302-8 Charlotte Street, Toronto, ON
Waterfront Communities C1, Toronto · MLS® C13564656
About this home
Experience true downtown living in this sought-after 2-bedroom suite at 8 Charlotte - Charlie Condos - one of King West's original and most iconic boutique residences. Thoughtfully designed with a functional layout, this bright and spacious unit offers modern finishes, floor-to-ceiling windows, and an open-concept living and dining area perfect for both everyday living and entertaining.The well-appointed kitchen features sleek cabinetry, quality appliances, and ample storage, while both bedrooms provide comfort and privacy-ideal for professionals, couples, or small families.Enjoy resort-style amenities including an outdoor infinity pool, fully equipped gym, theatre room, party room, sauna, guest suites, BBQ terrace, and 24-hour concierge. Located in the vibrant King-Spadina district, you are just steps from the Financial District, top-tier dining, cafes, nightlife, and everyday conveniences, with easy access to transit, subway lines, highways, and shopping.Complete with parking and a locker for added convenience, this is a rare opportunity to own in a highly regarded building in one of Toronto's most dynamic neighbourhoods.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13564656
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 800-899
- Cross streets
- King & Spadina
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $928/mo
- Exposure
- East
- Property tax
- $4,140 / 2025
- Days on market
- 3
- Listing brokerage
- CENTURY 21 LEADING EDGE REALTY INC.
Rooms
b/i dishwasher · b/i stove · b/i oven
3 Pc Bath
Balcony
3 Pc Ensuite
Listing history
- Jul 15, 2026Listed$3,500
Price and status history from the listing board. Deemed reliable but not guaranteed.
Listed at $849,000, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.
Based on 17 similar homes nearby, adjusted for size, beds, and baths.Median of 17 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $764K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $860K
- Adjusts to $860K
That comparable adjusts to $860K; the $793K estimate above is the median of all 17 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Charlotte St at King St West is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $793K, median of 17 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Open-concept layout: modern, sought-after flow.
- Development potential: upside only if zoning permits, verify with the city before relying on it.
- Weigh carefully
- Lifestyle
- Worth verifying
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 7% above the area average of $931/sqft.
2 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Waterfront Communities C1, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Charlotte St at King St West, about 22 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $679,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,624
- Property tax
- $345
- Condo / maintenance fees
- $928
- Heating
- $0
- Estimated monthly cost
- $4,897
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13,455
- Toronto municipal land transfer tax
- $13,455
- Estimated closing costs
- $26,910
Plus your down payment of $169,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $217,468
- Principal paid down
- $86,496
- Interest paid
- $130,972
- Balance remaining
- $592,704
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.