4106-88 Scott Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13567068

$499,000
For Sale
Listed 3 days ago
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1Bedrooms
1Bathrooms
0Parking
500-599Sq Ft

About this home

Welcome To This Super Luxury 88 Scott Condo In The Heart Of Downtown Core. Rarely Offer This Stylish 1Bdrm W/Incredible S/E Unobstructed East/Lake View. Very Bright And Functional Layout With 9' Ceiling, Laminate Floor Thru-Out. Modern Open Concept Kitchen With High-end Built-In Appliances Large center Island. Walk To Financial District, Union Station, Path, St. Lawrence Market, Berczy Park, Shopping And Great Restaurants. World-Class Amenities Include Rooftop Terrace, Gym, Indoor Pool, Outdoor Dining, 2 Level-Sky Lounge & Bar, Guest Suites, Sauna, Theatre And More.Freshly painted, excellently-maintained unit only lived in by the original owner. Never leased, near-original condition. Swarovski's Crystal Chandelier. User instruction manuals are available for all major appliances South-east exposure with floor-to-ceiling windows offering abundant natural light.Storage Locker with convenient access by visitor parking and elevators

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13567068
Bedrooms
1
Bathrooms
1
Size
500-599
Cross streets
YONGE & WELLINGTON
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$525/mo
Exposure
East
Property tax
$2,915 / 2026
Days on market
3
Listing brokerage
MASTER`S TRUST REALTY INC.

Rooms

Primary BedroomFlat3.05 × 2.92 m

large window · mirrored closet · laminate

DenFlat2.10 × 2.44 m

separate room · laminate · closet

Dining RoomFlat3.66 × 2.90 m

open concept · combined w/living · laminate

KitchenFlat3.66 × 3.51 m

modern kitchen · breakfast bar · b/i appliances

Living RoomFlat3.73 × 3.12 m

open concept · large window · w/o to balcony

Moe’s TakeTeam Asgarian · Broker
In line
$489Kest. value

Listed at $499,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $414K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $489K
  • Adjusts to $489K

That comparable adjusts to $489K; the $489K estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$389KGreat deal$509KOverpriced

Total price vs nearby homes. Fair value about $489K, median of 9 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Open-concept layout: modern, sought-after flow.
  • Currently tenanted: confirm the lease terms and vacant-possession timing before closing.
  • Weigh carefully
  • Lifestyle
  • Worth verifying
Comparable listingsCurrently listed nearby in Church-Yonge Corridor · asking prices
$494kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

904-42 Charles Street$499k2602-159 Dundas Street$489k410-33 Lombard Street$509k4709-100 Dalhousie Street$556k2303-159 Dundas Street$416k

The 5 closest of 8 active listings nearby.

See all comparable homes
499kThis home499k489k509k556k416kThis home vs active comparables
Live market pulseActive comparables in Church-Yonge Corridor · median list $556K
$908this home / sqft
49active listings nearby
3days on market

This home lists 0% above the area average of $909/sqft.

2 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$765K
Annex
$929K
Mimico
$872K
Willowdale East
$489K
Bayview Village
$748K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 1.0 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$2,274/mo
$108KIncome needed
4.6×Price ÷ income
$525Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $2,274Property tax $243Condo fee $525Total carry $3,042

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,130per month

Mortgage amount $399,200 · 4.14% over 25 years

$99,800Down payment (20.0%)
$399,200Loan before insurance
$0CMHC premium
$2,898Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,130
Property tax
$243
Condo / maintenance fees
$525
Heating
$0
Estimated monthly cost
$2,898

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,455
Toronto municipal land transfer tax
$6,455
Estimated closing costs
$12,910

Plus your down payment of $99,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,587/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$239,884Total interest paid
$639,084Total of all payments
Principal $399,200 Interest $239,884
YearPrincipalInterestBalance
1$9,352$16,211$389,848
2$9,743$15,820$380,105
3$10,151$15,413$369,954
4$10,575$14,988$359,379
5$11,018$14,546$348,362
6$11,478$14,085$336,883
7$11,958$13,605$324,925
8$12,459$13,105$312,466
9$12,980$12,584$299,486
10$13,523$12,041$285,964
11$14,088$11,475$271,875
12$14,678$10,886$257,198
13$15,292$10,272$241,906
14$15,931$9,632$225,975
15$16,598$8,966$209,377
16$17,292$8,271$192,085
17$18,015$7,548$174,070
18$18,769$6,795$155,301
19$19,554$6,010$135,748
20$20,372$5,192$115,376
21$21,224$4,340$94,152
22$22,112$3,452$72,040
23$23,036$2,527$49,004
24$24,000$1,563$25,004
25$25,004$559$0

At the end of your 5-year term

Total paid over the term
$127,817
Principal paid down
$50,838
Interest paid
$76,979
Balance remaining
$348,362

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $2,915− Condo fees $6,300− Insurance $600− Vacancy & upkeep $2,244Net operating income $8,341

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of MASTER`S TRUST REALTY INC.. MLS®/PropTx.

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