1009-33 Sheppard Avenue, Toronto, ON

Willowdale East, Toronto · MLS® C13575686

$369,900
For Sale
Just listed today
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1Bathrooms
0Parking
0-499Sq Ft

About this home

Beautiful, open-concept studio unit in the highly desirable Minto Gardens complex. Featuring a spacious and highly functional layout with numerous modern updates, this move-in-ready unit boasts premium granite countertops, a breakfast bar, and convenient en suite laundry.Situated in a prime North York location, you are just steps from the Yonge and Sheppard subway station, shopping, top-tier restaurants, and entertainment. Enjoy exceptional building amenities including an indoor pool, a fully equipped gym, ample visitor parking, a private theatre room, an outdoor garden, and a 24-hour concierge. Truly urban living at its finest!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13575686
Bathrooms
1
Size
0-499
Cross streets
Yonge and Sheppard
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$325/mo
Exposure
North
Property tax
$1,565 / 2026
Listing brokerage
ROYAL LEPAGE TERREQUITY REALTY

Rooms

Dining RoomFlat3.75 × 3.30 m

open concept · bay window · hardwood floor

Living RoomFlat3.75 × 3.30 m

open concept · bay window · hardwood floor

Moe’s TakeTeam Asgarian · Broker
Below comparables
$455Kest. value

Listed at $369,900, this home is about 19% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Below comparable homes on total price, yet the price per square foot ($1,483/sqft) is above the area, which usually points to a smaller or more efficient layout.

There were not many closely comparable homes right in Willowdale East, so I widened the search to the surrounding area.

Based on 10 similar homes nearby, adjusted for size, beds, and baths.Median of 10 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $337K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $405K
  • Adjusts to $405K

That comparable adjusts to $405K; the $455K estimate above is the median of all 10 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Claude Watson School for the Arts) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Sheppard Ave East at Doris Ave is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$370KGreat deal$489KOverpriced

Total price vs nearby homes. Fair value about $455K, median of 10 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Open-concept layout: modern, sought-after flow.
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$429kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1812-2020 Bathurst Street$405k2605-319 Jarvis Street$425k2916-252 Church Street$435k706-28 Wellesley Street$438k4110-252 Church Street$440k

The 5 closest of 8 active listings nearby.

See all comparable homes
370kThis home405k425k435k438k440kThis home vs active comparables
Live market pulseActive comparables in Willowdale East · median list $600K
$1,483this home / sqft
95active listings nearby
View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

88/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Sheppard Ave East at Doris Ave, about 43 m away

20+ transit stops9 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale West
$770K
Banbury-Don Mills
$500K
Annex
$1.57M
Church-Yonge Corridor
$590K
Waterfront Communities C1
$672K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Claude Watson School for the Arts
96%
Claude Watson School for the ArtsPublic · Elementary · 0.4 km awayAmong the top in the GTA · 96% meet the provincial standard

Affordability & Mortgage

Affordability
$1,686/mo
$78KIncome needed
4.7×Price ÷ income
$389Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $1,686Property tax $130Condo fee $325Total carry $2,141

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,579per month

Mortgage amount $295,920 · 4.14% over 25 years

$73,980Down payment (20.0%)
$295,920Loan before insurance
$0CMHC premium
$2,035Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,579
Property tax
$130
Condo / maintenance fees
$325
Heating
$0
Estimated monthly cost
$2,035

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,024
Toronto municipal land transfer tax
$4,024
Estimated closing costs
$8,047

Plus your down payment of $73,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$1,918/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$177,822Total interest paid
$473,742Total of all payments
Principal $295,920 Interest $177,822
YearPrincipalInterestBalance
1$6,932$12,017$288,988
2$7,222$11,727$281,765
3$7,524$11,425$274,241
4$7,839$11,110$266,402
5$8,167$10,783$258,235
6$8,509$10,441$249,726
7$8,865$10,085$240,861
8$9,235$9,714$231,626
9$9,622$9,328$222,004
10$10,024$8,925$211,980
11$10,443$8,506$201,536
12$10,880$8,069$190,656
13$11,335$7,614$179,321
14$11,810$7,140$167,511
15$12,304$6,646$155,208
16$12,818$6,131$142,389
17$13,354$5,595$129,035
18$13,913$5,037$115,122
19$14,495$4,455$100,627
20$15,101$3,848$85,526
21$15,733$3,217$69,793
22$16,391$2,559$53,402
23$17,077$1,873$36,326
24$17,791$1,159$18,535
25$18,535$415$0

At the end of your 5-year term

Total paid over the term
$94,748
Principal paid down
$37,685
Interest paid
$57,063
Balance remaining
$258,235

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
5.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.5%
Gross yield
− Property tax $1,565− Condo fees $3,898− Insurance $600− Vacancy & upkeep $3,036Net operating income $18,501

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY REALTY. MLS®/PropTx.

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