708-10 Willison Square, Toronto, ON

Kensington-Chinatown, Toronto · MLS® C13559698

$360,000
For Sale
Listed 3 days ago
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1Bedrooms
1Bathrooms
0Parking
500-599Sq Ft

About this home

Nestled next to Chinatown for easy access to the city's vibrant heart, Close to Queen West, Kensington Market, trendy cafes, and eclectic shops, Conveniently located near streetcar and subway lines, Easy access to Highway for convenient commuting. Unit Features: South-facing unit for natural light, 9 ft ceiling, Brand new dishwasher, Center Island in the kitchen. Overall, this unit seems to offer a perfect blend of comfort, convenience, and style, making it an attractive option for those who want to live in the heart of the city. Comfortable And Quiet. Convenient Location: Dundas & Spadina. Walk To Kensington Market & Queen St W & U Of T Campus & Ocad. Amenities Including 24 Hr Concierge, Fitness, Theatre, Party Room, Rooftop Terrace With Bbq Stations.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13559698
Bedrooms
1
Bathrooms
1
Size
500-599
Cross streets
Dundas St W & Spadina Ave
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$797/mo
Exposure
South
Property tax
$2,724 / 2026
Days on market
3
Listing brokerage
NU STREAM REALTY (TORONTO) INC.

Rooms

KitchenMain3.00 × 4.57 m

combined w/living · b/i appliances · centre island

BedroomMain3.35 × 2.94 m

b/i closet · sliding doors

Living RoomMain3.05 × 3.10 m

combined w/kitchen · w/o to balcony

Moe’s TakeTeam Asgarian · Broker
Below comparables
$435Kest. value

Listed at $360,000, this home is about 17% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $455K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $395K
  • Adjusts to $395K

That comparable adjusts to $395K; the $435K estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is City School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Spadina Ave at Dundas St West South Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$360KGreat deal$448KOverpriced

Total price vs nearby homes. Fair value about $435K, median of 8 comparables.

Comparable listingsCurrently listed nearby in Kensington-Chinatown · asking prices
$417kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

435-60 St Patrick Street$395k718-80 St Patrick Street$400k2309-426 University Avenue$420k513-50 Mccaul Street$429k905-426 University Avenue$440k

The 5 closest of 8 active listings nearby.

See all comparable homes
360kThis home395k400k420k429k440kThis home vs active comparables
Live market pulseActive comparables in Kensington-Chinatown · median list $600K
$655this home / sqft
37active listings nearby
3days on market

This home lists 35% below the area average of $1,010/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Kensington-Chinatown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

83/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Spadina Ave at Dundas St West South Side, about 47 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$672K
Church-Yonge Corridor
$577K
Annex
$1.57M
Waterfront Communities C8
$1.19M
Mimico
$800K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ryerson Community School
52%
Ryerson Community SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 52% meet the provincial standard
ALPHA Alternative Junior SchoolEQAO results not published

Affordability & Mortgage

Affordability
$1,641/mo
$89KIncome needed
4.1×Price ÷ income
$379Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

62%mortgage
Mortgage $1,641Property tax $227Condo fee $797Total carry $2,664

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,537per month

Mortgage amount $288,000 · 4.14% over 25 years

$72,000Down payment (20.0%)
$288,000Loan before insurance
$0CMHC premium
$2,561Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,537
Property tax
$227
Condo / maintenance fees
$797
Heating
$0
Estimated monthly cost
$2,561

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$3,875
Toronto municipal land transfer tax
$3,875
Estimated closing costs
$7,750

Plus your down payment of $72,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$1,867/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$173,062Total interest paid
$461,062Total of all payments
Principal $288,000 Interest $173,062
YearPrincipalInterestBalance
1$6,747$11,696$281,253
2$7,029$11,413$274,224
3$7,323$11,119$266,901
4$7,629$10,813$259,272
5$7,949$10,494$251,323
6$8,281$10,162$243,042
7$8,627$9,815$234,415
8$8,988$9,454$225,427
9$9,364$9,078$216,062
10$9,756$8,687$206,306
11$10,164$8,279$196,142
12$10,589$7,853$185,553
13$11,032$7,410$174,521
14$11,493$6,949$163,028
15$11,974$6,468$151,054
16$12,475$5,967$138,579
17$12,997$5,446$125,582
18$13,541$4,902$112,041
19$14,107$4,336$97,934
20$14,697$3,745$83,237
21$15,312$3,131$67,925
22$15,952$2,490$51,973
23$16,619$1,823$35,354
24$17,315$1,128$18,039
25$18,039$404$0

At the end of your 5-year term

Total paid over the term
$92,212
Principal paid down
$36,677
Interest paid
$55,536
Balance remaining
$251,323

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.7%
Gross yield
− Property tax $2,724− Condo fees $9,559− Insurance $600− Vacancy & upkeep $2,244Net operating income $5,273

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of NU STREAM REALTY (TORONTO) INC.. MLS®/PropTx.

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