3204-33 Lombard Street, Toronto, ON
Church-Yonge Corridor, Toronto · MLS® C13559652
About this home
Rarely offered 3-bedroom suite at The Spire, one of downtown Toronto's sought-after addresses at Church & Adelaide. This spacious 1,356sf residence offers three well-sized bedrooms, generous living & dining areas, two separate balconies, & laminate flooring throughout (with tiled kitchen flooring). A fantastic opportunity to live in a true three-bedroom condominium in the heart of the city. Enjoy the convenience of being steps to transit, Financial District, St. Lawrence Market, restaurants, shopping, entertainment, & Toronto's vibrant downtown core. Amenities include 24h concierge, multi-purpose room, gym with steam sauna, & much more! Ideal for professionals, families, or those seeking a spacious urban residence in a prime location. Parking & locker included. Some photos have been virtually staged.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13559652
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1200-1399
- Cross streets
- Church & Adelaide
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete, Other
- Exposure
- North East
- Days on market
- 7
- Listing brokerage
- ROYAL LEPAGE SIGNATURE REALTY
Rooms
laminate · w/o to balcony · north view
laminate · w/o to balcony · east view
laminate · double closet · east view
laminate · double closet · ne view
laminate · walk-in closet(s) · 4 pc ensuite
tile floor · quartz counter · stainless steel appl
Listed at $5,300/mo, this rental is about 4% below comparable rentals, worth a close look. The number above is my independent estimate of value, not the asking price.
In Church-Yonge Corridor lately, landlords have been getting about 100% of asking and homes lease in about 16 days.
Based on 100 similar rentals that recently leased nearby, adjusted for size, beds, and baths.Median of 100 recently leased comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, leased for $4,050/mo
- Adjusts to $4,050/mo
That comparable adjusts to $4,050/mo; the $5,538/mo estimate above is the median of all 100 comparables, which is steadier than any single home.This estimate is grounded in actual lease prices from the last 15 months, not asking prices. Condition, finishes, and exact inclusions are still my in-person call.
The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Church Street is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $5,538/mo, median of 100 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesOn the market now.
View comparable listingsNot enough sq ft data to place this home on the area price curve.
Neighbourhood & location
Church-Yonge Corridor, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Church Street, about 159 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 21, 2026); conventional rates run a little higher.
Mortgage amount $4,240 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $23
- Property tax
- $3
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $26
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $27
- Toronto municipal land transfer tax
- $27
- Estimated closing costs
- $53
Plus your down payment of $1,060. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,358
- Principal paid down
- $540
- Interest paid
- $818
- Balance remaining
- $3,700
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.