512-109 Front Street, Toronto, ON
Moss Park, Toronto · MLS® C13575742
About this home
Welcome to Times Square Condominiums, perfectly positioned in the heart of Toronto's coveted St. Lawrence neighbourhood, just steps from the world-renowned St. Lawrence Market. This bright and inviting 1-bedroom unit includes parking and a locker, offering exceptional value in one of downtown's most desirable communities. Featuring a functional open-concept layout, this property is designed for comfortable everyday living and effortless entertaining. A peaceful south-facing exposure overlooking the landscaped courtyard fills the home with natural light, creating a warm and tranquil atmosphere. Residents enjoy the benefits of a well-managed building with utilities included, only cable and internet are extra. Building amenities include 24-hour concierge service, a fully equipped fitness centre, party room, and a stunning rooftop terrace complete with BBQ facilities and picturesque lake views. Unmatched urban convenience awaits just outside your door. Walk to Union Station, the Financial District, the Distillery District, transit, shopping, dining, and countless downtown attractions. Photos are from previous listing.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13575742
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 500-599
- Cross streets
- Front St E & Jarvis
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Exposure
- South
- Days on market
- 1
- Listing brokerage
- HARVEY KALLES REAL ESTATE LTD.
Rooms
combined w/living · hardwood floor · south view
combined w/dining · hardwood floor
overlooks dining · b/i dishwasher · breakfast bar
his and hers closets · hardwood floor · large window
Listing history
- Jun 18, 2026Listed$525,000
Price and status history from the listing board. Deemed reliable but not guaranteed.
Listed at $2,400/mo, this rental is about 12% above what comparable rentals suggest. The number above is my independent estimate of value, not the asking price.
Based on 16 similar rentals nearby, adjusted for size, beds, and baths.Median of 16 comparable active listings, adjusted for size, beds, and baths.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $2,000/mo
- Adjusts to $2,000/mo
That comparable adjusts to $2,000/mo; the $2,148/mo estimate above is the median of all 16 comparables, which is steadier than any single home.This uses comparable active listings, not leased-deal prices. Condition, finishes, and exact inclusions are my in-person call.
The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Jarvis St at King St East South Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $2,148/mo, median of 16 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Open-concept layout: modern, sought-after flow.
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesNot enough sq ft data to place this home on the area price curve.
Neighbourhood & location
Moss Park, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Jarvis St at King St East South Side, about 115 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $1,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $10
- Property tax
- $2
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $12
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12
- Toronto municipal land transfer tax
- $12
- Estimated closing costs
- $24
Plus your down payment of $480. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $615
- Principal paid down
- $245
- Interest paid
- $370
- Balance remaining
- $1,675
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.