917-111 Elizabeth Street, Toronto, ON

Bay Street Corridor, Toronto · MLS® C13574132

$555,000
For Sale
Listed 2 days ago
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1Bedrooms
1Bathrooms
1Parking
600-699Sq Ft

About this home

Sophisticated downtown living at One City Hall Place, one of Toronto's most connected addresses at Bay and Dundas. Spacious 1-bedroom + den residence with 2 full bathrooms offers open-concept living and dining with a walk-out balcony, a modern kitchen with a pantry, and a primary bedroom with a 4-piece ensuite. Full amenity building with 24-hour concierge, indoor pool, jacuzzi, sauna, fully equipped gym, party room, guest suites, and visitor parking. Steps from Eaton Centre, subway, hospitals, and Financial District. Parking included.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13574132
Bedrooms
1
Bathrooms
1
Size
600-699
Cross streets
Bay / Dundas
Parking
1 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Exposure
West
Property tax
$3,243 / 2025
Days on market
2
Listing brokerage
FOREST HILL REAL ESTATE INC.

Rooms

KitchenGround3.32 × 2.75 m

open concept · modern kitchen · pantry

Living RoomGround5.63 × 3.05 m

combined w/dining · laminate · w/o to balcony

DenGround3.05 × 2.31 m

Laminate

Primary BedroomGround3.05 × 2.77 m

4 pc ensuite · his and hers closets

Dining RoomGround5.63 × 3.05 m

combined w/living · laminate

Moe’s TakeTeam Asgarian · Broker
In line
$544Kest. value

Listed at $555,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $580K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $519K
  • Adjusts to $519K

That comparable adjusts to $519K; the $544K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Orde Street Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Dundas St West at Bay St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$519KGreat deal$560KOverpriced

Total price vs nearby homes. Fair value about $544K, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby in Bay Street Corridor · asking prices
$547kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

#708-887 Bay Street$559k609-909 Bay Street$560k1507-44 Gerrard Street$568k505-11 St Joseph Street$529k1820-111 Elizabeth Street$519k

The 5 closest of 7 active listings nearby.

See all comparable homes
555kThis home559k560k568k529k519kThis home vs active comparables
Live market pulseActive comparables in Bay Street Corridor · median list $579K
$855this home / sqft
55active listings nearby
2days on market

This home lists 10% below the area average of $955/sqft.

1 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Bay Street Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

85/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Dundas St West at Bay St, about 95 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$679K
Waterfront Communities C1
$786K
Annex
$929K
Mimico
$852K
Willowdale East
$466K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Orde Street Public School
76%
Orde Street Public SchoolPublic · Elementary · 0.7 km awayAbove the GTA average · 76% meet the provincial standard

Affordability & Mortgage

Affordability
$2,530/mo
$109KIncome needed
5.1×Price ÷ income
$584Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $2,530Property tax $270Total carry $2,800

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,369per month

Mortgage amount $444,000 · 4.14% over 25 years

$111,000Down payment (20.0%)
$444,000Loan before insurance
$0CMHC premium
$2,640Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,369
Property tax
$270
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,640

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,575
Toronto municipal land transfer tax
$7,575
Estimated closing costs
$15,150

Plus your down payment of $111,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,878/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$266,805Total interest paid
$710,805Total of all payments
Principal $444,000 Interest $266,805
YearPrincipalInterestBalance
1$10,401$18,031$433,599
2$10,836$17,596$422,762
3$11,290$17,142$411,472
4$11,762$16,670$399,710
5$12,254$16,178$387,456
6$12,767$15,666$374,690
7$13,301$15,132$361,389
8$13,857$14,575$347,533
9$14,436$13,996$333,096
10$15,040$13,392$318,056
11$15,669$12,763$302,386
12$16,325$12,107$286,061
13$17,008$11,424$269,054
14$17,719$10,713$251,335
15$18,460$9,972$232,874
16$19,232$9,200$213,642
17$20,037$8,395$193,605
18$20,875$7,557$172,730
19$21,748$6,684$150,982
20$22,658$5,774$128,324
21$23,606$4,827$104,718
22$24,593$3,839$80,125
23$25,622$2,810$54,503
24$26,693$1,739$27,810
25$27,810$622$0

At the end of your 5-year term

Total paid over the term
$142,161
Principal paid down
$56,544
Interest paid
$85,617
Balance remaining
$387,456

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
3.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.4%
Gross yield
− Property tax $3,243− Insurance $600− Vacancy & upkeep $2,706Net operating income $18,051

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.

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