1406-33 Charles Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13568002

$549,900
For Sale
Listed 3 days ago
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2Bedrooms
1Bathrooms
1Garage
600-699Sq Ft

About this home

Yonge / Bloor Spacious Bright 1 Bedroom Plus Huge Den - Potential 2nd Bedroom - Steps To Subway! Sun Filled Suite with Beautiful City Views! Walking Distance To Yorkville, Bloor Street Shops, Fine Restaurants, Upscale Shopping,U Of T & Ryerson, Hospitals And More! Love The Space With 635 Sq Feet Plus 86 Sqft Balcony For 721 Sqft! Large Den with Closet - Perfect As A Home Office Or 2nd Bedroom. Floor To Ceiling Windows for Abundance of Glorious Natural Lighting - 2 Walk-Outs To Full Width Balcony - Beautiful City Views for Miles! *** Boasting a 97 Walk Score, you are a 2-minute walk to the Subway ** Yorkville shopping, and the ROM, and only 5 minutes to U of T and the Financial District. Superb Facilities: Outdoor Pool & Hot Tub, Relax In expansive Lounge, Party Room/Meeting Rm, Enjoy A Yoga Class, Gym, Guest Suites, 24 Hour Concierge, Vistors Parking.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13568002
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
600-699
Cross streets
Yonge / Bloor
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$632/mo
Exposure
West
Property tax
$3,361 / 2025
Days on market
3
Listing brokerage
SUTTON GROUP REALTY SYSTEMS INC.

Rooms

KitchenGround8.15 × 3.08 m

hardwood floor · granite counters · combined w/living

Dining RoomGround8.15 × 3.08 m

hardwood floor · combined w/living

Primary BedroomGround3.53 × 3.01 m

hardwood floor · large closet

DenGround2.78 × 2.40 m

hardwood floor · closet

Living RoomGround8.15 × 3.08 m

hardwood floor · open concept

Moe’s TakeTeam Asgarian · Broker
In line
$591Kest. value

Listed at $549,900, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.

Based on 30 similar homes nearby, adjusted for size, beds, and baths.Median of 30 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $525K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $499K
  • Adjusts to $499K

That comparable adjusts to $499K; the $591K estimate above is the median of all 30 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$499KGreat deal$642KOverpriced

Total price vs nearby homes. Fair value about $591K, median of 30 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Weigh carefully
  • Value driver
Comparable listingsCurrently listed nearby in Church-Yonge Corridor · asking prices
$562kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

4703-89 Church Street$548k710-92 King Street$555k2104-28 Freeland Street$599k509-42 Charles Street$499k220-92 King Street$610k

The 5 closest of 8 active listings nearby.

See all comparable homes
550kThis home548k555k599k499k610kThis home vs active comparables
Live market pulseActive comparables in Church-Yonge Corridor · median list $610K
$847this home / sqft
60active listings nearby
3days on market

This home lists 8% below the area average of $916/sqft.

2 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Annex
$929K
Waterfront Communities C1
$691K
Banbury-Don Mills
$500K
Mimico
$872K
Willowdale East
$489K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.8 km awayHigher-rated than most nearby · 87% meet the provincial standard

Affordability & Mortgage

Affordability
$2,506/mo
$120KIncome needed
4.6×Price ÷ income
$578Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $2,506Property tax $280Condo fee $632Total carry $3,418

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,348per month

Mortgage amount $439,920 · 4.14% over 25 years

$109,980Down payment (20.0%)
$439,920Loan before insurance
$0CMHC premium
$3,260Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,348
Property tax
$280
Condo / maintenance fees
$632
Heating
$0
Estimated monthly cost
$3,260

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,473
Toronto municipal land transfer tax
$7,473
Estimated closing costs
$14,946

Plus your down payment of $109,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,851/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$264,353Total interest paid
$704,273Total of all payments
Principal $439,920 Interest $264,353
YearPrincipalInterestBalance
1$10,306$17,865$429,614
2$10,737$17,434$418,877
3$11,186$16,985$407,691
4$11,654$16,517$396,037
5$12,141$16,030$383,896
6$12,649$15,522$371,247
7$13,178$14,993$358,069
8$13,730$14,441$344,339
9$14,304$13,867$330,035
10$14,902$13,269$315,133
11$15,525$12,645$299,608
12$16,175$11,996$283,433
13$16,851$11,319$266,581
14$17,556$10,615$249,025
15$18,291$9,880$230,734
16$19,056$9,115$211,679
17$19,853$8,318$191,826
18$20,683$7,488$171,143
19$21,548$6,623$149,594
20$22,450$5,721$127,145
21$23,389$4,782$103,756
22$24,367$3,804$79,389
23$25,386$2,785$54,003
24$26,448$1,723$27,554
25$27,554$616$0

At the end of your 5-year term

Total paid over the term
$140,855
Principal paid down
$56,024
Interest paid
$84,831
Balance remaining
$383,896

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $3,361− Condo fees $7,579− Insurance $600− Vacancy & upkeep $2,706Net operating income $10,355

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP REALTY SYSTEMS INC.. MLS®/PropTx.

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