44 Protea Gardens, Toronto, ON

Bayview Village, Toronto · MLS® C13571280

$999,999
For Sale
Listed 1 day ago
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3Bedrooms
3Bathrooms
1Garage · 2 parking
1500-2000Sq Ft

About this home

Rarely Offered Freehold Townhome with NO Maintenance Fees in the Heart of Bayview Village! Situated within the highly sought-after Earl Haig Secondary School District, this true freehold home features an inviting main floor with engineered hardwood, an elegant electric fireplace, and a dining area with direct French-door access to a beautiful deck and backyard-perfect for everyday living and entertaining. The renovated kitchen offers quartz countertops and stainless steel appliances, while the primary ensuite adds everyday comfort with heated floors and a towel warmer. * The walk-out basement offers extra living space or perfect home office with a 9-ft ceiling. An extra-long 26-ft deep single-car garage with direct access to the interior of the home provides space for both parking and storage. Recent updates include roof (2017), Carrier high-efficiency furnace and heat pump/AC with humidifier (Nov 2023), and fridge (Aug 2025). * Enjoy an exceptionally convenient location just steps away from Bessarion and Leslie subway stations and TTC buses. Walk to the newly built Ethennonnhawahstihnen' Community Recreation Centre and Library, featuring a pool, gym, library, and city programs, along with IKEA, Starbucks, Canadian Tire, MEC, and McDonald's. Only 4 mins to Bayview Village Shopping Centre and Loblaws, 6 mins to Fairview Mall and T&T, and minutes to Hwy 401 and 404. Move-in ready and showing pride of ownership throughout!

Key facts

Property type
Townhouse, 2-Storey
MLS®
C13571280
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000
Lot
24.93 × 63.81 ft
Cross streets
Bayview / Sheppard
Parking
1 garage · 2 parking (attached)
Driveway
Private
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$6,238 / 2026
Days on market
1
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Bedroom 2Main0.00 × 0.00 m

window · double closet · broadloom

Dining RoomMain0.00 × 0.00 m

w/o to deck · pot lights · hardwood floor

RecreationBasement0.00 × 0.00 m

w/o to yard · w/o to garage · laminate

KitchenMain0.00 × 0.00 m

quartz counter · stainless steel appl · hardwood floor

Primary BedroomMain0.00 × 0.00 m

4 pc ensuite · bay window · his and hers closets

Living RoomMain0.00 × 0.00 m

bay window · electric fireplace · hardwood floor

Bedroom 3Main0.00 × 0.00 m

window · double closet · broadloom

Moe’s TakeTeam Asgarian · Broker
In line
$1.04Mest. value

Listed at $999,999, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Bayview Village, so I widened the search to the surrounding area.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.38M, higher than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.40M
  • Bedrooms −$30K
  • Bathrooms −$15K
  • Adjusts to $1.35M

That comparable adjusts to $1.35M; the $1.04M estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for Earl Haig Secondary School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Sheppard Ave East at Ambrose Rd is about a 1-minute walk away.

List price
$750KGreat deal$1.35MOverpriced

Total price vs nearby homes. Fair value about $1.04M, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Walk-out basement: natural light and strong in-law or income potential.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Heated floors: comfort and a premium-finish signal.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Primary suite: a key comfort and resale feature.
  • Income potential
  • Value driver
  • Lifestyle
  • Weigh carefully
Comparable listingsCurrently listed nearby · asking prices
$893kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

65 Mike Myers Drive$800k95 Dairy Drive$749k102 Red River Crescent$735k18 Kenneth Wood Crescent$1.29M

The 4 closest active listings nearby.

See all comparable homes
1000kThis home800k749k735k1.29MThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $979K
$571this home / sqft
78active listings nearby
1days on market

This home lists 15% below the area average of $672/sqft.

8 days faster than the Toronto average (9 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Bayview Village, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

67/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Sheppard Ave East at Ambrose Rd, about 76 m away

20+ transit stops1 grocery20+ dining20+ parks13 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$1.10M
Dorset Park
$800K
Downsview-Roding-CFB
$805K
Clairlea-Birchmount
$881K
Cabbagetown-South St. James Town
$1.71M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Elkhorn Public School
85%
Elkhorn Public SchoolPublic · Elementary · 0.7 km awayHigher-rated than most nearby · 85% meet the provincial standard
Avondale Elementary Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$4,558/mo
$194KIncome needed
5.2×Price ÷ income
$1,052Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,558Property tax $520Total carry $5,078

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,269per month

Mortgage amount $799,999 · 4.14% over 25 years

$200,000Down payment (20.0%)
$799,999Loan before insurance
$0CMHC premium
$4,789Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,269
Property tax
$520
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,789

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,475
Toronto municipal land transfer tax
$16,475
Estimated closing costs
$32,950

Plus your down payment of $200,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,185/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$480,729Total interest paid
$1,280,728Total of all payments
Principal $799,999 Interest $480,729
YearPrincipalInterestBalance
1$18,741$32,488$781,258
2$19,525$31,704$761,733
3$20,342$30,887$741,391
4$21,193$30,036$720,198
5$22,079$29,150$698,119
6$23,003$28,226$675,116
7$23,965$27,264$651,152
8$24,967$26,262$626,184
9$26,012$25,217$600,173
10$27,100$24,129$573,073
11$28,233$22,996$544,840
12$29,414$21,815$515,426
13$30,645$20,585$484,781
14$31,926$19,303$452,855
15$33,262$17,967$419,593
16$34,653$16,576$384,940
17$36,103$15,127$348,837
18$37,613$13,616$311,225
19$39,186$12,043$272,039
20$40,825$10,404$231,214
21$42,533$8,696$188,681
22$44,312$6,917$144,369
23$46,165$5,064$98,204
24$48,096$3,133$50,108
25$50,108$1,121$0

At the end of your 5-year term

Total paid over the term
$256,146
Principal paid down
$101,880
Interest paid
$154,265
Balance remaining
$698,119

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.6%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $6,238− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,004

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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