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,055
Toronto municipal land transfer tax
$6,055
Estimated closing costs
$12,110

Plus your down payment of $95,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,484/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$230,269Total interest paid
$613,469Total of all payments
Principal $383,200 Interest $230,269
YearPrincipalInterestBalance
1$8,977$15,562$374,223
2$9,353$15,186$364,870
3$9,744$14,795$355,127
4$10,151$14,387$344,975
5$10,576$13,963$334,399
6$11,018$13,520$323,381
7$11,479$13,060$311,902
8$11,959$12,579$299,943
9$12,460$12,079$287,483
10$12,981$11,558$274,502
11$13,524$11,015$260,978
12$14,089$10,449$246,889
13$14,679$9,860$232,210
14$15,293$9,246$216,918
15$15,932$8,606$200,985
16$16,599$7,940$184,386
17$17,293$7,246$167,093
18$18,016$6,522$149,077
19$18,770$5,769$130,307
20$19,555$4,984$110,752
21$20,373$4,166$90,378
22$21,225$3,313$69,153
23$22,113$2,426$47,040
24$23,038$1,501$24,002
25$24,002$537$0

At the end of your 5-year term

Total paid over the term
$122,694
Principal paid down
$48,801
Interest paid
$73,893
Balance remaining
$334,399

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
2.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.3%
Gross yield
− Property tax $2,517− Condo fees $5,631− Insurance $600− Vacancy & upkeep $2,244Net operating income $9,408

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.

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