1604-181 Huron Street, Toronto, ON

Kensington-Chinatown, Toronto · MLS® C13577382

$539,000
For Sale
Just listed today
Request a showing
◎ Directions
2Bedrooms
1Bathrooms
0Parking
0-499Sq Ft

About this home

Location! Location! Location! Rarely Offered High-Floor Suite at Design Haus, Just Steps from the University of Toronto! This bright and intelligently designed 1-bedroom plus windowed den offers approximately 478 sq. ft. of highly efficient living space. The versatile den is currently configured as a second sleeping area, providing the functionality and privacy rarely found in a suite of this size-ideal for students, professionals, first-time buyers, parents purchasing for their children, or investors. Enjoy abundant natural light, west exposure, an open-concept living and kitchen area, modern finishes, ensuite laundry, and an owned locker. The thoughtful layout makes excellent use of every square foot and is move-in ready. Located in one of downtown Toronto's most convenient and consistently sought-after rental locations, only moments from U of T, College Street, TTC, Queen's Park, major hospitals, OCAD University, Kensington Market, Chinatown, Yorkville, restaurants, cafés, shopping, and everyday essentials. Design Haus offers a full range of amenities, including concierge service, fitness facilities, rooftop terrace, party and meeting rooms, guest suites, sauna, visitor parking, and security. An exceptional opportunity to own a flexible, functional suite in the heart of downtown Toronto.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13577382
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
0-499
Cross streets
College St & Huron St
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$452/mo
Exposure
West
Property tax
$2,451 / 2025
Listing brokerage
CENTURY 21 MYPRO REALTY

Rooms

Dining RoomFlat4.30 × 4.00 m

combined w/living · combined w/kitchen · laminate

Primary BedroomFlat4.00 × 3.00 m

laminate · large closet · large window

Living RoomFlat4.30 × 4.00 m

combined w/dining · combined w/kitchen · laminate

KitchenFlat4.30 × 4.00 m

combined w/living · combined w/dining · laminate

DenFlat1.70 × 1.00 m

laminate · picture window

Listing history

  1. Jul 17, 2026Listed$3,450
  2. Jul 9, 2026Listed$499,999

Price and status history from the listing board. Deemed reliable but not guaranteed.

Moe’s TakeTeam Asgarian · Broker
Above comparables
$510Kest. value

Listed at $539,000, this home is about 6% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $478K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $549K
  • Bedrooms +$30K
  • Adjusts to $579K

That comparable adjusts to $579K; the $510K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Orde Street Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. College St at Beverley St is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$479KGreat deal$539KOverpriced

Total price vs nearby homes. Fair value about $510K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$530kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

3210-375 King Street$529k708-560 King Street$690k1009-33 Sheppard Avenue$370k

The 3 closest active listings nearby.

See all comparable homes
539kThis home529k690k370kThis home vs active comparables
Live market pulseActive comparables in Kensington-Chinatown · median list $480K
$2,160this home / sqft
5active listings nearby

This home lists 13% above the area average of $1,914/sqft.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Kensington-Chinatown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

79/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: College St at Beverley St, about 122 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$573K
Annex
$1.57M
Waterfront Communities C1
$672K
Waterfront Communities C8
$1.19M
Mimico
$800K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Orde Street Public School
76%
Orde Street Public SchoolPublic · Elementary · 0.5 km awayAbove the GTA average · 76% meet the provincial standard

Affordability & Mortgage

Affordability
$2,457/mo
$112KIncome needed
4.8×Price ÷ income
$567Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $2,457Property tax $204Condo fee $452Total carry $3,113

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,301per month

Mortgage amount $431,200 · 4.14% over 25 years

$107,800Down payment (20.0%)
$431,200Loan before insurance
$0CMHC premium
$2,957Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,301
Property tax
$204
Condo / maintenance fees
$452
Heating
$0
Estimated monthly cost
$2,957

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,255
Toronto municipal land transfer tax
$7,255
Estimated closing costs
$14,510

Plus your down payment of $107,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,795/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$259,113Total interest paid
$690,313Total of all payments
Principal $431,200 Interest $259,113
YearPrincipalInterestBalance
1$10,102$17,511$421,098
2$10,524$17,088$410,574
3$10,964$16,648$399,610
4$11,423$16,190$388,187
5$11,901$15,712$376,287
6$12,398$15,214$363,888
7$12,917$14,695$350,971
8$13,457$14,155$337,514
9$14,020$13,592$323,493
10$14,607$13,006$308,887
11$15,218$12,395$293,669
12$15,854$11,758$277,815
13$16,517$11,095$261,297
14$17,208$10,404$244,089
15$17,928$9,684$226,161
16$18,678$8,935$207,483
17$19,459$8,153$188,024
18$20,273$7,339$167,750
19$21,121$6,491$146,629
20$22,005$5,608$124,624
21$22,925$4,687$101,699
22$23,884$3,728$77,815
23$24,883$2,729$52,932
24$25,924$1,689$27,008
25$27,008$604$0

At the end of your 5-year term

Total paid over the term
$138,063
Principal paid down
$54,913
Interest paid
$83,149
Balance remaining
$376,287

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,000/mo
$36,000Gross annual rent
4.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.7%
Gross yield
− Property tax $2,451− Condo fees $5,420− Insurance $600− Vacancy & upkeep $3,960Net operating income $23,569

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 MYPRO REALTY. MLS®/PropTx.

CallRequest a showing