2506-3 Concord Cityplace Way, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13564522

$704,888
For Sale
Listed 4 days ago
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2Bedrooms
2Bathrooms
0Parking
600-699Sq Ft

About this home

Rare Opportunity to Own this gorgeous 1+ Den at The Prestigious Concord Canada House! Move-in Ready for August 6. This Spacious 650 sq. ft. Interior Suite Plus a 145 sq. ft. Balcony and Heated Private Balcony for Year-Round Enjoyment. Offers 2 Full Bathrooms and a Functional Enclosed Den that Can Easily Be Used as a Second Bedroom, Guest Room, or Home Office. Features Premium Miele Appliances, Luxury Finishes, and Oversized Balcony. Enjoy World-Class Amenities and an Unbeatable Downtown Location. Steps to the Waterfront, Union Station, CN Tower, Rogers Centre, and Scotiabank Arena. Ideal for End-Users or Investors. Easy to Show with option for Immediate Occupancy

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13564522
Bedrooms
2 (1 + 1)
Bathrooms
2
Size
600-699
Cross streets
Spadina / Blue Jays Way
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$520/mo
Exposure
North East
Days on market
4
Listing brokerage
CENTURY 21 LEADING EDGE REALTY INC.

Listing history

  1. Jul 15, 2026Listed$2,900

Price and status history from the listing board. Deemed reliable but not guaranteed.

Moe’s TakeTeam Asgarian · Broker
Above comparables
$598Kest. value

Listed at $704,888, this home is about 18% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 28 similar homes nearby, adjusted for size, beds, and baths.Median of 28 comparable active listings, adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $589K
  • Bathrooms +$15K
  • Adjusts to $604K

That comparable adjusts to $604K; the $598K estimate above is the median of all 28 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$535KGreat deal$705KOverpriced

Total price vs nearby homes. Fair value about $598K, median of 28 comparables.

Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$685kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

410-543 Richmond Street$679k812-19 Bathurst Street$700k2513-35 Mercer Street$779k607-126 Simcoe Street$668k4506-3 Concord Cityplace Way$600k

The 5 closest of 8 active listings nearby.

See all comparable homes
705kThis home679k700k779k668k600kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $595K
$1,085this home / sqft
64active listings nearby
4days on market

This home lists 16% above the area average of $936/sqft.

3 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$676K
Annex
$929K
Mimico
$840K
Willowdale East
$466K
Bayview Village
$681K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jean Lumb Public School
73%
Jean Lumb Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$3,213/mo
$151KIncome needed
4.7×Price ÷ income
$741Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $3,213Property tax $441Condo fee $520Total carry $4,173

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,009per month

Mortgage amount $563,910 · 4.14% over 25 years

$140,978Down payment (20.0%)
$563,910Loan before insurance
$0CMHC premium
$3,970Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,009
Property tax
$441
Condo / maintenance fees
$520
Heating
$0
Estimated monthly cost
$3,970

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,573
Toronto municipal land transfer tax
$10,573
Estimated closing costs
$21,146

Plus your down payment of $140,978. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,655/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$338,860Total interest paid
$902,771Total of all payments
Principal $563,910 Interest $338,860
YearPrincipalInterestBalance
1$13,210$22,900$550,700
2$13,763$22,348$536,937
3$14,339$21,772$522,598
4$14,939$21,172$507,660
5$15,563$20,547$492,096
6$16,214$19,896$475,882
7$16,893$19,218$458,989
8$17,599$18,512$441,390
9$18,335$17,776$423,055
10$19,102$17,009$403,953
11$19,901$16,210$384,051
12$20,734$15,377$363,318
13$21,601$14,510$341,717
14$22,505$13,606$319,212
15$23,446$12,665$295,766
16$24,427$11,684$271,340
17$25,448$10,663$245,892
18$26,513$9,598$219,379
19$27,622$8,489$191,757
20$28,777$7,334$162,980
21$29,981$6,130$132,999
22$31,235$4,876$101,764
23$32,541$3,569$69,223
24$33,902$2,208$35,321
25$35,321$790$0

At the end of your 5-year term

Total paid over the term
$180,554
Principal paid down
$71,814
Interest paid
$108,740
Balance remaining
$492,096

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $4,934− Condo fees $6,244− Insurance $600− Vacancy & upkeep $2,706Net operating income $10,116

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.

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