812-19 Bathurst Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13559522

$699,900
For Sale
Listed 9 days ago
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2Bedrooms
2Bathrooms
1Garage
700-799Sq Ft

About this home

Experience elevated living at Lakeshore Concord Condos. This beautifully appointed 762 sq. ft. suite offers a bright, functional open-concept layout featuring built-in appliances, a spacious primary bedroom with a private ensuite, and a versatile den ideal as a home office, guest room, or nursery. Step onto the generous private balcony, perfect for relaxing or entertaining. Complete with one parking space and one locker, this exceptional residence also offers access to outstanding hotel-inspired amenities. Enjoy the convenience of Loblaws located on the ground floor and an unbeatable location just steps to the waterfront, parks, the community centre, restaurants, shopping, transit, and everyday essentials. Whether you're a first-time buyer, downsizer, or investor, this is an outstanding opportunity to own a stylish waterfront home in one of Toronto's most desirable lakefront communities. Virtually staged. Don't Miss This Opportunity!!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13559522
Bedrooms
2 (1 + 1)
Bathrooms
2
Size
700-799
Cross streets
Lakeshore Blvd. and Bathurst
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$758/mo
Exposure
West
Property tax
$3,982 / 2026
Days on market
9
Listing brokerage
RE/MAX REAL ESTATE CENTRE INC.

Rooms

Primary BedroomFlat0.00 × 0.00 m
Dining RoomFlat0.00 × 0.00 m
DenFlat0.00 × 0.00 m
KitchenFlat0.00 × 0.00 m
Living RoomFlat0.00 × 0.00 m
Moe’s TakeTeam Asgarian · Broker
Above comparables
$632Kest. value

Listed at $699,900, this home is about 11% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($934/sqft) is in line with the area, so you are paying for extra space rather than a premium.

In Waterfront Communities C1 lately, sellers have been getting about 96% of asking and homes sell in about 36 days.

Based on 89 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 89 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $739K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $632K
  • Adjusts to $632K

That comparable adjusts to $632K; the $632K estimate above is the median of all 89 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is The Waterfront School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$557KGreat deal$700KOverpriced

Total price vs nearby homes. Fair value about $632K, median of 89 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$700kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

607-126 Simcoe Street$668k912-1 Concord Cityplace Way$659k2506-3 Concord Cityplace Way$705k410-543 Richmond Street$679k2203-330 Richmond Street$788k

The 5 closest of 8 active listings nearby.

See all comparable homes
700kThis home668k659k705k679k788kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $619K
$934this home / sqft
66active listings nearby
9days on market
100sold nearby · 90 days
$600Kmedian sold price
96%of asking, on average

This home lists 1% below the area average of $944/sqft.

8 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$471K
Waterfront Communities C8
$700K
Church-Yonge Corridor
$561K
Moss Park
$519K
Mimico
$598K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near The Waterfront School
74%
The Waterfront SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 74% meet the provincial standard

Affordability & Mortgage

Affordability
$3,190/mo
$150KIncome needed
4.7×Price ÷ income
$736Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $3,190Property tax $332Condo fee $758Total carry $4,280

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,988per month

Mortgage amount $559,920 · 4.14% over 25 years

$139,980Down payment (20.0%)
$559,920Loan before insurance
$0CMHC premium
$4,078Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,988
Property tax
$332
Condo / maintenance fees
$758
Heating
$0
Estimated monthly cost
$4,078

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,473
Toronto municipal land transfer tax
$10,473
Estimated closing costs
$20,946

Plus your down payment of $139,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,629/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$336,462Total interest paid
$896,382Total of all payments
Principal $559,920 Interest $336,462
YearPrincipalInterestBalance
1$13,117$22,738$546,803
2$13,666$22,190$533,137
3$14,237$21,618$518,900
4$14,833$21,022$504,067
5$15,453$20,402$488,614
6$16,100$19,756$472,514
7$16,773$19,082$455,741
8$17,475$18,381$438,267
9$18,206$17,650$420,061
10$18,967$16,888$401,094
11$19,760$16,095$381,334
12$20,587$15,268$360,747
13$21,448$14,407$339,299
14$22,345$13,510$316,953
15$23,280$12,575$293,673
16$24,254$11,602$269,420
17$25,268$10,587$244,152
18$26,325$9,530$217,826
19$27,426$8,429$190,400
20$28,573$7,282$161,827
21$29,769$6,087$132,058
22$31,014$4,841$101,044
23$32,311$3,544$68,733
24$33,663$2,193$35,071
25$35,071$785$0

At the end of your 5-year term

Total paid over the term
$179,276
Principal paid down
$71,306
Interest paid
$107,971
Balance remaining
$488,614

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $3,982− Condo fees $9,096− Insurance $600− Vacancy & upkeep $3,168Net operating income $11,954

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REAL ESTATE CENTRE INC.. MLS®/PropTx.

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