77 Montgomery Avenue, Toronto, ON
Yonge-Eglinton, Toronto · MLS® C13572180
About this home
Welcome to this beautifully maintained 3-bedroom, 2-bath semi-detached home in the highly covetedAllenby school district - a rare opportunity to enjoy family living in one of Toronto's most sought-after neighbourhoods.Situated on a prime corner lot, this home offers incredible natural light, enhanced privacy, and an amazing outdoor setting perfect for entertaining, relaxing, and family enjoyment. The fully fenced backyard features a freshly stained spacious deck and beautifully designed outdoor space ideal for summer gatherings. Inside, the home combines timeless character with extensive modern upgrades for energy efficiency and privacy. Major improvements include updated windows and blinds, roof, furnace, air conditioning, hot water tank, main water line, sump pump, and renovated bathrooms - offering peace of mind for years to come.The underpinned basement provides impressive ceiling height and exceptional additional living space, ideal for a recreation room, home office, gym, or guest suite. Complete with private parking and located just steps to some of the city's best restaurants, cafés, shops, parks, and everyday amenities, this home also offers outstanding transit convenience with walking access to both the Crosstown LRT and Line 1 subway. A fantastic opportunity to own a home in an established, family-friendly community known for its top-ranked schools, vibrant atmosphere, and unbeatable central location.
Key facts
- Property type
- Semi-Detached, 2-Storey
- MLS®
- C13572180
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1100-1500
- Lot
- 32.33 × 65.75 ft
- Cross streets
- Yonge & Eglinton
- Parking
- 1 parking
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Shingles, Flat
- Sewer
- Sewer
- Property tax
- $5,731 / 2026
- Days on market
- 1
- Listing brokerage
- CORCORAN HORIZON REALTY
Rooms
electric fireplace · ceramic floor · open concept
hardwood floor · large window
closet · large window · hardwood floor
stainless steel appl · w/o to yard · hardwood floor
large closet · large window
closet · large window · hardwood floor
fireplace · hardwood floor
Listed at $1,319,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in Yonge-Eglinton, so I widened the search to the surrounding area.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $964K, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.28M
- Adjusts to $1.28M
That comparable adjusts to $1.28M; the $1.29M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On schools, this address is zoned for North Toronto Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
On location, this is a very walkable address with everyday errands close by. Yonge St at Montgomery Ave is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $1.29M, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Corner lot: more light and frontage, sometimes at the cost of privacy.
- Value driver
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 23% above the area average of $825/sqft.
3 days faster than the Toronto average (4 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Yonge-Eglinton, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Yonge St at Montgomery Ave, about 187 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,055,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,635
- Property tax
- $478
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,112
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $22,873
- Toronto municipal land transfer tax
- $22,873
- Estimated closing costs
- $45,746
Plus your down payment of $263,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $338,087
- Principal paid down
- $134,472
- Interest paid
- $203,615
- Balance remaining
- $921,448
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CORCORAN HORIZON REALTY. MLS®/PropTx.