6108-10 York Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13566350

$609,800
For Sale
Listed 3 days ago
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1Bedrooms
1Bathrooms
0Parking
500-599Sq Ft

About this home

Prestigious Tridel Iconic Smart Condominium, High Floor South Exposure With Unobstructed Breathtaking Lake View. Perfectly Laid Out One Bedroom With Lake And Island Views From The Living Room And Bedroom. One Locker Included. Premium Living At Its Best. Modern Kitchen With Integrated Appliances, 9 Ft Ceilings. Hotel-Like Amenities. 24Hrs Concierge, Security, Party Room, Outdoor Pool, Games, Media Rooms, Gym And More. Walk To Supermarkets, Restaurants, Shops, Subway, Queens Quay. Steps To Cn Tower, Scotiabank Arena, Rogers Center, Financial District, Union Station, Path and much more **EXTRAS** Monthly Condo Maintenance Fee includes Rogers LTE Speed Internet services as well

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13566350
Bedrooms
1
Bathrooms
1
Size
500-599
Cross streets
York St/Harbour St
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete, Other
Maintenance
$443/mo
Exposure
East
Property tax
$3,455 / 2025
Days on market
3
Listing brokerage
HOMELIFE SUPERSTARS REAL ESTATE LIMITED

Rooms

KitchenFlat3.08 × 2.75 m

b/i appliances · modern kitchen · granite counters

Dining RoomFlat3.36 × 2.75 m

combined w/kitchen · laminate · overlooks living

Living RoomFlat3.14 × 3.08 m

overlook water · laminate · open concept

Primary BedroomFlat3.20 × 3.09 m

large closet · overlook water · large window

Moe’s TakeTeam Asgarian · Broker
Above comparables
$508Kest. value

Listed at $609,800, this home is about 20% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 15 similar homes nearby, adjusted for size, beds, and baths.Median of 15 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $624K, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $545K
  • Adjusts to $545K

That comparable adjusts to $545K; the $508K estimate above is the median of all 15 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$490KGreat deal$610KOverpriced

Total price vs nearby homes. Fair value about $508K, median of 15 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Weigh carefully
  • Value driver
Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$547kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

3005-100 Harbour Street$560k201-560 King Street$549k609-33 Bay Street$545k919-95 Bathurst Street$540k6703-88 Harbour Street$539k

The 5 closest of 8 active listings nearby.

See all comparable homes
610kThis home560k549k545k540k539kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $589K
$1,110this home / sqft
55active listings nearby
3days on market

This home lists 19% above the area average of $934/sqft.

2 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$672K
Annex
$929K
Mimico
$852K
Willowdale East
$489K
Bayview Village
$748K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jean Lumb Public School
73%
Jean Lumb Public SchoolPublic · Elementary · 1.1 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$2,779/mo
$127KIncome needed
4.8×Price ÷ income
$641Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $2,779Property tax $288Condo fee $443Total carry $3,510

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,603per month

Mortgage amount $487,840 · 4.14% over 25 years

$121,960Down payment (20.0%)
$487,840Loan before insurance
$0CMHC premium
$3,334Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,603
Property tax
$288
Condo / maintenance fees
$443
Heating
$0
Estimated monthly cost
$3,334

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,671
Toronto municipal land transfer tax
$8,671
Estimated closing costs
$17,342

Plus your down payment of $121,960. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,162/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$293,149Total interest paid
$780,989Total of all payments
Principal $487,840 Interest $293,149
YearPrincipalInterestBalance
1$11,428$19,811$476,412
2$11,906$19,333$464,505
3$12,404$18,835$452,101
4$12,923$18,316$439,177
5$13,464$17,776$425,713
6$14,027$17,212$411,686
7$14,614$16,626$397,073
8$15,225$16,014$381,848
9$15,862$15,378$365,986
10$16,525$14,714$349,460
11$17,217$14,023$332,244
12$17,937$13,303$314,307
13$18,687$12,553$295,620
14$19,469$11,771$276,151
15$20,283$10,957$255,868
16$21,131$10,108$234,737
17$22,015$9,224$212,721
18$22,936$8,303$189,785
19$23,896$7,344$165,889
20$24,895$6,344$140,994
21$25,936$5,303$115,058
22$27,021$4,218$88,037
23$28,152$3,088$59,885
24$29,329$1,910$30,556
25$30,556$684$0

At the end of your 5-year term

Total paid over the term
$156,198
Principal paid down
$62,127
Interest paid
$94,071
Balance remaining
$425,713

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.3%
Gross yield
− Property tax $3,455− Condo fees $5,311− Insurance $600− Vacancy & upkeep $2,244Net operating income $8,790

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE SUPERSTARS REAL ESTATE LIMITED. MLS®/PropTx.

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