63 St Clements Avenue, Toronto, ON
Yonge-Eglinton, Toronto · MLS® C13561742
About this home
The One You've Been Waiting For!! Rarely does a home of this caliber, scale, and prestige become available in Midtown. Over 4,000sqft, situated on a massive, sun-drenched 40'x130' corner lot, this detached, carpet-free residence is a masterclass in design, wrapped in premium triple-glazed windows for total serenity. The main level is an entertainer's dream, featuring a spectacular chef's kitchen with a massive island, dual fridges, a countertop glass range, and endless storage. Huge windows and sliding patio doors transition seamlessly to the dream backyard oasis. A well-sized dining room and a sprawling family room with a cozy fireplace completes the main floor. For ultimate convenience, a dedicated main floor laundry room is tucked away perfectly. The 2nd level boasts 4 large, bright bedrooms including an optional den with wood burning fireplace. The primary suite is a true showstopper, complete with a spa-like ensuite with a soaker tub/walk-in shower, & a breathtaking, window-wrapped sunroom-the ultimate private oasis for morning coffee or meditation. Outside, the landscaped grounds offer absolute privacy with mature trees, 2 decks, a shed, & a rare 2-car detached garage for all your toys. The lower level offers incredible financial versatility or multi-generational utility, featuring an office (or 5th bedroom), a studio apartment, a separate 1-bedroom apartment, and a second basement laundry room. Accessible via an internal staircase or a completely private separate entrance, it is a turnkey setup for a high-yield AirBnB, long-term rental, or premium in-law suite. Enjoy ultimate mechanical peace of mind with a newer roof, furnace, A/C, air filter system, and tankless hot water system. Steps from the vibrant shops and top-tier walkability of Yonge & Eglinton, yet tucked away on a quieter stretch near elite schools like Allenby Public School and St. Clement's private school. Magazine luxury w/ amazing income potential-this is the one.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C13561742
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 5 (1 half)
- Size
- 2500-3000
- Lot
- 39.42 × 131.22 ft
- Cross streets
- Duplex Ave/ St Clements Ave
- Parking
- 2 garage · 4 parking (detached)
- Driveway
- Private Double
- Basement
- Finished with Walk-Out, Separate Entrance, Finished, Walk-Out
- Kitchens
- 3 (1 + 2)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stucco (Plaster)
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $8,069 / 2025
- Days on market
- 3
- Listing brokerage
- RE/MAX HALLMARK REALTY LTD.
Rooms
galley kitchen · combined w/br · pot lights
mirrored closet · pot lights
above grade window · laminate · halogen lighting
mirrored closet · hardwood floor · pot lights
family size kitchen · centre island · b/i appliances
fireplace · picture window · pot lights
hardwood floor · large window · b/i shelves
modern kitchen · open concept · hardwood floor
fireplace · glass block window · hardwood floor
overlooks backyard · eat-in kitchen · w/o to yard
5 pc ensuite · walk-in closet(s) · hardwood floor
w/w closet · mirrored closet · pot lights
skylight · window floor to ceiling · sliding doors
open concept · pot lights · hardwood floor
Listed at $2,749,888, this home is about 28% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Priced above comparable homes overall, but the price per square foot ($1,000/sqft) is below the area, so you are paying for extra space rather than a premium.
There were not many closely comparable homes right in Yonge-Eglinton, so I widened the search to the surrounding area.
Based on 14 similar homes nearby, adjusted for size, beds, and baths.Median of 14 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.77M, a bit lower. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.80M
- Adjusts to $1.80M
That comparable adjusts to $1.80M; the $2.15M estimate above is the median of all 14 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On schools, this address is zoned for North Toronto Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
On location, this is a very walkable address with everyday errands close by. Yonge St at Castlefield Ave South Side is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $2.15M, median of 14 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Sold as-is / needs work: budget for renovation, the price should reflect the condition.
- Income potential
- Value driver
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 23% below the area average of $1,306/sqft.
2 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Yonge-Eglinton, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Yonge St at Castlefield Ave South Side, about 175 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $2,199,910 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $11,740
- Property tax
- $672
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $12,412
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $55,222
- Toronto municipal land transfer tax
- $55,222
- Estimated closing costs
- $110,444
Plus your down payment of $549,978. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $704,372
- Principal paid down
- $280,159
- Interest paid
- $424,213
- Balance remaining
- $1,919,751
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.