27 Gibson Avenue, Toronto, ON
Annex, Toronto · MLS® C13572908
About this home
Seldomly offered opportunity to live on one of Toronto's best streets. Gibson Avenue, a one block dead-end street abutting Ramsden Park in Summerhill, is known for its tight-knit and welcoming community. This home boasts a perfect mix of historic character and modern amenities on four separate levels. The property includes a designer eat-in kitchen with stone counters/backsplash and built-in appliances. The sunlit dining room is perfect for dinner parties and the stylish living room has a walkout to the backyard which is best described as an oasis in the heart of the city. This sun-drenched 3 bed, 3 bath home includes a 3rd floor primary and ensuite and south facing deck overlooking the park. Second and third bedrooms are on the 2nd floor and connect via a walkway overlooking the open dining room. Fabulous lower level recreation room is ideal as a TV/games room
Key facts
- Property type
- Townhouse, 2 1/2 Storey
- MLS®
- C13572908
- Bedrooms
- 3
- Bathrooms
- 3 (1 half)
- Size
- 1100-1500
- Cross streets
- Yonge/Roxborough
- Parking
- 1 parking
- Driveway
- Lane
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Days on market
- 1
- Listing brokerage
- CHESTNUT PARK REAL ESTATE LIMITED
Rooms
ensuite bath · w/o to balcony · skylight
fireplace · w/o to deck · hardwood floor
skylight · combined w/kitchen · hardwood floor
hardwood floor · closet · north view
hardwood floor · closet · south view
b/i shelves · combined w/laundry · 2 pc bath
eat-in kitchen · stone counters · combined w/dining
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent leases and give you a straight answer on what it will really take.
Ask Moe if this price is fairIts public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
On location, this is a very walkable address with everyday errands close by. Yonge St at Crescent Rd - Rosedale Station is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Primary suite: a key comfort and resale feature.
- Sold as-is / needs work: budget for renovation, the price should reflect the condition.
- Value driver
- Lifestyle
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homes12 days faster than the Toronto average (13 days).
View comparable listingsNot enough sq ft data to place this home on the area price curve.
Neighbourhood & location
Annex, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Yonge St at Crescent Rd - Rosedale Station, about 132 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $6,560 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $35
- Property tax
- $5
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $40
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $41
- Toronto municipal land transfer tax
- $41
- Estimated closing costs
- $82
Plus your down payment of $1,640. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $2,100
- Principal paid down
- $835
- Interest paid
- $1,265
- Balance remaining
- $5,725
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED. MLS®/PropTx.