417-3900 Yonge Street, Toronto, ON

Bedford Park-Nortown, Toronto · MLS® C13565810

$1,579,000
For Sale
Listed 2 days ago
2Bedrooms
2Bathrooms
2Garage
1200-1399Sq Ft

About this home

Welcome to this custom-designed luxury residence at York Mills Place, ideally located at 3900 Yonge Street, Unit 417, in the prestigious Bedford Park-Nortown community. Spanning 1,336 sqft., this elegant condo offers 2 bedrooms and 2 bathrooms, with a refined, wide plank oak flooring throughout, bespoke millwork, floor-to-ceiling windows, and a desirable north-east exposure. The expansive open-concept living and dining areas walk out to a balcony with landscaped garden & tree views. The contemporary chef's kitchen features quartz waterfall edge countertops and matching backsplash, premium built-in integrated appliances, and a generous quartz centre island. The spacious primary bedroom includes a walk-in closet with organizers and spa-inspired 4-piece ensuite with vanity, and separate seamless glass shower, while the second bedroom offers double door entry & a large double closet. The 2nd 4-piece bathroom has a standing shower, vanity & pot lights. This unit is also complemented by a dedicated laundry room with brand new LG washer & dryer. This residence includes one owned & one exclusive underground parking spaces and an exclusive locker, with all-inclusive maintenance fees covering heat, hydro, water, cable TV, central air conditioning, parking, and building insurance. Residents are community oriented and enjoy events like wine & cheese BBQ's, card games, bingo nights, exercise classes and while benefiting from full-service amenities including 24-hour concierge/security, indoor pool, fitness centre, sauna, car wash, visitor parking, and elevators. Ideally situated steps to Yonge Street transit, minutes to York Mills Subway Station and Highway 401, and close to York Mills Park, Hoggs Hollow Park, Don Valley Golf Course & Rosedale Golf Club, as well as top-rated schools, libraries, and everyday shopping and dining, this home delivers spacious, sophisticated living with exceptional convenience. **Listing Contains Virtually Staged Photos**

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13565810
Bedrooms
2
Bathrooms
2
Size
1200-1399
Cross streets
Yonge Street & York Mills Road
Parking
2 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Concrete
Maintenance
$1,786/mo
Exposure
North East
Property tax
$5,171 / 2026
Days on market
2
Listing brokerage
SUTTON GROUP-ADMIRAL REALTY INC.

Rooms

KitchenFlat4.29 × 2.84 m

b/i appliances · centre island · quartz counter

Dining RoomFlat6.71 × 6.65 m

hardwood floor · open concept · window floor to ceiling

Primary BedroomFlat5.46 × 3.38 m

large window · 4 pc ensuite · walk-in closet(s)

FoyerFlat1.65 × 1.22 m

hardwood floor · wainscoting · double

BathroomFlat2.31 × 1.68 m

4 pc bath · b/i vanity · separate shower

BathroomFlat2.79 × 1.78 m

4 pc bath · b/i vanity · separate shower

Living RoomFlat6.71 × 6.65 m

hardwood floor · window floor to ceiling · w/o to balcony

Bedroom 2Flat5.16 × 3.07 m

large window · double doors · double closet

LaundryFlat1.50 × 3.00 m

separate room · tile floor

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Its public catchment (Lawrence Park Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Yonge St at Mcglashan Rd South Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Value driver
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby in Bedford Park-Nortown · asking prices
$935kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

610-3800 Yonge Street$1.23M1803-265 Ridley Boulevard$800k309-265 Ridley Boulevard$780k

The 3 closest active listings nearby.

See all comparable homes
1.58MThis home1.23M800k780kThis home vs active comparables
Live market pulseActive comparables in Bedford Park-Nortown · median list $875K
$1,215this home / sqft
10active listings nearby
2days on market

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Bedford Park-Nortown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

72/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Yonge St at Mcglashan Rd South Side, about 72 m away

20+ transit stops3 grocery20+ dining11 parks9 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$441K
Willowdale West
$770K
Banbury-Don Mills
$500K
Annex
$1.57M
Church-Yonge Corridor
$577K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Armour Heights Public School
70%
Armour Heights Public SchoolPublic · Elementary · 1.0 km awayAround the GTA average · 70% meet the provincial standard

Affordability & Mortgage

Affordability
$7,197/mo
$323KIncome needed
4.9×Price ÷ income
$1,661Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $7,197Property tax $431Condo fee $1,786Total carry $9,413

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,741per month

Mortgage amount $1,263,200 · 4.14% over 25 years

$315,800Down payment (20.0%)
$1,263,200Loan before insurance
$0CMHC premium
$8,958Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,741
Property tax
$431
Condo / maintenance fees
$1,786
Heating
$0
Estimated monthly cost
$8,958

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$28,055
Toronto municipal land transfer tax
$28,055
Estimated closing costs
$56,110

Plus your down payment of $315,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,187/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$759,071Total interest paid
$2,022,271Total of all payments
Principal $1,263,200 Interest $759,071
YearPrincipalInterestBalance
1$29,592$51,298$1,233,608
2$30,830$50,061$1,202,777
3$32,120$48,771$1,170,658
4$33,463$47,428$1,137,194
5$34,863$46,028$1,102,331
6$36,321$44,570$1,066,010
7$37,841$43,050$1,028,169
8$39,423$41,467$988,746
9$41,072$39,818$947,673
10$42,790$38,100$904,883
11$44,580$36,311$860,303
12$46,445$34,446$813,858
13$48,388$32,503$765,470
14$50,412$30,479$715,058
15$52,520$28,370$662,538
16$54,717$26,174$607,821
17$57,006$23,885$550,815
18$59,390$21,500$491,424
19$61,875$19,016$429,550
20$64,463$16,428$365,087
21$67,159$13,732$297,928
22$69,968$10,923$227,960
23$72,895$7,996$155,065
24$75,944$4,947$79,121
25$79,121$1,770$0

At the end of your 5-year term

Total paid over the term
$404,454
Principal paid down
$160,869
Interest paid
$243,585
Balance remaining
$1,102,331

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
1.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.1%
Gross yield
− Property tax $5,171− Condo fees $21,426− Insurance $600− Vacancy & upkeep $5,412Net operating income $16,591

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS®/PropTx.

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