1401-403 Church Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13564652

$485,000
For Sale
Listed 4 days ago
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2Bedrooms
1Bathrooms
0Parking
500-599Sq Ft

About this home

Experience elevated downtown living at Stanley Condos by Tribute Communities. This bright and spacious 1-bedroom + den corner suite offers 564 sq. ft. of thoughtfully designed living space, complemented by a generous balcony with breathtaking panoramic city views through floor-to-ceiling windows. The versatile den is large enough to serve as a home office, nursery, or 2nd bedroom. The open-concept layout features a modern kitchen with stainless steel appliances, creating a stylish and functional living space. Ideally located just steps from Loblaws, the University of Toronto, Toronto Metropolitan University, Eaton Centre, Dundas Square, the Financial District, and College Subway Station, everything you need is within easy reach. Residents enjoy exceptional amenities including a 24-hour concierge, fully equipped fitness centre, games room, party room, theatre, guest suites, outdoor terrace, and more. Rental parking is available within the building.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13564652
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
500-599
Cross streets
Church/Carlton
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete, Other
Maintenance
$406/mo
Exposure
South
Property tax
$2,839 / 2026
Days on market
4
Listing brokerage
UNION CAPITAL REALTY

Rooms

Primary BedroomGround3.77 × 3.25 m

laminate · closet · window floor to ceiling

Dining RoomGround6.10 × 3.73 m

combined w/kitchen · b/i appliances · w/o to balcony

Living RoomGround6.10 × 3.73 m

combined w/dining · laminate · w/o to balcony

DenGround1.83 × 1.86 m

Laminate

KitchenGround6.10 × 3.73 m

combined w/dining · laminate · w/o to balcony

Moe’s TakeTeam Asgarian · Broker
In line
$506Kest. value

Listed at $485,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 25 similar homes nearby, adjusted for size, beds, and baths.Median of 25 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $448K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $399K
  • Adjusts to $399K

That comparable adjusts to $399K; the $506K estimate above is the median of all 25 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Carlton St at Church St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$431KGreat deal$535KOverpriced

Total price vs nearby homes. Fair value about $506K, median of 25 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby in Church-Yonge Corridor · asking prices
$508kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1805-252 Church Street$545k509-42 Charles Street$499k2501-88 Scott Street$399k4703-89 Church Street$548k1406-33 Charles Street$550k

The 5 closest of 8 active listings nearby.

See all comparable homes
485kThis home545k499k399k548k550kThis home vs active comparables
Live market pulseActive comparables in Church-Yonge Corridor · median list $599K
$883this home / sqft
53active listings nearby
4days on market

This home lists 3% below the area average of $914/sqft.

3 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

88/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Carlton St at Church St, about 34 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Annex
$929K
Waterfront Communities C1
$786K
Mimico
$852K
Willowdale East
$466K
Bayview Village
$681K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Church Street Junior Public School
73%
Church Street Junior Public SchoolPublic · Elementary · 0.1 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$2,210/mo
$103KIncome needed
4.7×Price ÷ income
$510Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $2,210Property tax $237Condo fee $406Total carry $2,853

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,071per month

Mortgage amount $388,000 · 4.14% over 25 years

$97,000Down payment (20.0%)
$388,000Loan before insurance
$0CMHC premium
$2,713Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,071
Property tax
$237
Condo / maintenance fees
$406
Heating
$0
Estimated monthly cost
$2,713

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,175
Toronto municipal land transfer tax
$6,175
Estimated closing costs
$12,350

Plus your down payment of $97,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,515/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$233,154Total interest paid
$621,154Total of all payments
Principal $388,000 Interest $233,154
YearPrincipalInterestBalance
1$9,090$15,757$378,910
2$9,470$15,376$369,441
3$9,866$14,980$359,575
4$10,278$14,568$349,297
5$10,708$14,138$338,588
6$11,156$13,690$327,432
7$11,623$13,223$315,809
8$12,109$12,737$303,700
9$12,616$12,230$291,084
10$13,143$11,703$277,941
11$13,693$11,153$264,248
12$14,266$10,580$249,982
13$14,863$9,984$235,119
14$15,484$9,362$219,635
15$16,132$8,714$203,503
16$16,807$8,039$186,696
17$17,510$7,336$169,186
18$18,242$6,604$150,944
19$19,005$5,841$131,939
20$19,800$5,046$112,139
21$20,628$4,218$91,510
22$21,491$3,355$70,019
23$22,390$2,456$47,629
24$23,327$1,519$24,302
25$24,302$544$0

At the end of your 5-year term

Total paid over the term
$124,231
Principal paid down
$49,412
Interest paid
$74,819
Balance remaining
$338,588

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
2.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $2,839− Condo fees $4,872− Insurance $600− Vacancy & upkeep $2,244Net operating income $9,845

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of UNION CAPITAL REALTY. MLS®/PropTx.

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