1223-230 King Street, Toronto, ON

Moss Park, Toronto · MLS® C13572034

$495,555
For Sale
Listed 1 day ago
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1Bedrooms
1Bathrooms
1Garage
500-599Sq Ft

About this home

Bank on falling in love with this one.Originally built in 1908 as the Imperial Bank of Canada, King's Court is one of the St. Lawrence Market neighbourhood's most iconic heritage buildings, where timeless architecture meets modern downtown living.This spacious one bedroom suite with parking and locker offers a smart, functional layout designed to make the most of every square foot. The east-facing bedroom easily accommodates a king size bed with room for nightstands and a dresser, while the generous living room walks out to a large private balcony. The kitchen features newer full size stainless steel appliances, ample cabinetry, generous prep space, and a breakfast bar. A separate dining area comfortably doubles as a home office, and the dedicated laundry room provides valuable extra storage.Beautifully renovated common areas and an elegant heritage lobby welcome you home each day, while maintenance fees include all utilities, making monthly budgeting simple.Residents enjoy outstanding amenities, including a 24-hour concierge, top floor fitness centre, hot tub, sauna, party room with kitchen, guest suites, visitor parking, and two rooftop terraces with gardens and BBQs.Everyday convenience is built right in, with Black Canary Coffee and a convenience store connected directly to the building. Outside your door, you'll find the King streetcar, St. Lawrence Market, the Distillery District, George Brown College, Sugar Beach, the Financial District, and countless cafés, restaurants, and shops. With easy access to Union Station, the Gardiner Expressway, and the Don Valley Parkway, this is downtown living at its best.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13572034
Bedrooms
1
Bathrooms
1
Size
500-599
Cross streets
KING ST E / SHERBOURNE ST
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Other
Maintenance
$737/mo
Exposure
East
Property tax
$2,866 / 2026
Days on market
1
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

FoyerFlat2.08 × 2.06 m

laminate · closet

Living RoomFlat4.18 × 5.11 m

laminate · combined w/dining · w/o to balcony

KitchenFlat3.23 × 2.50 m

marble floor · breakfast bar · stainless steel appl

Dining RoomFlat4.18 × 5.11 m

laminate · combined w/living · open concept

Primary BedroomFlat2.59 × 4.88 m

laminate · large closet · window

Moe’s TakeTeam Asgarian · Broker
In line
$461Kest. value

Listed at $495,555, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

Based on 13 similar homes nearby, adjusted for size, beds, and baths.Median of 13 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $530K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $485K
  • Adjusts to $485K

That comparable adjusts to $485K; the $461K estimate above is the median of all 13 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. King St East at Sherbourne St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$448KGreat deal$500KOverpriced

Total price vs nearby homes. Fair value about $461K, median of 13 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Value driver
Comparable listingsCurrently listed nearby in Moss Park · asking prices
$488kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

312-105 George Street$500k1020-320 Richmond Street$485k1009-158 Front Street$469k512-109 Front Street$525k603-51 Trolley Crescent$460k

The 5 closest of 8 active listings nearby.

See all comparable homes
496kThis home500k485k469k525k460kThis home vs active comparables
Live market pulseActive comparables in Moss Park · median list $549K
$902this home / sqft
56active listings nearby
1days on market

This home lists 1% above the area average of $896/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

86/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: King St East at Sherbourne St, about 4 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$1.24M
Church-Yonge Corridor
$590K
Waterfront Communities C1
$672K
Niagara
$718K
Banbury-Don Mills
$500K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$2,259/mo
$111KIncome needed
4.5×Price ÷ income
$521Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $2,259Property tax $239Condo fee $737Total carry $3,234

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,116per month

Mortgage amount $396,444 · 4.14% over 25 years

$99,111Down payment (20.0%)
$396,444Loan before insurance
$0CMHC premium
$3,091Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,116
Property tax
$239
Condo / maintenance fees
$737
Heating
$0
Estimated monthly cost
$3,091

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,386
Toronto municipal land transfer tax
$6,386
Estimated closing costs
$12,772

Plus your down payment of $99,111. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,570/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$238,228Total interest paid
$634,672Total of all payments
Principal $396,444 Interest $238,228
YearPrincipalInterestBalance
1$9,287$16,100$387,157
2$9,676$15,711$377,481
3$10,081$15,306$367,400
4$10,502$14,885$356,898
5$10,941$14,445$345,957
6$11,399$13,988$334,558
7$11,876$13,511$322,682
8$12,373$13,014$310,309
9$12,890$12,497$297,419
10$13,429$11,957$283,989
11$13,991$11,396$269,998
12$14,576$10,811$255,422
13$15,186$10,201$240,236
14$15,821$9,566$224,415
15$16,483$8,904$207,932
16$17,173$8,214$190,759
17$17,891$7,496$172,868
18$18,639$6,748$154,229
19$19,419$5,968$134,810
20$20,231$5,156$114,579
21$21,077$4,310$93,502
22$21,959$3,428$71,543
23$22,877$2,509$48,666
24$23,834$1,553$24,831
25$24,831$556$0

At the end of your 5-year term

Total paid over the term
$126,934
Principal paid down
$50,487
Interest paid
$76,447
Balance remaining
$345,957

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $2,866− Condo fees $8,844− Insurance $600− Vacancy & upkeep $2,244Net operating income $5,845

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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