PH806-66 Portland Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13571058

$924,999
For Sale
Listed 1 day ago
Request a showing
◎ Directions
2Bedrooms
1Bathrooms
1Garage
800-899Sq Ft

About this home

PH806 at 66 Portland St. makes an impression the moment you step inside. This newly renovated, thoughtfully laid-out unit has seen over $40,000 in upgrades, done with restraint and an eye for detail. New flooring runs throughout, giving the space a noticeably more polished, brighter feel. Storage won't be an issue here - custom organizers line both sides of the & Murphy Bed making full use of the oversized den. A genuinely functional, multi-use space. The kitchen was clearly built with entertaining in mind: a large island anchors the room, giving you real counter space and a natural spot for guests to gather while you cook. In the primary bedroom, an oversized closet unit keeps things organized & tidy, while floor-to-ceiling windows run the full length of the unit, filling the room with natural light. At 854 sq ft with an open floor plan, PH806 offers something rare in this city - space that doesn't feel like a compromise. One parking spot & locker included - Don't miss it!

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
C13571058
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
800-899
Cross streets
Portland & King St. W
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$725/mo
Exposure
North
Property tax
$4,596 / 2026
Days on market
1
Listing brokerage
ROYAL LEPAGE SIGNATURE CONNECT.CA REALTY

Rooms

DenMain2.86 × 2.71 m

hardwood floor · b/i closet · open concept

Primary BedroomMain3.51 × 3.08 m

hardwood floor · window floor to ceiling · large closet

Dining RoomMain5.75 × 3.62 m

hardwood floor · combined w/living · open concept

Living RoomMain5.75 × 3.62 m

hardwood floor · window floor to ceiling · w/o to balcony

KitchenMain3.46 × 2.98 m

hardwood floor · quartz counter · stainless steel appl

Moe’s TakeTeam Asgarian · Broker
Above the wider set
$808Kest. value

Listed at $924,999, this home is tracking about 14% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($1,089/sqft) is in line with the area, so you are paying for extra space rather than a premium.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 97 similar homes nearby, adjusted for size, beds, and baths.Median of 97 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $873K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $860K
  • Bathrooms −$15K
  • Adjusts to $845K

That comparable adjusts to $845K; the $808K estimate above is the median of all 97 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is City School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. King St West at Portland St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$740KGreat deal$925KOverpriced

Total price vs nearby homes. Fair value about $808K, median of 97 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Value driver
Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$675kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

3004-290 ADELAIDE Street$730k303-123 Portland Street$695k923-525 Adelaide Street$649k2907-15 Mercer Street$628k

The 4 closest active listings nearby.

See all comparable homes
925kThis home730k695k649k628kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $610K
$1,089this home / sqft
99active listings nearby
1days on market

This home lists 4% above the area average of $1,045/sqft.

0 days faster than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

88/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: King St West at Portland St, about 80 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$998K
Church-Yonge Corridor
$574K
Annex
$1.39M
Mimico
$800K
Banbury-Don Mills
$500K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ryerson Community School
52%
Ryerson Community SchoolPublic · Elementary · 0.8 km awayBelow the GTA average · 52% meet the provincial standard
ALPHA Alternative Junior SchoolEQAO results not published

Affordability & Mortgage

Affordability
$4,216/mo
$190KIncome needed
4.9×Price ÷ income
$973Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $4,216Property tax $383Condo fee $725Total carry $5,324

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,949per month

Mortgage amount $739,999 · 4.14% over 25 years

$185,000Down payment (20.0%)
$739,999Loan before insurance
$0CMHC premium
$5,057Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,949
Property tax
$383
Condo / maintenance fees
$725
Heating
$0
Estimated monthly cost
$5,057

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,975
Toronto municipal land transfer tax
$14,975
Estimated closing costs
$29,950

Plus your down payment of $185,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,796/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$444,674Total interest paid
$1,184,673Total of all payments
Principal $739,999 Interest $444,674
YearPrincipalInterestBalance
1$17,336$30,051$722,664
2$18,061$29,326$704,603
3$18,816$28,571$685,787
4$19,603$27,784$666,183
5$20,423$26,964$645,760
6$21,278$26,109$624,483
7$22,168$25,219$602,315
8$23,095$24,292$579,220
9$24,061$23,326$555,160
10$25,067$22,320$530,092
11$26,116$21,271$503,977
12$27,208$20,179$476,769
13$28,346$19,041$448,422
14$29,532$17,855$418,891
15$30,767$16,620$388,123
16$32,054$15,333$356,069
17$33,395$13,992$322,675
18$34,792$12,595$287,883
19$36,247$11,140$251,636
20$37,763$9,624$213,873
21$39,343$8,044$174,530
22$40,988$6,399$133,542
23$42,703$4,684$90,839
24$44,489$2,898$46,350
25$46,350$1,037$0

At the end of your 5-year term

Total paid over the term
$236,935
Principal paid down
$94,239
Interest paid
$142,696
Balance remaining
$645,760

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
1.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $4,596− Condo fees $8,706− Insurance $600− Vacancy & upkeep $3,564Net operating income $14,934

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE CONNECT.CA REALTY. MLS®/PropTx.

CallRequest a showing