1211-20 Olive Avenue, Toronto, ON

Willowdale East, Toronto · MLS® C13559584

$525,000
For Sale
Listed 9 days ago
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2Bedrooms
1Bathrooms
1Garage
700-799Sq Ft

About this home

Sun-Drenched Southwest Corner Residence Offering Exceptional Comfort & Convenience. This impeccably maintained suite features a functional split-bedroom floor plan, abundant natural light, and panoramic southwest exposure. Floor-to-ceiling corner windows create a bright, airy atmosphere, while the spacious eat-in kitchen is framed by oversized windows and comfortably accommodates a full dining area. A generous foyer with double mirrored closets adds both style and practicality. All utilities are included in the maintenance fees, and the suite comes complete with one parking space and one locker. Ideally situated just steps from transit, shopping, dining, parks, and community amenities, this quiet, secure building offers 24-hour gatehouse security and an outstanding lifestyle in a highly convenient location. Note: Some images have been virtually staged or digitally enhanced for presentation purposes.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13559584
Bedrooms
2
Bathrooms
1
Size
700-799
Cross streets
Yonge St and Finch Ave E
Parking
1 garage (underground)
Basement
Apartment
Heating
Forced Air
A/C
Central Air
Exterior
Concrete, Concrete Block
Maintenance
$776/mo
Exposure
South West
Property tax
$2,686 / 2026
Days on market
9
Listing brokerage
HOMELIFE LANDMARK REALTY INC.

Rooms

Dining RoomFlat4.75 × 3.90 m

laminate · combined w/living

KitchenFlat2.40 × 2.40 m

ceramic floor · ceramic backsplash · large window

Living RoomFlat4.75 × 3.90 m

laminate · combined w/dining · w/o to balcony

FoyerFlat4.00 × 1.00 m

ceramic floor · mirrored closet

Primary BedroomFlat3.84 × 2.90 m

laminate · walk-in closet(s) · large window

Bedroom 2Flat2.70 × 2.40 m

3 pc ensuite · window · double closet

Moe’s TakeTeam Asgarian · Broker
In line
$538Kest. value

Listed at $525,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

In Willowdale East lately, sellers have been getting about 98% of asking and homes sell in about 35 days.

Based on 81 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 81 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $497K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $573K
  • Bathrooms −$8K
  • Adjusts to $565K

That comparable adjusts to $565K; the $538K estimate above is the median of all 81 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

Its public catchment (Cummer Valley Middle School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

List price
$507KGreat deal$576KOverpriced

Total price vs nearby homes. Fair value about $538K, median of 81 comparables.

Comparable listingsCurrently listed nearby in Willowdale East · asking prices
$525kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

506-35 Bales Avenue$550k1015-18 Parkview Avenue$519k906-26 Norton Avenue$505k2510-10 Northtown Way$549k317-120 Harrison Garden Boulevard$500k

The 5 closest of 8 active listings nearby.

See all comparable homes
525kThis home550k519k505k549k500kThis home vs active comparables
Live market pulseActive comparables in Willowdale East · median list $549K
$700this home / sqft
66active listings nearby
9days on market
100sold nearby · 90 days
$570Kmedian sold price
98%of asking, on average

This home lists 13% below the area average of $809/sqft.

8 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Henry Farm
$599K
Bay Street Corridor
$471K
Church-Yonge Corridor
$561K
Moss Park
$519K
Waterfront Communities C1
$593K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Finch Public School
72%
Finch Public SchoolPublic · Elementary · 1.6 km awayAround the GTA average · 72% meet the provincial standard

Affordability & Mortgage

Affordability
$2,393/mo
$116KIncome needed
4.5×Price ÷ income
$552Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $2,393Property tax $224Condo fee $776Total carry $3,392

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,241per month

Mortgage amount $420,000 · 4.14% over 25 years

$105,000Down payment (20.0%)
$420,000Loan before insurance
$0CMHC premium
$3,241Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,241
Property tax
$224
Condo / maintenance fees
$776
Heating
$0
Estimated monthly cost
$3,241

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,975
Toronto municipal land transfer tax
$6,975
Estimated closing costs
$13,950

Plus your down payment of $105,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,722/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$252,383Total interest paid
$672,383Total of all payments
Principal $420,000 Interest $252,383
YearPrincipalInterestBalance
1$9,839$17,056$410,161
2$10,251$16,645$399,910
3$10,679$16,216$389,231
4$11,126$15,769$378,104
5$11,592$15,304$366,513
6$12,076$14,819$354,436
7$12,582$14,314$341,855
8$13,108$13,787$328,747
9$13,656$13,239$315,091
10$14,227$12,668$300,864
11$14,822$12,073$286,041
12$15,442$11,453$270,599
13$16,088$10,807$254,510
14$16,761$10,134$237,749
15$17,462$9,433$220,287
16$18,193$8,702$202,094
17$18,954$7,941$183,140
18$19,747$7,149$163,393
19$20,573$6,323$142,821
20$21,433$5,462$121,387
21$22,330$4,566$99,058
22$23,264$3,632$75,794
23$24,237$2,659$51,557
24$25,251$1,645$26,307
25$26,307$589$0

At the end of your 5-year term

Total paid over the term
$134,477
Principal paid down
$53,487
Interest paid
$80,989
Balance remaining
$366,513

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
2.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.5%
Gross yield
− Property tax $2,686− Condo fees $9,310− Insurance $600− Vacancy & upkeep $3,168Net operating income $13,036

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

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