503-90 Queens Wharf Road, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13577316

$808,000
For Sale
Just listed today
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3Bedrooms
2Bathrooms
1Garage
800-899Sq Ft

About this home

Welcome to this bright and spacious 2+Den corner suite at Forward Condos. Offering approximately 833 sq.ft. of thoughtfully designed living space, this northeast-facing unit is filled with natural light through floor-to-ceiling windows. The functional den is ideal as a home office. Modern kitchen with built-in appliances, quartz countertops and contemporary finishes throughout. Enjoy an open-concept layout, two full bathrooms, one parking space and one locker.Residents enjoy premium amenities .Perfectly located in the heart of Downtown Toronto, just steps to TTC, The Well, Stackt Market, Rogers Centre, CN Tower, Harbourfront, Loblaws, parks, restaurants and cafes, with quick access to the Gardiner Expressway and Financial District. An exceptional opportunity for end-users and investors alike.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13577316
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
800-899
Cross streets
Bathurst /Fort York
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$865/mo
Exposure
North East
Property tax
$2,022 / 2026
Listing brokerage
FIRST CLASS REALTY INC.
Moe’s TakeTeam Asgarian · Broker
In line
$793Kest. value

Listed at $808,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 21 similar homes nearby, adjusted for size, beds, and baths.Median of 21 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $396K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $629K
  • Bedrooms +$30K
  • Adjusts to $659K

That comparable adjusts to $659K; the $793K estimate above is the median of all 21 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Bathurst St at Fort York Blvd is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$735KGreat deal$879KOverpriced

Total price vs nearby homes. Fair value about $793K, median of 21 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$797kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

606-478 King Street$850k1006-8 Telegram Mews$700k2308-3 Navy Wharf Court$1.07M505-270 Queens Quay$569k

The 4 closest active listings nearby.

See all comparable homes
808kThis home850k700k1.07M569kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $629K
$951this home / sqft
45active listings nearby

This home lists 2% above the area average of $932/sqft.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

86/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Bathurst St at Fort York Blvd, about 79 m away

20+ transit stops17 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$718K
Waterfront Communities C8
$1.24M
Church-Yonge Corridor
$590K
Mimico
$800K
Islington-City Centre West
$528K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jean Lumb Public School
73%
Jean Lumb Public SchoolPublic · Elementary · 0.4 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$3,683/mo
$164KIncome needed
4.9×Price ÷ income
$850Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $3,683Property tax $168Condo fee $865Total carry $4,716

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,449per month

Mortgage amount $646,400 · 4.14% over 25 years

$161,600Down payment (20.0%)
$646,400Loan before insurance
$0CMHC premium
$4,483Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,449
Property tax
$169
Condo / maintenance fees
$865
Heating
$0
Estimated monthly cost
$4,483

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,635
Toronto municipal land transfer tax
$12,635
Estimated closing costs
$25,270

Plus your down payment of $161,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,190/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$388,429Total interest paid
$1,034,829Total of all payments
Principal $646,400 Interest $388,429
YearPrincipalInterestBalance
1$15,143$26,250$631,257
2$15,776$25,617$615,481
3$16,436$24,957$599,045
4$17,124$24,269$581,921
5$17,840$23,553$564,081
6$18,586$22,807$545,495
7$19,364$22,030$526,131
8$20,174$21,220$505,957
9$21,017$20,376$484,940
10$21,897$19,497$463,043
11$22,812$18,581$440,231
12$23,767$17,627$416,464
13$24,761$16,632$391,703
14$25,796$15,597$365,907
15$26,876$14,518$339,031
16$28,000$13,393$311,032
17$29,171$12,222$281,861
18$30,391$11,002$251,470
19$31,662$9,731$219,808
20$32,987$8,407$186,821
21$34,366$7,027$152,455
22$35,804$5,589$116,651
23$37,302$4,092$79,349
24$38,862$2,531$40,487
25$40,487$906$0

At the end of your 5-year term

Total paid over the term
$206,966
Principal paid down
$82,319
Interest paid
$124,647
Balance remaining
$564,081

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
2.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $2,022− Condo fees $10,378− Insurance $600− Vacancy & upkeep $3,564Net operating income $15,836

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FIRST CLASS REALTY INC.. MLS®/PropTx.

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