1611-60 Shuter Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13561472

$499,900
For Sale
Listed 7 days ago
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2Bedrooms
2Bathrooms
1Garage
600-699Sq Ft
20+ schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

Bright corner unit with large floor-to-ceiling windows and **lots of natural light** Split 2bdrm 2bath. Both bedrooms with double door closets. Both closets have upgraded shelving systems. Primary bedroom with 4pc ensuite. Second bdrm large enough to fit a desk as well. Large open concept layout. Separate nook can be used as desk area, hobby corner, tranquil green alcove, reading zone - lots of potential options! Light modern colours. New dishwasher (Nov 2026), new washer dryer (May 2026). 100 walk score just steps to subway, shopping, mall, restaurants, coffee, groceries, university, city hall, hospitals, cinema, more! Parking spot downtown. Locker for extra storage, Building amenities include a fitness centre, yoga studio, party room, rooftop terrace, 24-hr concierge, bike storage, guest suite, and more!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13561472
Bedrooms
2
Bathrooms
2
Size
600-699
Cross streets
Church / Shuter
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$662/mo
Exposure
North East
Property tax
$4,681 / 2026
Days on market
7
Listing brokerage
CULTURELINK REALTY INC.

Rooms

Bedroom 2Flat2.90 × 2.60 m

closet · laminate · window

KitchenFlat0.00 × 0.00 m

b/i appliances · laminate · quartz counter

Primary BedroomFlat2.70 × 2.97 m

4 pc bath · laminate · window

Dining RoomFlat5.60 × 2.90 m

open concept · laminate · window floor to ceiling

Living RoomFlat5.60 × 2.90 m

open concept · laminate · window floor to ceiling

Moe’s TakeTeam Asgarian · Broker
Below comparables
$580Kest. value

Listed at $499,900, this home is about 14% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

In Church-Yonge Corridor lately, sellers have been getting about 97% of asking and homes sell in about 32 days.

Based on 96 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 96 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $838K, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $505K
  • Bathrooms +$15K
  • Adjusts to $520K

That comparable adjusts to $520K; the $580K estimate above is the median of all 96 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Church Street is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$500KGreat deal$645KOverpriced

Total price vs nearby homes. Fair value about $580K, median of 96 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby in Church-Yonge Corridor · asking prices
$523kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2408-100 Dalhousie Street$500k710-77 Shuter Street$499k4808-319 Jarvis Street$499k512-159 Dundas Street$539k3204-47 Mutual Street$580k

The 5 closest of 8 active listings nearby.

See all comparable homes
500kThis home500k499k499k539k580kThis home vs active comparables
Live market pulseActive comparables in Church-Yonge Corridor · median list $599K
$770this home / sqft
61active listings nearby
7days on market
100sold nearby · 90 days
$618Kmedian sold price
97%of asking, on average

This home lists 15% below the area average of $906/sqft.

6 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

100/ 100

Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Church Street, about 182 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$985K
Waterfront Communities C1
$645K
Annex
$513K
Niagara
$740K
Mount Pleasant West
$788K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lord Dufferin Junior and Senior Public School
55%
Lord Dufferin Junior and Senior Public SchoolPublic · Elementary · 1.0 km awayBelow the GTA average · 55% meet the provincial standard

Affordability & Mortgage

Affordability
$2,278/mo
$116KIncome needed
4.3×Price ÷ income
$526Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

68%mortgage
Mortgage $2,278Property tax $390Condo fee $662Total carry $3,331

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,134per month

Mortgage amount $399,920 · 4.14% over 25 years

$99,980Down payment (20.0%)
$399,920Loan before insurance
$0CMHC premium
$3,186Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,134
Property tax
$390
Condo / maintenance fees
$662
Heating
$0
Estimated monthly cost
$3,186

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,473
Toronto municipal land transfer tax
$6,473
Estimated closing costs
$12,946

Plus your down payment of $99,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,592/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$240,316Total interest paid
$640,236Total of all payments
Principal $399,920 Interest $240,316
YearPrincipalInterestBalance
1$9,369$16,241$390,551
2$9,761$15,849$380,791
3$10,169$15,441$370,622
4$10,594$15,015$360,027
5$11,037$14,572$348,990
6$11,499$14,110$337,491
7$11,980$13,629$325,511
8$12,481$13,128$313,030
9$13,003$12,606$300,027
10$13,547$12,062$286,479
11$14,114$11,496$272,366
12$14,704$10,905$257,661
13$15,319$10,290$242,342
14$15,960$9,649$226,382
15$16,628$8,982$209,755
16$17,323$8,286$192,432
17$18,048$7,562$174,384
18$18,803$6,807$155,581
19$19,589$6,020$135,992
20$20,408$5,201$115,584
21$21,262$4,347$94,322
22$22,151$3,458$72,170
23$23,078$2,531$49,092
24$24,043$1,566$25,049
25$25,049$560$0

At the end of your 5-year term

Total paid over the term
$128,047
Principal paid down
$50,930
Interest paid
$77,117
Balance remaining
$348,990

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.9%
Gross yield
− Property tax $4,681− Condo fees $7,947− Insurance $600− Vacancy & upkeep $2,706Net operating income $8,667

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CULTURELINK REALTY INC.. MLS®/PropTx.

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