1307-220 Victoria Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13566838

$749,900
For Sale
Listed 3 days ago
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3Bedrooms
2Bathrooms
1Garage
1000-1199Sq Ft

About this home

Sophisticated corner suite offering elegance in the heart of downtown - Welcome to unit 1307 at 220 Victoria, The Opus at Pantages experience a rare opportunity to live in a corner suite that perfectly combines elegance, natural light, and refined urban living. This two-plus-one-bedroom, two-bathrooms home spans 1,069 square feet of thoughtfully designed space and features a 137-square-foot balcony with sweeping southwest city views. Floor-to-ceiling windows illuminate every room and highlight the open-concept living and dining areas, creating an effortless flow for entertaining or enjoying quiet evenings at home. The modern kitchen is beautifully appointed with full-sized stainless steel appliances, a new microwave installed in 2024, and a new dishwasher from2025. The versatile den serves as a home office or a comfortable guest retreat. Freshly painted and meticulously maintained, the suite offers exceptional layout flexibility, two full bathrooms, an owned parking space, and the convenience of all utilities included. Set within a safe, secure, and boutique-style building, residents have access to a concierge, a recently renovated rooftop terrace with a BBQ and endless iconic Toronto views, a stylish party room with a kitchen, games and media rooms, meeting space, and visitor parking. Friendly neighbours and a welcoming sense of community make this building a private retreat in the heart of downtown. Just steps from the Eaton Centre, Sankofa Square, world-class theatres, renowned restaurants, hospitals, TMU, and TTC access, Unit 1307 offers a unique chance to embrace downtown living with sophistication, style, and unmatched convenience. Every detail in this home speaks to thoughtful design and urban elegance, creating a lifestyle that is both vibrant and serene, private yet connected to the very best of Toronto.

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
C13566838
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
1000-1199
Cross streets
Victoria St and Shuter St
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,098/mo
Exposure
South West
Property tax
$3,755 / 2025
Days on market
3
Listing brokerage
SOTHEBY'S INTERNATIONAL REALTY CANADA

Rooms

Bedroom

3 Pc Bath

KitchenFlat6.85 × 4.95 m

centre island · granite counters · open concept

Dining RoomFlat6.85 × 4.95 m

open concept · laminate · combined w/living

Living RoomFlat6.85 × 4.95 m

w/o to balcony · window floor to ceiling · combined w/dining

Primary BedroomFlat3.55 × 3.45 m

4 pc ensuite · large closet · large window

Bedroom

4 Pc Ensuite

DenFlat2.15 × 1.87 m

laminate · ceiling fan(s)

Bedroom 2Flat3.65 × 3.35 m

w/o to balcony · large closet · window

Moe’s TakeTeam Asgarian · Broker
Below the wider set
$1.06Mest. value

Listed at $749,900, this home is tracking about 29% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 74 similar homes nearby, adjusted for size, beds, and baths.Median of 74 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $642K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.10M
  • Adjusts to $1.10M

That comparable adjusts to $1.10M; the $1.06M estimate above is the median of all 74 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$750KGreat deal$1.12MOverpriced

Total price vs nearby homes. Fair value about $1.06M, median of 74 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Open-concept layout: modern, sought-after flow.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Church-Yonge Corridor · asking prices
$715kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1008-92 King Street$720kLPH4907-50 Charles Street$799k805-92 King Street$660k2804-65 Mutual Street$699k2204-89 Church Street$699k

The 5 closest of 8 active listings nearby.

See all comparable homes
750kThis home720k799k660k699k699kThis home vs active comparables
Live market pulseActive comparables in Church-Yonge Corridor · median list $630K
$682this home / sqft
78active listings nearby
3days on market

This home lists 29% below the area average of $962/sqft.

2 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$765K
Annex
$929K
Mimico
$872K
Willowdale East
$489K
Bayview Village
$748K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lord Dufferin Junior and Senior Public School
55%
Lord Dufferin Junior and Senior Public SchoolPublic · Elementary · 1.2 km awayBelow the GTA average · 55% meet the provincial standard

Affordability & Mortgage

Affordability
$3,418/mo
$164KIncome needed
4.6×Price ÷ income
$789Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $3,418Property tax $313Condo fee $1,098Total carry $4,828

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,201per month

Mortgage amount $599,920 · 4.14% over 25 years

$149,980Down payment (20.0%)
$599,920Loan before insurance
$0CMHC premium
$4,612Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,201
Property tax
$313
Condo / maintenance fees
$1,098
Heating
$0
Estimated monthly cost
$4,612

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,473
Toronto municipal land transfer tax
$11,473
Estimated closing costs
$22,946

Plus your down payment of $149,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,888/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$360,499Total interest paid
$960,419Total of all payments
Principal $599,920 Interest $360,499
YearPrincipalInterestBalance
1$14,054$24,363$585,866
2$14,642$23,775$571,224
3$15,254$23,162$555,970
4$15,892$22,524$540,077
5$16,557$21,860$523,520
6$17,250$21,167$506,270
7$17,971$20,445$488,299
8$18,723$19,694$469,576
9$19,506$18,911$450,070
10$20,322$18,095$429,748
11$21,172$17,245$408,576
12$22,058$16,359$386,518
13$22,980$15,436$363,538
14$23,942$14,475$339,596
15$24,943$13,474$314,653
16$25,986$12,430$288,667
17$27,073$11,343$261,593
18$28,206$10,211$233,388
19$29,386$9,031$204,002
20$30,615$7,802$173,387
21$31,895$6,521$141,492
22$33,229$5,187$108,263
23$34,619$3,797$73,643
24$36,067$2,349$37,576
25$37,576$841$0

At the end of your 5-year term

Total paid over the term
$192,084
Principal paid down
$76,400
Interest paid
$115,684
Balance remaining
$523,520

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
2.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.4%
Gross yield
− Property tax $3,755− Condo fees $13,171− Insurance $600− Vacancy & upkeep $4,488Net operating income $18,786

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.

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